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  • Four instances when you should revisit your term plan needs Nov 23, 2015 10:23 AM IST

    Four instances when you should revisit your term plan needs

    Additional dependents, an increase in liabilities, a change in career and earning capacity and changes in the family conditions are some instances when you should re-assess your term plan needs.

  • Ten benefits of financial planning you may not realize Nov 17, 2015 04:28 PM IST

    Ten benefits of financial planning you may not realize

    Financial Planning helps in improving risk management, improve portfolio ROI, uses metrics to manage money, among other benefits.

  • How to reduce your personal finance costs? Oct 14, 2015 06:16 PM IST

    How to reduce your personal finance costs?

    Each transaction comes with some cost or the other. However, if you are willing to take some efforts you can reduce these costs

  • Should you buy a critical illness cover? Sep 14, 2015 01:00 PM IST

    Should you buy a critical illness cover?

    Critical illness cover helps on financial front in case of critical illness. If resources permit, one should buy a critical illness cover after buying a health insurance policy.

  • Financial Planning or Financial Life Planning Jul 23, 2015 05:04 PM IST

    Financial Planning or Financial Life Planning

    Financial Planning is concerned with quantitative planning, dealing with income, expenses, assets and liabilities of an individual. On the other hand, Financial Life Planning deals with both qualitative and quantitative aspects, and marries the ‘life‘ aspect with the ‘money‘ aspect.

  • What defines a good financial advisor? Jun 22, 2015 08:15 PM IST

    What defines a good financial advisor?

    Check the qualifications of the advisor, the quality of service, the time spent, his confidence, his approach to the planning process and his level of frankness when dealing with your finances. Do reference checks.

  • Six money tips that a student cannot afford to miss May 21, 2015 06:50 PM IST

    Six money tips that a student cannot afford to miss

    Student life is usually related to independence. However, this is also the time when an individual should learn more responsibility.

  • Buying travel insurance policy? Use this 5 point checklist Apr 13, 2015 09:34 AM IST

    Buying travel insurance policy? Use this 5 point checklist

    Travel insurance protects the policyholder for loss arising because of unforeseen events during travel. Coverage, extent of coverage, destination clauses, pre-existing health conditions coverage are some factors one should check before buying one such cover.

  • Make it a Women's Day everyday! Take charge of your money Mar 09, 2015 09:32 AM IST

    Make it a Women's Day everyday! Take charge of your money

    Women should actively participate in money matters of their family. Taking a step by step approach to deal with money will help them achieve their financial goals in life.

  • Here is how to secure your angel's financial future Feb 10, 2015 12:34 PM IST

    Here is how to secure your angel's financial future

    Securing your daughter's future is your responsibility. But you are not alone at the task. Various dedicated schemes floated by central government and state governments can be availed of, in addition to other savings options to build a kitty for your daughter.

  • Insurance sector expands in 2014, to move faster in 2015 Dec 29, 2014 09:58 AM IST

    Insurance sector expands in 2014, to move faster in 2015

    Calendar year 2014 brought in changes like increase in FDI, changes in ULIP guidelines, insurance repository among others. Next five years can see double digit growth which will bring this sector to a new level.

  • Start financial planning from day one of the career Dec 16, 2014 01:28 PM IST

    Start financial planning from day one of the career

    Financial planning is as critical when one starts his career as it is later in life. Making goal based investments from the start, controlling expenses, buying sufficient life and health insurance cover, having an emergency corpus and understanding tax aspects are some areas which one should give importance to when he starts his career.

  • Which type of life insurance policy should you buy? Nov 27, 2014 01:13 PM IST

    Which type of life insurance policy should you buy?

    If insuring your family is your aim, it is better to opt for a pure online term policy which charges a lower premium. Other plans which have an investment component may be expensive

  • How can you make your kids learn about money? Nov 14, 2014 04:03 PM IST

    How can you make your kids learn about money?

    Teaching kids about money and the importance of taking wise financial decisions from a young age helps them appreciate this and take better financial decisions in life

  • 9 personal finance tips for a widow Oct 14, 2014 12:26 PM IST

    9 personal finance tips for a widow

    Organizing all financial documents and keeping them in one place becomes critical to take further steps. This becomes all the more essential if you have till now not been involved in financial decisions of the family.

  • A comparative analysis of online Will services Oct 13, 2014 04:04 PM IST

    A comparative analysis of online Will services

    Drafting a Will is a critical part of Estate Planning. The presence of a Will reduces complexities for the legal heirs and also quickens the process.

  • How important is asset allocation? Sep 16, 2014 05:20 PM IST

    How important is asset allocation?

    Asset Allocation refers to apportionment of assets to different asset classes based on individual preferences, goals and risk profile.

  • Do you need a secondary health insurance? Aug 25, 2014 01:07 PM IST

    Do you need a secondary health insurance?

    Change of jobs, waiting period between job changes, desire to start your own venture, cost cutting initiatives by employer and retirement are reasons why a secondary health insurance can make a huge difference.

  • Health insurance policies: Reviews & analysis Aug 07, 2014 01:11 PM IST

    Health insurance policies: Reviews & analysis

    All policies cover the spouse and the dependent children of the policy holder. Oriental Insurance policy covers parents in laws too. Max Bupa policy does not specify of a ceiling in coverage on number of adults and children.

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