manikaran singal
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18 Results Found
  • Optimizing claim settlement options in term life insurance plans Feb 28, 2017 02:41 PM IST

    Optimizing claim settlement options in term life insurance plans

    As time passes, term plans have started losing their simplicity. Now it comes in various versions where by insured may ask for a lump sum benefit or a distributed benefit for his nominees.

  • How to use liquid mutual funds to your advantage Dec 07, 2016 02:57 PM IST

    How to use liquid mutual funds to your advantage

    Be it building an emergency fund or parking money for a very short period of time, liquid funds are a wonderful investment option.

  • Don‘t blame others for mis-selling! You may be mis-buying Oct 14, 2016 06:26 PM IST

    Don‘t blame others for mis-selling! You may be mis-buying

    When you focus too much on returns on risk ignoring your requirement, there is a fair chance that you may be mis-buying.

  • Should you invest in mutual funds through your demat account? Apr 04, 2016 11:17 AM IST

    Should you invest in mutual funds through your demat account?

    If you are looking for financial planning approach then it is better to avoid investing in MF though demat accounts. However, it can be a good platform if your needs are purely investment related.

  • Invest direct, but the financial planning way Feb 10, 2016 06:52 PM IST

    Invest direct, but the financial planning way

    While the direct route helps you to save on the costs, the financial planning helps you to stick to the path to your financial goals.

  • What happens when you cannot repay your home loan? Oct 26, 2015 12:34 PM IST

    What happens when you cannot repay your home loan?

    Explain the reasons behind your home loan default to banks. Banks do not want to foreclose the loan and will offer your some solution.

  • How prepared are you for your house purchase? Sep 02, 2015 11:54 AM IST

    How prepared are you for your house purchase?

    Home buyers are dependent on home loans to fund purchase of their dream home. However, they need not understand finer details of a home loan funded house purchase.

  • 5 reasons why avoid investing in closed- ended mutual funds Jul 24, 2015 02:57 PM IST

    5 reasons why avoid investing in closed- ended mutual funds

    Closed ended funds come with drawbacks such as lack of track record, no liquidity and absence of asset rebalancing.

  • Should you buy gold jewellery or gold ETF? Jul 06, 2015 11:49 AM IST

    Should you buy gold jewellery or gold ETF?

    Gold in physical form entails high costs towards storage, security and purity. However, ETF offers a cost efficient way to take exposure to gold

  • Sticking to your budget can make your credit card a boon Mar 31, 2015 12:00 PM IST

    Sticking to your budget can make your credit card a boon

    Many individuals treat credit card as a bane. However if they stick to their family budget and spend accordingly on their credit cards, the credit card can emerge as a convenient tool than a value destroyer.

  • Asset location is as important as asset allocation Feb 16, 2015 11:48 AM IST

    Asset location is as important as asset allocation

    While asset allocation helps you to expose yourself to multiple asset classes with a view to reduce risk. Choosing the right products in those asset classes chosen will help you earn healthy post tax risk adjusted returns.

  • Financial planning tips for self-employed professionals Dec 20, 2014 04:41 PM IST

    Financial planning tips for self-employed professionals

    Being your own employers, self employed individuals have to be careful about both business finance as well as personal finance. Mingling both can be harmful in the long term for your financial well being.

  • How to get back your finances on track after festivals Oct 31, 2014 05:29 PM IST

    How to get back your finances on track after festivals

    Below are some of the personal financial spaces which normally get disturbed due to untamed spending behavior. It must have happened with some of you also. Now when the festival season is over it is time to look back on things and act to correct the mistakes.

  • Mistakes to avoid while planning for children education Aug 21, 2014 05:25 PM IST

    Mistakes to avoid while planning for children education

    While schooling costs cannot be planned for, it should be a budgeted as a part of your monthly cash flow management. Expenses towards schooling should not lead you to compromise on saving towards other goals like higher education.

  • Plan your retirement through mutual funds Jan 25, 2014 02:33 PM IST

    Plan your retirement through mutual funds

    If one has a clear understanding on structure of products and also how retirement planning should be planned for, then I am sure that one would definitely go for much better manageable and more flexible products called mutual funds.

  • 3 mistakes to avoid while selecting mutual funds Nov 19, 2013 11:24 AM IST

    3 mistakes to avoid while selecting mutual funds

    In order to get the best out of your mutual funds portfolio you have to keep a check on the mistakes you generally make while selecting funds

  • 5 parameters of selecting best mutual fund scheme Sep 05, 2013 05:18 PM IST

    5 parameters of selecting best mutual fund scheme

    Manikaran Singal discusses five parameters of selecting the best mutual funds scheme.

  • Understanding how to measure mutual fund risk Jul 12, 2013 04:40 PM IST

    Understanding how to measure mutual fund risk

    Most investors ignore the risk factors involved in mutual fund before investing. This is a behavioural anomaly among investors which shows that they don‘t understand the risk return relationship. Financial expert Manikaran Singal explains ratios that measures volatility to enable investors to take better investment decision.

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