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Economic Survey 2021: PM-JAY improved health insurance coverage by 54% for states

The survey said health insurance claims for dialysis did not diminish due to COVID-19 or lockdown in March-April 2020 even though there was a steep fall in claims of other categories.

January 29, 2021 / 04:48 PM IST

The Economic Survey 2020-21 said the Pradhan Mantri Jan Arogya Yojana (PM-JAY) is being used for high frequency but low-cost care such as dialysis.

PMJAY is a fully-funded government health insurance scheme that provides Rs 5 lakh medical insurance coverage per year for 107.4 million families identified as per the Socio-Economic Caste Census 2011.

The survey said PM-JAY enhanced health insurance coverage. Across all the states, it said the proportion of households with health insurance increased by 54 percent for the states that implemented PM-JAY while falling by 10 percent in states that did not.

Similarly, the proportion of households that had health insurance increased in Bihar, Assam and Sikkim from 2015-16 to 2019-20 by 89 percent. It added that this figure decreased by 12 percent in West Bengal that did not implement PM-JAY.