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  • Banking | The impossible trinity of India’s banking policy Dec 09, 2021 03:47 PM IST

    Banking | The impossible trinity of India’s banking policy

    The RBI has three goals: competition, scale and financial stability. Achieving this trinity is near impossible, and the RBI has always had to settle for two of these three goals 

  • RBI panel recommends separate law to prevent illegal digital lending Nov 18, 2021 05:38 PM IST

    RBI panel recommends separate law to prevent illegal digital lending

    The recommendations include subjecting the Digital Lending Apps to a verification process by a nodal agency to be setup in consultation with stakeholders and setting up of a Self-Regulatory Organisation (SRO) covering the participants in the digital lending ecosystem.

  • More banking does not need more banks Dec 10, 2020 10:58 AM IST

    More banking does not need more banks

    It would be a giant leap of faith to believe that the new banks backed by return-seeking private capital will target the segments and geographies left unserved or underserved by the established large banks

  • KV Kamath backs corporates' entry into banking sector Nov 30, 2020 02:04 PM IST

    KV Kamath backs corporates' entry into banking sector

    RBI’s working committee report's recommendation that large NBFCs and corporate houses should be given banking permits has set off a huge debate.

  • Corporate-owned banks is an idea whose time has come Nov 25, 2020 01:40 PM IST

    Corporate-owned banks is an idea whose time has come

    India needs loan growth in double digits for GDP to grow above 6 percent. For that, new banks are necessary and the most viable model is corporate-owned banks

  • Prominent bank employee union opposes plan to give licences to corporates; says RBI group suggestions retrograde Nov 25, 2020 12:16 PM IST

    Prominent bank employee union opposes plan to give licences to corporates; says RBI group suggestions retrograde

    The RBI working group, which submitted its proposals last week, also recommended increasing the promoter holding limit in private banks to 26 percent from 15 per cent currently and a cap of 15 per cent for non-promoter shareholders.

  • When connected lending led to bank failures Nov 25, 2020 08:46 AM IST

    When connected lending led to bank failures

    As experts and policymakers engage in debate and discussion over the new guidelines set by RBI’s Internal Working Group, it is interesting to go back in history when connected lending led to bank failures

  • Exclusive | Bank licences for corporates with right regulation not a bad idea: Bandhan’s Chandra Shekhar Ghosh Nov 24, 2020 07:15 PM IST

    Exclusive | Bank licences for corporates with right regulation not a bad idea: Bandhan’s Chandra Shekhar Ghosh

    Corporates have money and experience which can benefit the banking industry. People are criticising this part. But with right kind of monitoring and supervision, these risks can be addressed.

  • NBFCs cautious on RBI working group proposals on banking entry Nov 24, 2020 03:40 PM IST

    NBFCs cautious on RBI working group proposals on banking entry

    There are many NBFCs that do not want to become banks.

  • Raghuram Rajan says RBI group’s proposal to let corporates float banks is a ‘bombshell’, questions timing Nov 23, 2020 04:07 PM IST

    Raghuram Rajan says RBI group’s proposal to let corporates float banks is a ‘bombshell’, questions timing

    The former central bankers cite the risks in letting businesses run banks.