On this Valentine's Day walk the extra mile to provide a financial security to your partner instead of gifting flowers and chocolates. Open a mutual fund SIP, invest in a fixed or a recurring deposit to build a contingency fund, buy stocks of your partner's favourite company or invest in upcoming scheme Mahila Samman Saving Certificate, for a period of 2 years at a fixed rate of 7.5%.

In case your partner loves gold, then gift it to your partner the smart way—through sovereign gold bonds (SGBs), gold ETFs or a gold saving fund.

You can also discuss various subjects including personal finance management, loan repayment, stock markets or investment plans.