Oct 01, 2015 12:35 PM IST
Taking the right decisions can tilt the outcome in your favour. However, to take the right decision you have to educate yourself.
- Sep 30, 2015 12:39 PM IST
If your credit score is low, you tend to find problem accessing credit. Only way out is to improve your credit score. Here are some tips that can help.
- Sep 28, 2015 03:39 PM IST
Asset backed credit score can help you to build your credit repayment history, which in turn helps you to improve your credit score over a medium term.
- Sep 15, 2015 11:06 AM IST
Banks use credit score to ascertain if you are a responsible user of credit. A low credit score pulls down the chance of availing credit from bank.
- Sep 10, 2015 03:33 PM IST
Credit score of an individual defines his willingness to repay. Low credit score means the banks may not be keen to lend to such a person.
- Sep 10, 2015 12:38 PM IST
Banks offer high weight to the credit score of loan applicant while taking lending decisions.
- Aug 26, 2015 11:27 AM IST
Separation may be an emotionally draining experience. However, money matters need to be carefully looked at.
- Aug 10, 2015 12:22 PM IST
Credit score is a tool many lenders use while deciding if they should lend money to a borrower. However there are many myths surrounding credit report. Do read to get answers to some questions most borrowers want to ask
- Jul 28, 2015 10:36 AM IST
A right budget, clarity on location and one‘s financial muscle among other factors help to identify the best home for oneself
- Jul 17, 2015 04:53 PM IST
While separating ensure that you separate your money matters, especially the loans availed. And repay your loans on time, this ensures a helthy credit profile
- Apr 04, 2015 03:37 PM IST
There is no harm in getting your credit card limits enhanced. However, do not overspend just because you have scope to spend. Keep a tab on credit utilisation ratio.
- Jul 15, 2013 05:31 PM IST
Harshala Chandorkar of CIBIL discusses on the need to be careful before signing as a guarantor for anyone else's loan. She stresses on how defaults on loan repayment by that person may affect the guarantor's CIBIL credit score.
- Aug 04, 2011 06:41 PM IST
A CREDIT SCORE is a measure of how diligently you make payments relevant to loans, credit cards, telephone bills, insurance premiums, rent cheques and so on.
- Jul 26, 2011 07:33 PM IST
During the last few years, banks have been looking for greater benchmark scores to extend loans to consumers, a Cibil official said today.