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  • When should a home buyer opt for a pre-approved home loan? Jun 30, 2016 01:05 PM IST

    When should a home buyer opt for a pre-approved home loan?

    A pre-approved loan is an instrument that is used by banks, to attract customers to avail of its facility without much hassle. Generally, there is a fair amount of uncertainty for home buyers, till &#82

  • How to get a loan with no prior credit history? Jun 27, 2016 08:01 PM IST

    How to get a loan with no prior credit history?

    Banks prefer to lend money to those who have a credit history. An absence of past track record of loan repayment can be an obstacle.

  • Five grave financial mistakes Indians make Jun 21, 2016 05:08 PM IST

    Five grave financial mistakes Indians make

    Here are some of the common errors Indians make. Avoid making these errors and you are half done.

  • Common home loan problems and how to avoid them Jun 17, 2016 10:59 AM IST

    Common home loan problems and how to avoid them

    Home loan will be the biggest loan of your life, both in terms of the amount and the tenure. Doing your homework is pertinent.

  • How to build your credit score & protect it Jun 15, 2016 12:52 PM IST

    How to build your credit score & protect it

    Credit score is essential when it comes to access to credit. It is better to ensure a healthy credit score.

  • First home loan? Here's what you must know about lenders Jun 13, 2016 12:39 PM IST

    First home loan? Here's what you must know about lenders

    Be it loan eligibility or loan affordability, first time home loan borrowers come across many obstacles. Better to know the finer points in detail before signing the dotted line.

  • Should you give your teenage child access to a credit card? May 31, 2016 02:14 PM IST

    Should you give your teenage child access to a credit card?

    If you are still thinking about granting your daughter some plastic money, do read on.

  • How forgotten bills can kill your credit score May 24, 2016 05:59 PM IST

    How forgotten bills can kill your credit score

    Why does the occasional forgotten bill have such an adverse impact on a credit score?

  • Credit card against fixed deposit offers a slew of advantages May 11, 2016 05:54 PM IST

    Credit card against fixed deposit offers a slew of advantages

    One should know how a credit card against a fixed deposit works and use it judiciously.

  • Don't sweat it. Easy hacks to get a healthy CIBIL score Apr 29, 2016 06:48 PM IST

    Don't sweat it. Easy hacks to get a healthy CIBIL score

    Some simple steps can help you build a good credit score

  • 5 Questions to decide if you are good at managing your finances Apr 04, 2016 03:47 PM IST

    5 Questions to decide if you are good at managing your finances

    Attempt these five questions and you will get a fair understanding of your financial IQ.

  • How to get into the 800+ credit score club Mar 31, 2016 10:11 AM IST

    How to get into the 800+ credit score club

    With a good credit score you could save a lot of money by accessing loans at a cheaper rate of interest. So what does it take to join the ranks of the credit elite and enjoy a richer life?

  • You may be five steps away from a perfect CIBIL score Mar 17, 2016 10:31 AM IST

    You may be five steps away from a perfect CIBIL score

    Maintaining a high credit score is not at all difficult. You just have to ensure prudent use of credit.

  • How to manage multiple loans & still maintain your credit score Mar 15, 2016 12:30 PM IST

    How to manage multiple loans & still maintain your credit score

    A borrower‘s financial credibility depends on how adeptly he/she manages his money. It is better to ensure a credit score in excess of 750.

  • Seven ways to raise your credit score Mar 01, 2016 12:00 AM IST

    Seven ways to raise your credit score

    Here are seven ways you can raise your credit score gradually. A good credit score means loans at attractive rate of interest.

  • Five personal loan mistakes one must avoid Feb 18, 2016 06:59 PM IST

    Five personal loan mistakes one must avoid

    Personal loans are costly and one must exercise caution while going for one. It is better to do some due diligence before signing above the dotted line.

  • Got your first job? Should you buy a home now? Jan 21, 2016 11:41 AM IST

    Got your first job? Should you buy a home now?

    If you are contemplating to buy a home after getting an appointment letter in hand, here is some help for you.

  • Seven tips that can help you to improve your credit score Jan 20, 2016 12:19 PM IST

    Seven tips that can help you to improve your credit score

    Credit score check is an essential component of credit assessment process of banks. A good score can open doors to cheaper credit. Here is how you can improve your credit score.

  • Planning to shift your home loan- Know this! Dec 30, 2015 06:46 PM IST

    Planning to shift your home loan- Know this!

    It may be tempting to shift your home loan to a lower rate of interest. However, one must precaution before taking final decision.

  • How CIBIL keeps eye on you from your very first credit card Dec 24, 2015 06:30 PM IST

    How CIBIL keeps eye on you from your very first credit card

    When it concerns a credit card remember paying on time, keeping a low credit utilization ratio and surrendering cards that are not required or used are the basic requirements if one wants a healthy credit score

  • How to close a credit card Nov 13, 2015 06:58 PM IST

    How to close a credit card

    Closing a credit card is as important an event as opting for one. You have to follow the due process, to ensure that you do not suffer in future.

  • 5 benefits of increasing credit limit on your credit card Nov 06, 2015 11:48 AM IST

    5 benefits of increasing credit limit on your credit card

    Higher credit limit implies more access to credit. It also helps to improve your credit score.

  • What really determines your credit score? Oct 13, 2015 05:37 PM IST

    What really determines your credit score?

    There is confusion about what really impacts one‘s credit score. Here the author enlists all the parameters and explains how they impact credit score.

  • In a debt trap? Tips on how you can get out of it Oct 05, 2015 10:53 AM IST

    In a debt trap? Tips on how you can get out of it

    Loans are not uncommon. However, borrowing too much can be hazardous to wealth. With rising trend of individuals getting into debt trap, it is important to know how to overcome debt.

  • Five questions to test how money smart you are Oct 01, 2015 12:35 PM IST

    Five questions to test how money smart you are

    Taking the right decisions can tilt the outcome in your favour. However, to take the right decision you have to educate yourself.

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