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UTI Regular Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Conservative Hybrid Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 43.253 0.4%
    (as on 24th May, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High

Fund has 24.74% investment in indian stocks of which 16.5% is in large cap stocks, 6.49% is in mid cap stocks, 1.64% in small cap stocks.Fund has 69.9% investment in Debt of which 4.71% in Government securities, 58.49% in funds invested in very low risk securities..

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Returns (NAV as on 24th May, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-May-19 10120.71 1.21% - 1.16% 13/22
1 Month 24-Apr-19 10014.05 0.14% - 0.71% 20/22
3 Month 22-Feb-19 10309.21 3.09% - 3.34% 20/22
6 Month 22-Nov-18 10488.37 4.88% - 5.00% 18/22
YTD 29-Mar-19 9999.98 - - 0.42% 20/22
1 Year 24-May-18 10614.23 6.14% 6.14% 6.69% 17/22
2 Year 24-May-17 11529.46 15.29% 7.38% 6.21% 7/22
3 Year 24-May-16 12940.35 29.40% 8.97% 8.58% 8/22
5 Year 23-May-14 16020.70 60.21% 9.87% 9.15% 6/21
10 Year - - - - - -/-
Since Inception 02-Jan-13 18671.22 86.71% 10.26% - -/-

SIP Returns (NAV as on 24th May,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 24-May-18 12000 12413.67 3.45 % 6.47 %
2 years 24-May-17 24000 25515.59 6.31 % 6.02 %
3 years 24-May-16 36000 40078.68 11.33 % 7.11 %
5 years 24-May-14 60000 73980.9 23.30 % 8.32 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2019)

Equity Holding : 24.74% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 24.74%
No of Stocks : 53 (Category Avg - 32.82) | Large Cap Investments : 16.5%| Mid Cap Investments : 6.49% | Small Cap Investments : 1.64% | Other : 0.11%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bajaj Finance Ltd. Nbfc 468.6 1.84% -0.02% 1.58% (Sep 2018) 1.58% (Sep 2018) 1.51 L -6.00 k
HDFC Bank Ltd. Banks 387 1.52% 0.01% 1.24% (Aug 2018) 1.24% (Aug 2018) 1.67 L 0.00
Indusind Bank Ltd. Banks 277.9 1.09% -0.23% 1.05% (Oct 2018) 1.05% (Oct 2018) 1.73 L -0.17 L
Kotak Mahindra Bank Ltd. Banks 267.6 1.05% 0.04% 0.81% (Oct 2018) 0.81% (Oct 2018) 1.93 L 0.00
Tata Consultancy Services Ltd. Computers - software 234.8 0.92% 0.11% 0.74% (May 2018) 0.74% (May 2018) 1.04 L 0.00
Infosys Ltd. Computers - software 233.9 0.92% 0.02% 0.9% (Dec 2018) 0.9% (Mar 2019) 3.11 L 0.00
Housing Development Finance Corporation Ltd. Housing finance 216.9 0.85% 0.01% 0.58% (Sep 2018) 0.58% (Sep 2018) 1.09 L 0.00
Astral Poly Technik Ltd. Plastic products 207.8 0.82% 0.06% 0.65% (Jun 2018) 0.65% (Sep 2018) 1.69 L 0.00
Info Edge (India) Ltd. It enabled services – software 203.5 0.80% 0.04% 0.46% (Jun 2018) 0.46% (Jun 2018) 1.05 L 0.00
Shree Cement Ltd. Cement 186.3 0.73% 0.04% 0.54% (Oct 2018) 0.54% (Oct 2018) 9.41 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 53 (Category Avg - 24.14) | Modified Duration 3.53 Years (Category Avg - 2.32)| Yield to Maturity 9.56% (Category Avg - 8.90%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 4.71% 9.27%
CD 0.00% 2.30%
NCD-ST 0.00% 0.02%
T-Bills 0.00% 0.69%
NCD & Bonds 63.07% 53.49%
CP 0.00% 1.50%
PTC 2.12% 0.99%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 4.71% 9.96%
Low Risk 58.49% 48.02%
Moderate Risk 6.70% 9.82%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 5.35%
FD - Federal Bank Ltd. FD 0.01%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th April, 2019)

  • Standard Deviation

    Low volatility
    3.95vs4.21
    Category Avg
  • Beta

    High volatility
    0.92vs0.89
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.46vs0.25
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.02vs0.02
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.1vs-0.88
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Baroda Conservative Hybrid Fund - Plan B (Direct) - Growth NA 19.50 2.34 4.91 7.13 10.49 8.17
DHFL Pramerica Hybrid Debt Fund - Direct Plan - Growth NA 20.68 0.76 3.70 6.03 9.74 9.47
ICICI Prudential Regular Savings Fund - Direct Plan - Growth 4 1626.30 0.80 3.46 5.76 9.08 11.05
Canara Robeco Conservative Hybrid Fund - Direct Plan - Growth 4 200.61 1.21 3.87 6.21 9.06 8.67
BNP Paribas Conservative Hybrid Fund - Direct Plan - Growth 5 348.32 0.93 3.40 5.34 8.10 9.72
Indiabulls Savings Income Fund - Direct Plan - Growth NA 27.99 1.23 3.82 5.59 7.98 11.54
L&T Conservative Hybrid Fund - Direct Plan - Growth NA 40.86 1.60 3.50 5.39 7.81 7.92
Essel Regular Savings Fund - Direct Plan - Growth NA 41.26 0.38 3.12 4.87 7.78 8.30
HDFC Hybrid Debt Fund - Direct Plan - Growth 3 3101.27 0.88 3.71 5.03 7.64 8.98
IDFC Regular Savings Fund - Direct Plan - Growth 4 201.20 0.63 2.97 5.16 7.27 8.55

More Funds from UTI Mutual Fund

Out of 181 mutual fund schemes offered by this AMC, 3 is/are ranked 4 * , 10 is/are ranked 3 * , 6 is/are ranked 2 * , 5 is/are ranked 1 * , and 157 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Liquid Cash Plan - Direct Plan - Growth 2 36730.88 0.59 1.83 3.71 7.64 7.19
UTI Equity Fund - Direct Plan - Growth 4 9357.89 -1.75 5.51 7.49 4.84 13.03
UTI Mastershare Unit Scheme - Direct Plan - Growth 3 6003.38 -0.57 5.92 7.19 6.54 13.39
UTI Hybrid Equity Fund - Direct Plan - Growth 1 5760.34 -0.78 4.66 3.98 1.94 10.81
UTI Ultra Short Term Fund - Direct Plan - Growth 3 5226.09 0.61 2.00 4.10 8.11 7.91
UTI Treasury Advantage Fund - Direct Plan - Growth 2 5220.21 0.21 1.65 3.79 7.85 7.62
UTI Money Market Fund - Direct Plan - Growth 2 4931.74 0.71 2.12 4.32 8.54 7.53
UTI Credit Risk Fund - Direct Plan - Growth 3 4805.89 0.21 1.60 3.62 7.15 8.25
UTI Value Opportunities Fund - Direct Plan - Growth 3 4550.52 -1.38 5.89 6.90 4.18 11.94
UTI Unit Linked Insurance Plan (ULIP) - Direct Plan NA 4434.25 -0.79 2.76 3.20 3.04 8.79

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