Personal Finance

Should you switch insurers using portability, or stick with your existing one?

Portability promises flexibility, but switching isn’t always the smartest move.

SMS alerts for transactions below Rs100 to be waived off? Here's what we know so far

Lenders seek to reduce notification clutter for customers as small-value UPI transactions surge; proposal aims to prevent alert fatigue and missed major transaction messages.

What insurance do gig workers or freelancers in India really need?

Without employer benefits, freelancers have to build their own safety net.

Hidden costs to consider when buying a new flat

The price you see on paper isn’t the full cost of owning a new home—several hidden expenses can inflate your budget significantly.

Early retirement in India: How much corpus do you really need?

The dream of retiring early is gaining popularity, but achieving it requires precise planning, disciplined saving, and realistic expectations.

Government pension schemes every Indian should know about

Government pension schemes provide financial security in old age and are an important part of retirement planning.

Gold rates today: Price of 24, 22, 20, 18 and 14 carat gold across the country on October 13

Prices climb across India as festive demand, global uncertainty drive bullion higher.

SBI, UTI, Kotak: Why these 3 mutual fund houses have stopped lump-sum investments in silver ETF FoFs

Demand for silver is high, especially from sectors such as solar energy, electric vehicles and electronics. There is also a shortage of the precious metal, adding to the price pressure

When your minor child starts earning - who pays the tax?

If the income is earned by the child through her own manual work or by using her special talent and expertise, the clubbing provisions will not apply, and such income shall be taxed in her own hands.

Gold to glitter this Dhanteras: Prices may rise up to Rs 1.3 lakh, Rs 1.5 lakh likely by 2026, say experts

Gold is expected to trade between Rs 1,20,000–Rs 1,30,000 per 10 grams this Dhanteras, with a potential target of $4,150–4,250 per ounce.

How to tell if your financial planner is giving you real value

With so many fee-based advisors in the market, here’s how to separate the genuine planners from the salesmen.

IPO allotment hacks every retail investor should know

Retail investors often miss out on hot IPOs, but a few simple moves can tilt the odds in your favour.

Moving cities or countries? Here’s how to keep your finances on track

Moving to a new city or country is stressful enough—here’s how to keep your money matters steady during the transition.

Why starting early makes all the difference in reaching your money goals

The earlier you start investing, the more time your money gets to grow and work for you.

Gold vs equity vs property: Which delivered better returns in the past decade?

When it comes to building wealth, each asset—gold, equity, and real estate—has its own story.

REITs in India explained: How to invest in real estate without buying property

You don’t need crores to tap into real estate—REITs make it possible with just a few thousand rupees.

Buy Now, Pay Later: Convenient credit or a silent debt trap?

Buy now, pay later feels easy, but the hidden costs can sneak up on you if you’re not careful.

How to check your CIBIL score for free and why it matters

Your CIBIL score isn’t just a number—it’s the key that lenders use to decide if you’re trustworthy with credit.

Gold’s strong run to continue as the global reset unfolds: Vikram Dhawan, Nippon India MF

"There will be phases of consolidation and correction, but the underlying trend for gold remains positive for the foreseeable future."

How to verify property documents before buying in India

Doing your homework on paperwork can save you from years of legal and financial headaches.

Is cyber insurance worth it for individuals as online fraud rises?

With UPI scams and phishing on the rise, should you pay for extra protection?

What to check before buying health insurance for parents over 60

Premiums are higher, but the right cover can protect against big hospital bills.

Is term life insurance still the cheapest way to protect your family?

Term plans offer high cover for low premiums, but are they still the smartest choice in 2025?

Should you buy travel insurance for domestic trips in India?

Flight cancellations, medical emergencies, and misplaced luggage can still be expensive back home.