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Life Insurance Corporation of India

Moneycontrol

Budget 2022

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  • Kotak Mutual Fund
  • Pharmeasy
  • Indiabulls
  • SBI

Presenting Partner

Life Insurance Corporation of India

Moneycontrol

Budget 2022

Technology Partner

Dell Technologies

Associate Partners

Kotak Mutual Fund
Pharmeasy
Indiabulls
SBI
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31 Results Found
  • Yes Bank interest default a warning on what rising NPAs could do Jun 24, 2020 12:58 PM IST

    Yes Bank interest default a warning on what rising NPAs could do

    The expected sharp rise in NPAs brings two inter-linked issues to the fore. One is the need to augment bank capital. Second, we need to conclusively address the bad loan issue so that lending gains traction and supports the economic recovery.

  • Suspending bankruptcy law will cause more harm than good Apr 28, 2020 11:41 AM IST

    Suspending bankruptcy law will cause more harm than good

    The main advantage of the IBC is that it lays out a clearly defined process that seeks to keep the business as a going concern

  • Higher slippages in banks show end of NPA cycle is not in sight Feb 12, 2020 08:35 AM IST

    Higher slippages in banks show end of NPA cycle is not in sight

    Unless growth picks up and credit conditions improve, the risks to bank balance sheets will linger

  • How good MFIs are leaving public sector banks far behind Dec 20, 2019 09:22 AM IST

    How good MFIs are leaving public sector banks far behind

    This group of lenders have learnt how to make most of the opportunity at the bottom of the pyramid

  • IBC: Ring fencing the corporate debtor from all defects Dec 12, 2019 11:33 AM IST

    IBC: Ring fencing the corporate debtor from all defects

    Protecting a company from the actions of its promoters will help the acquirer in an insolvency process. But it could create a moral hazard

  • The dangers of directed banking Nov 28, 2019 08:47 AM IST

    The dangers of directed banking

    Directed lending will ultimately lead to a NPA pile-up and demands for forbearance. The taxpayer will end up footing the bill.

  • In Detail | Strong lenders will gain from the ongoing crisis Nov 27, 2019 04:25 PM IST

    In Detail | Strong lenders will gain from the ongoing crisis

    There are lessons to be learnt from historical financial crises. These top lenders almost fit the bill

  • AIF fund a positive step for real estate sector Nov 08, 2019 05:35 PM IST

    AIF fund a positive step for real estate sector

    Slashing corporate tax, infusing INR 10,000 crore by the government, and repo rate reduction of 135 bps by RBI are real boosters for the sector

  • Mountain of NPAs? Blame it on inter-corporate loans Oct 31, 2019 02:27 PM IST

    Mountain of NPAs? Blame it on inter-corporate loans

    Along with restricting inter-corporate loans, the government should also put an end to the practice of omnibus objects clauses

  • Climate Crisis | How to untangle the mixed signals on coal in India? Sep 27, 2019 04:30 PM IST

    Climate Crisis | How to untangle the mixed signals on coal in India?

    Several studies indicate that coal is losing its charm in India. The global trends indicate that global capital is fleeing coal. In such a scenario, is it a smart move for India to open commercial coal mining to 100 per cent FDI?

  • Altico default crisis: SBI chief’s remarks miss the point Sep 18, 2019 10:06 AM IST

    Altico default crisis: SBI chief’s remarks miss the point

    HDFC Bank only took a corrective step on its exposure to the non-finance lender. Vigilant and timely action is no ‘selfish’ act

  • Banking | Restriction on multiple current accounts is the need of the hour Sep 09, 2019 11:56 AM IST

    Banking | Restriction on multiple current accounts is the need of the hour

    What the government is mulling about multiple bank accounts is a logical follow up of what it did with PAN. Multiple accounts have been one of the major causes of banking frauds and NPA.

  • DHFL episode offers lessons in how not to run a NBFC Jul 15, 2019 07:09 PM IST

    DHFL episode offers lessons in how not to run a NBFC

    Further defaults and inability to meet its payments on the part of DHFL will again spread fear in the sector. It will set off a fresh round of risk aversion and liquidity squeeze for NBFCs as banks refrain from funding the shadow banking sector.

