Here’s how to maximise benefits from a credit card programme
As more and more rewards points get accumulated into the card account, the cardholder can redeem them for a host of benefits like cash, gift cards, gift vouchers, air miles, merchandise and dining etc.
Don't know how much you want to borrow? Try this
Personal overdraft or salary overdraft is a credit provided to individual where one can withdraw any amount up to the sanctioned credit limit.
Five ways to utilise your first credit card without falling into debt trap
Change the PIN and register for two factor authentication by following the process online.
Does a failed credit card payment pull down your credit score?
It helps to know exactly how a single missed payment can affect your finances and your CIBIL Score.
These 6 factors can make or break your credit score
There are six main factors which either make or break the credit score. It can increase or decrease depending on how well you manage these factors.
Do you have a low credit score? Know how to improve your score
The key to improving your credit score lies in your credit report.
Why and when you should consider transferring your credit card balance
There might arise a situation when you are unable to pay the outstanding amount on a particular card due to personal or financial reasons.
Going cashless comes at a cost: Know the charges for making digital payments
Credit and debit cards are the most common means of making digital or electronic transactions.
How to prevent your honeymoon from becoming a forex trap
Apart from charging exorbitant rates, overloaded with huge margins, these money changers do not let the traveler know that foreign exchange rates, akin to stocks, change almost every second.
ICICI Bank, Ola to offer digital loans, credit cards and ride booking through bank's mobile app
Anup Bagchi, Executive Director, ICICI Bank said, “These new propositions will help Ola’s driver-partners to manage their finances in a better way, while also enable customers of Ola to get easy access to instant credit in a simple manner."
Thing you must watch out for before buying a travel credit card
Travel credit cards offer multiple benefits in the form of discounts and reward points. Read the fine print before signing up for one.
Why and when should you consider transferring your credit card balance
This facility allows you to transfer the amount due on one card to another which has lower or zero interest rates compared to the first one.
Why you should check your credit score frequently
By continuously monitoring your credit score and report, you can avert unnecessary issues which could deter your loan approval.
How to build your credit score step by step
It is imperative to first understand the three most important “C’s” of how to build good credit!
Three smart means to build your credit score when you are young
Timely repayment of any loan creates a clean repayment history for the individual.
5 important factors you should know whiling swiping your credit card abroad
Before you go on a trip abroad, you must inform your credit card company about your travel plans.
Travelling smart: Why forex cards are a better travel companion than credit, debit cards
Before trying to answer the question, it is important to know what the terms mean.
Banks give festive loan offers to pump up retail growth
The festive season has arrived and banks are back again luring its customers with discounts and cashbacks through their product offerings.
While making online payments, it is a must to understand the POS market
The first POS terminals emerged in 1979, when Visa introduced a bulky EDC (electronic data capturing) terminal for magnetic stripe cards.
Your credit card, personal loans are helping banks grow
Though the two unsecured portfolios have a smaller pie with about 30 percent in the share of retail loans, which is nearly 25 percent of the total loans in the industry, the pace of growth is substantial
Credit card frauds on rise; How to protect yourself from one
There are often bizarre stories of outrageous fraud but if you are to dig down and look at it, most of these could have been avoided if the victims, at some point or other, had been careful and used common sense methods to safeguard themselves.
ICICI Bank introduces instant credit card for online shopping with a Rs 4 lakh limit
The credit limit for the customers is up to Rs 4 lakh based on pre-checked bureau scores. As on June end, ICICI Bank's number of outstanding credit cards stood at 43.46 lakh, below HDFC Bank and State Bank of India.
Financial Slavery: Do you really need a loan-free life?
The more we become 'social', the more we tend to show-off. It leads to more bad loans. It is time to shun bad loans and embrace good loans wherever required.
Here is how incorrect closure of credit cards and loan accounts can damage your loan hopes
If you are unable to meet your monthly EMI payments, depending on the number of days that have passed without payment, you will be branded a defaulter by the lender.
