All the public and private banks in India will remain closed for 16 days in January 2022. This includes the official holidays of second and fourth Saturdays and Sundays.
According to the Reserve Bank of India (RBI) guidelines, while all banks remain closed on public holidays, regional holidays are restricted to certain states only and decided by respective state governments.
Across the country, banks only observe gazetted holidays. The main holiday is on January 26 on account of the Republic Day. While the bank branches will remain closed on these days, mobile and internet banking will remain functional as usual.
Holiday under the Negotiable Instruments Act, Holiday under the Negotiable Instruments Act and Real-Time Gross Settlement Holiday, and Banks’ Closing of Accounts are the three categories under which the RBI categorises bank holidays.Here is the list of bank holidays in December 2021:
|January 1||New Year’s Day|
|January 4||Losoong (Sikkim)|
|January 8||Second Saturday|
|January 11||Missionary Day (Mizoram)|
|January 12||Birthday of Swami Vivekananda|
|January 14||Makar Sankranti/Pongal (Many states)|
|January 15||Uttarayaana Punyakaala Makar Sankranti Festival/Maghe Sankranti/Sankranti/Pongal/Thiruvalluvar Day (Puducherry, Andhra Pradesh, Tamil Nadu)|
|January 18||Thai Poosam (Chennai)|
|January 22||Fourth Saturday|
|January 26||Republic Day (Across the country)|
|January 31||Me-Dam-Me-Phi( Assam)|