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Planning to invest Rs 5-10 lakh post Budget 2021? Here are 5 portfolio options by experts

Feb 08, 2021 10:01 AM IST

With the sharp up move over the past week, one should stagger the investments at regular periods of correction from current levels, suggest experts.

The market has run up quite a bit post Budget and it looks overheated now. If this thought crosses your mind then you are not alone. The market has put up a strong show since Budget and is now trading in unchartered territory that could make anyone nervous.

The S&P BSE Sensex has rallied over 4,000 points post Budget to hit a record high above 50,600 levels for the first time on February 4, while the Nifty50 inched closer towards 15,000.

The valuations were a concern in the run up to the Budget but experts feel that proposals, if executed in a timely manner, could well put India on a growth path to hit the double-digit mark.

Harshad Chetanwala, Co-Founder-
The overall asset allocation for any individual is based on the different financial objectives of the investor. Someone who is between the age of 35 to 45 years usually have more time to be invested. If they are looking for long-term investment (more the 7 years) investing in equities is still the best option. However, they need to invest in a staggered manner and not invest all Rs.5-10 Lakhs at one go at present.If the investment objective is mid-term (4 -  7 years) then the investment allocation can be 40%-60% in equities and rest in debt depending on the risk appetite of the investor.In debt, at present the investment should be low and short duration options and at a later stage the investment can be switched in mid duration as well.

Disclaimer: The views and investment tips expressed by experts on are their own and not those of the website or its management. advises users to check with certified experts before taking any investment decisions.