There are various factors that determine whether you will get a home loan or not. Consequently, it is advisable to know your home loan eligibility in advance, so that you can plan the purchase R
With the increasing aspirations of the young generation, along with astronomical prices of houses, most home buyers today, seek to avail of home loans to fund their property purchase. However, there are various factors, R
Punjab National Bank has sold 5 percent share to Credit Information Bureau and it is a non-core investment that they have sold. It is in line with the bank strategy to preserve capital and to move to Basel III requirements.
Harshala Chandorkar elaborates how bankers and other lenders evaluate one's loan application. She elaborates on how they rely on credit information reports to sanction loans.
The Reserve Bank of India (RBI) could consider setting up a fraud registry on the lines of credit information bureau to check criminal activities in the financial sector.
Anything in excess is a sin" goes an old adage. Like in life, even in handling your finances, indulging can prove to be a spot on your credit history. Take for instance, credit card utilisation.
Union Bank head MV Nair talks to Forbes India about the benefits of a long tenure and about his future plans for credit information bureau, CIBIL