SBI Revises FD Interest Rates: Latest Updates You Must Know

By Sheetal Kumari | March 3, 2025 MC Desk | July 15, 2025

SBI Revises FD Interest Rates from July 15, 2025

(Image: Canva) (Image: Canva) (Image: Canva) Short-term deposit rates have been slashed by 15 basis points. Here’s what changes. (Image: Canva)

Rates Cut on Short-Term FDs

(Image: Canva) (Image: Canva) (Image: Canva) SBI has revised FD interest rates on select tenures between 46 days to less than 1 year. (Image: Canva)

From 5.05% to 4.90%

(Image: Canva) (Image: Canva) (Image: Canva) General citizens will now earn 4.90% instead of 5.05% for deposits maturing in 46–179 days. (Image: Canva)

Now 5.65%, Down from 5.80%

(Image: Canva) (Image: Canva) (Image: Canva) FDs for this tenure now yield 5.65% for general public post rate cut. (Image: Canva)

From 6.05% to 5.90%

(Image: Canva) (Image: Canva) (Image: Canva) The interest for this slab now stands at 5.90% for general depositors. (Image: Canva)

Same 15 bps Rate Cut for Seniors

(Image: Canva) (Image: Canva) (Image: Canva) Rates reduced across same tenures — now range from 5.40% to 6.40% for senior citizens. (Image: Canva)

Now 3.05% to 6.45%

(Image: Canva) (Image: Canva) (Image: Canva) Depending on the tenure (7 days–10 years), regular FD rates now lie between 3.05% and 6.45%. (Image: Canva)

With SBI WeCare Scheme

(Image: Canva) (Image: Canva) (Image: Canva) FD rates for senior citizens now range between 3.55% and 7.05%, post-revision. (Image: Canva)

SBI Patrons Scheme Benefit

(Image: Canva) (Image: Canva) (Image: Canva) Super senior citizens (80+) get an extra 0.10% over senior citizen FD rates. (Image: Canva)

Get up to 7.20% Interest

(Image: Canva) (Image: Canva) (Image: Canva) New 444-day FD offers 6.60% (general), 7.10% (seniors), and 7.20% (80+ citizens). (Image: Canva)

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