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Shop with credit card or ‘pay later’ option this festive season: what's the difference?

With the festive season around the corner, many people are choosing to purchase products with the pay later option. However, some might be confused whether to use a credit card or the BNPL method for payments. While both models look similar, they are different from various angles. Which is a better option for you, and what’s the difference between the two - let’s find out.

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