ATM Withdrawals Will Cost You More from May 1; Here’s Why

By Sheetal Kumari | March 3, 2025

MC Desk | March 27, 2025

ATM Withdrawals Will Cost You More from May 1 Here’s Why

(Image: Canva)

From May 1, ATM withdrawals will become costlier as the RBI has revised interchange fees.

ATM charges set to rise

(Image: Canva)

(Image: Canva)

This is a fee that one bank pays another for ATM services, which is often passed on to customers.

Interchange fee explained

(Image: Canva)

(Image: Canva)

The RBI revised charges after ATM operators cited rising operational costs affecting their business.

Demand from ATM operators

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(Image: Canva)

Customers will pay Rs 19 per transaction beyond the free limit, up from the current Rs 17.

Hike in cash withdrawal fee

(Image: Canva)

(Image: Canva)

Non-financial transactions like balance checks will now cost Rs 7, up from Rs 6 per inquiry.

Costlier balance inquiries

(Image: Canva)

(Image: Canva)

The revised fees will apply across India, impacting millions of ATM users.

Nationwide implementation

(Image: Canva)

(Image: Canva)

Government data showed that digital payments in India were valued at Rs 3,658 lakh crore in FY23.

Rising Digital Payments

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