Jun 30, 2016 01:05 PM IST
A pre-approved loan is an instrument that is used by banks, to attract customers to avail of its facility without much hassle. Generally, there is a fair amount of uncertainty for home buyers, till R
- Jun 27, 2016 08:01 PM IST
Banks prefer to lend money to those who have a credit history. An absence of past track record of loan repayment can be an obstacle.
- Jun 21, 2016 05:08 PM IST
Here are some of the common errors Indians make. Avoid making these errors and you are half done.
- Jun 17, 2016 10:59 AM IST
Home loan will be the biggest loan of your life, both in terms of the amount and the tenure. Doing your homework is pertinent.
- Jun 15, 2016 12:52 PM IST
Credit score is essential when it comes to access to credit. It is better to ensure a healthy credit score.
- Jun 13, 2016 12:39 PM IST
Be it loan eligibility or loan affordability, first time home loan borrowers come across many obstacles. Better to know the finer points in detail before signing the dotted line.
- May 31, 2016 02:14 PM IST
If you are still thinking about granting your daughter some plastic money, do read on.
- May 24, 2016 05:59 PM IST
Why does the occasional forgotten bill have such an adverse impact on a credit score?
- May 11, 2016 05:54 PM IST
One should know how a credit card against a fixed deposit works and use it judiciously.
- Apr 29, 2016 06:48 PM IST
Some simple steps can help you build a good credit score
- Apr 04, 2016 03:47 PM IST
Attempt these five questions and you will get a fair understanding of your financial IQ.
- Mar 31, 2016 10:11 AM IST
With a good credit score you could save a lot of money by accessing loans at a cheaper rate of interest. So what does it take to join the ranks of the credit elite and enjoy a richer life?
- Mar 17, 2016 10:31 AM IST
Maintaining a high credit score is not at all difficult. You just have to ensure prudent use of credit.
- Mar 15, 2016 12:30 PM IST
A borrower‘s financial credibility depends on how adeptly he/she manages his money. It is better to ensure a credit score in excess of 750.
- Mar 01, 2016 12:00 AM IST
Here are seven ways you can raise your credit score gradually. A good credit score means loans at attractive rate of interest.
- Feb 18, 2016 06:59 PM IST
Personal loans are costly and one must exercise caution while going for one. It is better to do some due diligence before signing above the dotted line.
- Jan 21, 2016 11:41 AM IST
If you are contemplating to buy a home after getting an appointment letter in hand, here is some help for you.
- Jan 20, 2016 12:19 PM IST
Credit score check is an essential component of credit assessment process of banks. A good score can open doors to cheaper credit. Here is how you can improve your credit score.
- Dec 30, 2015 06:46 PM IST
It may be tempting to shift your home loan to a lower rate of interest. However, one must precaution before taking final decision.
- Dec 24, 2015 06:30 PM IST
When it concerns a credit card remember paying on time, keeping a low credit utilization ratio and surrendering cards that are not required or used are the basic requirements if one wants a healthy credit score
- Nov 13, 2015 06:58 PM IST
Closing a credit card is as important an event as opting for one. You have to follow the due process, to ensure that you do not suffer in future.
- Nov 06, 2015 11:48 AM IST
Higher credit limit implies more access to credit. It also helps to improve your credit score.
- Oct 13, 2015 05:37 PM IST
There is confusion about what really impacts one‘s credit score. Here the author enlists all the parameters and explains how they impact credit score.
- Oct 05, 2015 10:53 AM IST
Loans are not uncommon. However, borrowing too much can be hazardous to wealth. With rising trend of individuals getting into debt trap, it is important to know how to overcome debt.
- Oct 01, 2015 12:35 PM IST
Taking the right decisions can tilt the outcome in your favour. However, to take the right decision you have to educate yourself.