credit cards

Credit card fraud horror stories - How to protect yourself from fraud

No matter where you are in the world today, you will find credit card fraud and theft on the rise.

Amidst slowdown in retail loans, personal & credit card loans come to banks' rescue

The unsecured retail segment in the form of personal loans and credit card loans have help banks provide a breather in the credit growth, which is struggling at multi-year lows of around 5 percent for the banking sector.

How to protect your credit score while using multiple credit cards

If you have multiple credit cards, you need to manage each of their payment cycles systematically.

These three signs show that you are in a debt trap

If you are going through one of these situations, it is time to sit back and relook at your money matters.

Why you must have a credit score

If your credit score is zero, it means you do not have a credit history. With no credit history, banks have no data to assess your repayment behaviour and you will be profiled as a ‘risky’ prospect.

5 smart spending tips that will help you achieve your goals without borrowing

Inability to separate wants from needs can land you in a debt trap

Want to maintain a high credit score? Here is how to do it?

There are various factors that influence a credit score, major being - payment history, credit utilization ratio, length of credit history, type of credits (secured v/s unsecured) and number of inquiries.

Money Money Money: Decoding banking transaction charges

As India undergoes the big digital payment change, CNBC-TV18 thought of getting you some clarity and perspective on the transaction charges you pay from the country's largest bank as well as one of the biggest global payments giants.

'Mobile wallets, biometric modes of payments to replace cards'

Mobile wallets and biometric modes of payments will replace debit and credit cards in the next three to four years, NITI Aayog CEO Amitabh Kant said today.

Need a loan? Cibil can now help you find the best suited product

About 20-35 percent of the near 40,000 consumers of Cibil have paid off any balance dues after checking their score.

Paytm takes back 2% fee on wallet top-up via credit cards

The Alibaba-backed company had introduced the fee on March 8 after it found multiple users using its platform to get free credit by using credit cards to top up their mobile wallets and then transferring the money back to their bank accounts at zero transaction cost.

Paytm to now levy 2% fee on wallet recharge using credit card

Digital wallet company Paytm will now levy a 2 percent charge for adding money into the wallet using credit cards. No charges will be applicable on money transferred using debit cards or net banking.

Paperless personal loans – How to make the most of them

From applying for the loan to submitting documents and getting it sanctioned, personal loans are just a few clicks away.

BharatQR launch: Govt keen to on-board 50 banks, 1 mn merchants

Soon paying for your cinema ticket or buying prescription pills over the counter will become easier and less time conusming. In a move to make retail payments seamless, the RBI today introduced BharatQR or quick response platform.

Indusind Bank not to grow unsecured book beyond 5%

Mid-sized private sector lender Indusind Bank is keen on acquiring new credit card customers following cashless payments thrust, but will not grow the unsecured book over 5 per cent, a senior official has said.

ATMs and cards will become redundant in 3 years: Amitabh Kant

Chief Executive Officer of NITI Aayog Amitabh Kant has said that by the year 2020, debit cards, credit cards and ATM cards will be redundant in the country given the fact that the government is pushing for digital payments.

Credit Score: How important it really is?

Not that you should hurt your credibility and become a bad paymaster and do not care for your score, but in reality, the credit score is only an indicator and not the deciding factor.

Six reasons why you should check your credit report

It is better to know about credit score in detail before applying for a loan or a credit card.

Why you should opt for pre-approved home loan?

An important advantage of a pre-approved loan is that you know your spending limit. It also helps in striking a better deal with the developer.

12 mistakes every early financial investor should avoid

Taking right steps in the early life makes it easy to create wealth. Avoid mistakes and live a disciplined life and you are almost there.

TN petro dealers say no to plastic money from tomorrow

Petroleum dealers in Tamil Nadu today announced they will not accept plastic money starting tomorrow in protest against a one per cent levy plus taxes on all transactions made through debit and credit cards, prompting harried consumers rush to fuel outlets.

Should you avail of pre-approved loans, credit card offers?

Pre-approved loan offers have their benefits such as swift approval in case you are in need of funds, but one should exercise caution while availing them.