‘No-cost’ EMI: why “zero interest” can still cost you money
‘Zero interest’ isn’t zero cost—fees, forfeited discounts and fine print can make EMIs pricier than paying upfront.
Retirement planning: Are solution-oriented funds the smart choice?
These funds promise a mix of growth and safety, but do they fit your retirement goals?
Switching health insurance: Keep your benefits intact while changing plans
Port your policy the right way so you keep waiting-period credits, bonuses, and continuity of cover.
Smart savings in 2025: How to build an FD ladder that works for you
A simple strategy to balance liquidity, returns, and safety in uncertain times
Home loan: Compare top banks for lowest interest rates and EMIs
Compare home loan interest rates from top banks, with rates starting from 7.3% and EMIs ranging from Rs 39,670 to Rs 44,986 for a Rs 50 lakh loan over 20 years.
Porting health insurance: Can your new insurer reject your claim?
Switching policies is easier than ever, but understanding claim rules can save you headaches later.
Succession certificate vs legal heir certificate: What every inheritor should know
Knowing the difference can make claiming assets smoother and hassle-free.
How much gold should you own? A simple 5-15% rule for Indian investors in October 2025
A practical guide to how much gold belongs in your portfolio — and whether Sovereign Gold Bonds are still worth it.
Sovereign Gold Bond 2020-21 Series-I: RBI announces premature redemption price, investors to get 166% returns
The Reserve Bank of India has announced that the premature redemption price for the Sovereign Gold Bond (SGB) 2020-21 Series-I, due on October 28, 2025, will be Rs 12,198 per unit.
Don’t cash out your EPF: Why today’s relief can wreck tomorrow’s retirement
Withdrawing early from your EPF might feel like a relief today, but you could be handing away years of retirement security.
Education loan moratorium: How to use it without letting interest snowball
How to use your study-time EMI holiday to your advantage so interest doesn’t turn the loan into a monster.
Swipe Smart: A step-by-step guide to optimising credit-card rewards
Maximise credit card rewards by assessing spending habits, selecting the right cards, tracking key metrics and avoiding pitfalls like debt and impulsive purchases to earn valuable rewards without overspending
Home-loan rates: should you pick fixed, floating, or hybrid?
Think of your loan like a long road trip: pick the route you can actually stick to, and keep a few exits open.
Stop scams before they start: Protect your money and accounts
Your money is safe—if you stay alert, follow a few smart rules and treat your bank account like a high-security vault.
Smart money moves for busy families
A quick, practical guide to get your finances in order without spending hours on spreadsheets.
Child vs regular mutual funds: Lock-in, tax rules, exit load explained
Child mutual funds typically have a lock-in period (mostly five years) or until the child turns 18, whichever is earlier, with most fund houses imposing an exit penalty of around 4 percent for withdrawals before maturity.
Buying property from an NRI? TDS deduction is mandatory even if you take a home loan
Under Section 195 of the Income Tax Act, the buyer is required to deduct tax at source at 12.5 percent if the seller is a non-resident for tax purposes.
India's mutual fund industry embraces technology for growth and transparency
Industry leaders discussed how technology is transforming India's mutual fund landscape, enhancing accessibility, trust, and efficiency through digital platforms and AI-powered solutions.
Alpha is created when the outlook is unclear: Deepak Shenoy
Shenoy observed that investors can create meaningful long-term wealth by taking calculated bets when clarity is limited.
Gold ETFs vs gold funds: which one should you buy now?
A quick, no-jargon guide to choosing between gold ETFs and gold funds—what they cost, how closely they track gold, and which one fits your investing style.
When does buying beat renting? Use this five-point checklist
Plug in your stay duration, rent-to-EMI, price and rent growth, true ownership costs, and investment alternative to see which side of the line you’re on.
Thinking of closing a credit card? Here’s how to do it without hurting your score
Shut a card the smart way—protect your utilization, preserve history, and keep lenders seeing a long, stable track record.
Can Specialized Investment Fund deliver better risk-adjusted returns?
Designed for sophisticated investors, SIFs provide enhanced portfolio flexibility through strategies such as long–short positions with a minimum investment requirement of Rs 10 lakh and regulatory oversight under SEBI’s mutual fund framework.
Top-up or fresh personal loan? Here’s the quickest, cheapest way to raise cash
If you need money fast, top up your existing loan; if a new lender cuts your rate big enough to beat fees, a fresh loan can save more over time.
