Sundaram Banking & PSU Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 35 (Category Avg - 60.90) | Modified Duration 3.41 Years (Category Avg - 2.97)| Yield to Maturity 6.74% (Category Avg - 6.68%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	17.03%	14.96%
CD	1.21%	5.58%
T-Bills	0.00%	0.04%
CP	0.00%	0.08%
NCD & Bonds	77.51%	72.98%
PTC	0.00%	0.96%

Category - Banking and PSU Fund

Security Type	% Weight	Category Average
Government Backed	17.03%	14.99%
Low Risk	78.72%	79.60%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Banking and PSU Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Indian Oil Corporation Ltd.	NCD & Bonds	Refineries & marketing	LAAA	ICRA	305.68	7.57%	300.00
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	LAAA	ICRA	254.69	6.31%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	254.66	6.31%	250.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	253.96	6.29%	2.50 k
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	248.97	6.17%	2.50 k
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	203.09	5.03%	2.00 k
Bond - Govt of India	GOI	Other			202.72	5.02%	20.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	153.73	3.81%	1.50 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	153.15	3.79%	1.50 k
Bond - Govt of India	GOI	Other			108.44	2.69%	11.00 L
Bond - Govt of India	GOI	Other			107.85	2.67%	11.00 L
Bond - Govt of India	GOI	Other			104.71	2.59%	10.00 L
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	LAAA	ICRA	102.19	2.53%	1.00 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	102.01	2.53%	1.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	101.85	2.52%	1.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	100.26	2.48%	1.00 k
Bond - State Bank Of India	NCD & Bonds	Public sector bank	LAAA	ICRA	100.18	2.48%	10.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	99.92	2.48%	1.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	99.74	2.47%	1.00 k
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	LAAA	ICRA	99.56	2.47%	1.00 k
Bond - Govt of India	GOI	Other			52.02	1.29%	5.00 L
Bond - Govt of India	GOI	Other			51.48	1.28%	5.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	51.26	1.27%	500.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	51.04	1.26%	500.00
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.71	1.26%	500.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	50.71	1.26%	500.00
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.67	1.26%	500.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	50.57	1.25%	500.00
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	50.26	1.25%	500.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.25	1.24%	500.00
Bond - Govt of India	GOI	Other			50.10	1.24%	5.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	49.52	1.23%	500.00
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	48.87	1.21%	100.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	39.88	0.99%	400.00
Bond - Govt of India	GOI	Other			9.92	0.25%	1.00 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	3.51%
TREPS	TREPS	0.76%

Sundaram Banking & PSU Fund - Direct Plan - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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