Apr 28, 2017 11:08 AM IST
If you have multiple credit cards, you need to manage each of their payment cycles systematically.
- Apr 21, 2017 11:11 AM IST
If your credit score is zero, it means you do not have a credit history. With no credit history, banks have no data to assess your repayment behaviour and you will be profiled as a ‘risky’ prospect.
- Apr 12, 2017 02:19 PM IST
There are various factors that influence a credit score, major being - payment history, credit utilization ratio, length of credit history, type of credits (secured v/s unsecured) and number of inquiries.
- Mar 21, 2017 02:48 PM IST
- May 11, 2016 05:54 PM IST
One should know how a credit card against a fixed deposit works and use it judiciously.