Mutual Fund SIP: Tips to Maximise Returns

By Sheetal Kumari | March 3, 2025

MC Desk | May 5, 2025

Mutual Fund SIP: Tips to Maximise Returns

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Starting SIPs early helps benefit from the power of compounding over time.

Start Early 

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Avoid stopping SIPs during market corrections; volatility can help buy more units.

Stay Invested

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Top-up SIPs with salary hikes to boost wealth creation steadily.

Step-up SIP   

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Align SIPs with your financial goals instead of chasing past returns.

Choose Funds Based on Goals

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Too many changes can disrupt returns and increase tax burden.

Avoid Frequent Switching Between Funds

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Review SIPs once or twice a year to ensure they stay on track.

Monitor Fund Performance Periodically

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SIPs work best when automated and consistent, without emotional decisions.

Don’t Time the Market with SIPs

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Spreading SIPs across equity, hybrid, and debt funds helps manage risk.

Diversify Across Fund Categories

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Moneycontrol advises users to check with certified experts before taking any investment decisions.

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