Dr Renu Pothen:

If you are looking at investing in funds with an exposure into infrastructure, then consider investing into specific infrastructure funds.However, for ELSS you can consider funds like Canara Robeco Equity Tax Saver and Axis Long Term Equity Fund,which are diversified equity funds.

Dr Renu Pothen:

You can go ahead with the US Opportunities Fund. On the other hand, instead of SBI Midcap Fund,you can consider SBI Emerging Business Fund ,which is an aggressive fund in the midcap space.

Dr Renu Pothen:

All the funds in the portfolio are the best performers in their respective categories. I would suggest that you need to hold onto these funds till the goals for which this portfolio was constructed are fulfilled. You should not take an exit call in equity funds in a short time period on the basis of profits generated in 1 year, but hold onto it for a long time period.However,you can review your portfolio once in a year. Your investments are fairly diversified.

Dr Renu Pothen:

You can continue with the existing schemes. However you need to review your portfolio once in a year.

Dr Renu Pothen:

Reliance Natural Resources Fund has not been performing for some time now. You can take an exit call in this fund at an appropriate time. As far as an IT Fund is considered, you can invest into ICICI Prudential Technology Fund

Dr Renu Pothen:

If you are an aggressive investor you can invest into sectoral funds. However, as these funds are volatile you will have to be patient with your investments. We are positive on the banking space and our recommended fund here is ICICI Prudential Banking & Financial Services Fund.

Dr Renu Pothen:

If you are looking at a time horizon of 3 months to 6 months then you can consider ultra short term funds. You can consider funds like Templeton India Ultra Short Bond Fund or Axis Treasury Advantage Fund.However,if your time horizon is upto a year,then you can invest into short term funds like PineBridge India Short Term Fund or UTI Short Term Fund.

Dr Renu Pothen:

As you have not mentioned your risk profile, I will not be able to construct an appropriate portfolio for you. As for tax saving, you can consider funds like Canara Robeco Equity Tax Saver and Axis Long Term Equity Fund. You can invest Rs.25 lakh into a debt instrument if your investment horizon is between 3 months to 2 years. However if you have a longer time horizon, then you can take an exposure into equity funds. You should invest into risky instruments only if you have the appetite for the same as these can be very volatile.