Mutual funds: How to check your KYC status and update it? Step-by-step guide
Before you start investing, make sure your KYC is in place. Here’s how to check and update it online in minutes.
Can you claim both HRA, home loan deduction if you rent out first home?
Tax benefits on a home loan do not depend on whether it is your first or second house. It depends on whether the property is self-occupied or let out/deemed to be let out
Silver ETFs down by 7% as demand eases; market price slips below iNAV
Data from Ace MF shows that silver ETFs logged steep single-day declines, with most funds falling upto 7% on October 20
What happens to your demat and trading accounts if you don’t make a will?
Without a will, your heirs may face paperwork, disputes, and delays in claiming your shares and securities
How to include crypto, online accounts, and digital property in wills
Your digital life has value too—don’t leave it out when planning your estate.
Is creating a private trust worth it for middle-class families, or just the rich?
Trusts aren’t just for billionaires—under the right circumstances, even middle-class families can benefit.
Stuck in debt? How unpaid loans and EMIs quietly take over your life
Missing EMIs doesn’t just affect your credit score—it chips away at your mental peace and financial stability.
Festive euphoria and the economy: How behavioral biases drive India’s seasonal spending boom
India's festive season boosts economic activity, driven by investor psychology and behavioral biases like optimism, herd behavior, mental accounting, and FOMO, influencing consumer and investment decisions.
Why investors are looking beyond homes to REITs and AIFs
Indian investors are diversifying beyond residential real estate, exploring commercial properties, REITs, and alternative investment funds for liquidity, income, and growth, reducing dependence on traditional assets.
Six credit cards that make flight tickets cheaper for frequent travellers
Top banks offer travel credit cards that provide rewards like air miles, points, and coupons, helping frequent travelers cut costs and enjoy benefits like lounge access and flight discounts.
How to repair your credit and rebuild financial confidence
Repairing your credit takes patience, discipline, and the right steps—not quick fixes.
PPF loan vs personal loan: Understanding the smarter borrowing option
PPF loans and personal loans offer quick cash, but differ in costs and benefits. PPF loans are cheaper but have limits, while personal loans offer flexibility at higher interest rates.
EPFO tightens premature final settlement rules amid rising layoffs; full PF payout only after 12 months of job loss
Members can now apply for final PF settlement only after 12 months of leaving employment, compared to the earlier two-month window. Similarly, pension withdrawal will now be allowed after 36 months of unemployment.
Rs 1.84 lakh crore in unclaimed funds: RBI's UDGAM portal shows how to claim your money
The UDGAM portal will only help you identify unclaimed deposits/accounts across multiple banks in one place and provides information on the claim/settlement process of each bank.
How to avoid overloading on gold while building wealth
Gold is a trusted hedge, but overloading on it can weigh down your long-term returns.
Value investing in the age of AI: why the old strategy still has a future
Technology is changing how we invest, but fundamental principles of value investing remain hard to replace.
Credit card in your first job: Smart move or risky choice?
Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.
How safe are post office schemes compared with bank deposits?
Weighing security and returns for your hard-earned money
New NPS schemes bring more choice but also more complexity
A fresh set of pension options promise flexibility, but investors need to weigh costs and risks carefully.
How to bounce back and rebuild your credit score after money troubles
A few setbacks don’t define your financial future — with steady habits, you can restore your score and regain lenders’ trust.
Diwali 2025 credit card offers: How to enjoy the deals without falling into debt
Festive discounts look tempting, but hidden costs and overspending can quickly spoil the celebration.
Corporate credit cards explained: how they help businesses manage spending
From tracking expenses to offering rewards, these cards are designed to make company finances easier to handle.
Does a high credit utilisation ratio hurt your credit score?
Using more than 30 percent of your card limit regularly can drag your score down—here’s how to fix it.
Home loan vs. self-funding: Which is better for buying property?
Balancing financial comfort and long-term gains depends on your liquidity and investment goals