  • RBI inspection reports confirm our worst fears Jul 10, 2019 01:21 PM IST

    RBI inspection reports confirm our worst fears

    If India wants to avoid a repeat of the NPA cycle every decade or so, stricter penalties should be introduced.

  • Financial Stability | NPA cycle over, but where are banks going to get growth capital? Jun 28, 2019 01:31 PM IST

    Financial Stability | NPA cycle over, but where are banks going to get growth capital?

    Under RBI’s baseline scenario (without taking into account any capital infusion from the government), system level capital adequacy ratio is projected to come down to 12.9 percent in March 2020 from 14 percent in March 2019. As many as five banks will have a capital adequacy ratio below the regulatory minimum of 9 percent by March 2020.

  • Glide path to solve NPA maths? RBI can give it a try Jun 18, 2019 03:17 PM IST

    Glide path to solve NPA maths? RBI can give it a try

    We all know how the inflation targeting framework set the gold standard to bring prices down. To stretch it a little further, why not apply it to break the back of the NPA problem? Over to RBI

  • Corporate Matters | Is Yes Bank the canary in the coal mine for the Indian banking system? Apr 30, 2019 03:02 PM IST

    Corporate Matters | Is Yes Bank the canary in the coal mine for the Indian banking system?

    Yes Bank watchlist also highlights the failure of credit rating agencies and analysts to spot  anomalies and catch red flags on defaults and stress early on.

  • Regulation | RBI move to seek IL&FS exposure disclosure a welcome step Apr 25, 2019 11:52 AM IST

    Regulation | RBI move to seek IL&FS exposure disclosure a welcome step

    It was also important for RBI to ask banks to make this disclosure as it bids to regain the higher ground after recent setbacks

  • CXO Corner | New government should focus on capital spending without sacrificing fiscal prudence Apr 23, 2019 11:16 AM IST

    CXO Corner | New government should focus on capital spending without sacrificing fiscal prudence

    New investment proposals in 2018-19 stood at a 14-year low, primarily attributable to a dip in the share of private sector investments.

  • Opinion | Accounting fraud and liquidity crunches are bedfellows Jan 31, 2019 11:53 AM IST

    Opinion | Accounting fraud and liquidity crunches are bedfellows

    Major accounting frauds typically come to light when liquidity tightens. Given the over 2% point jump in money market rates in India in the 12 months to September the probability of major accounting fraud coming to light in the Indian stock market is growing.

  • Opinion | Brace yourself for an economic slowdown Jan 18, 2019 01:30 PM IST

    Opinion | Brace yourself for an economic slowdown

    India will witness barely any growth in 2019, and its economy could see a negative if the recent downgrading of its GDP growth numbers from 7.5% to 7.2% turn out to be true.

  • Opinion | Make financial sector reform mainstream political agenda in 2019 Dec 27, 2018 09:50 AM IST

    Opinion | Make financial sector reform mainstream political agenda in 2019

    Counterintuitively for a sector that is so heavily dominated by regulatory agencies, the road to reform goes through Parliament

  • Opinion | Merging 3 PSU banks a bold step by Modi govt, can set path for future mergers Sep 19, 2018 01:26 PM IST

    Opinion | Merging 3 PSU banks a bold step by Modi govt, can set path for future mergers

    While there are clearly benefits in this merger, it is important to also note that the mergers of this kind is not a panacea for all the challenges facing PSBs—especially the problem of NPAs

  • Opinion | The mirror that Raghuram Rajan holds up before us Sep 13, 2018 06:07 PM IST

    Opinion | The mirror that Raghuram Rajan holds up before us

    The PSB boards are still not adequately professionalised, and the government, rather than a more independent body, still decides board appointments, with inevitable politicisation.

  • Opinion | Hope trumps reality in new NPA resolution framework Jul 03, 2018 03:10 PM IST

    Opinion | Hope trumps reality in new NPA resolution framework

    A committee of bankers from state-owned lenders will hope that there is a large market of private investors waiting to buy stressed assets.

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