Premium rates could go up further over the next six months, but do not rush to buy policies without meticulous homework
The standard retirement age and hence the coverage duration may not be relevant for everyone and may call for a review
Managing debt, keeping personal and business finances separate, and curbing reckless spending are critical
Insurance is required against a low-probability but high-impact event
Critical illness cover helps on financial front in case of critical illness. If resources permit, one should buy a critical illness cover after buying a health insurance policy.