Nippon India Medium Duration Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 23 (Category Avg - 42.54) | Modified Duration 3.17 Years (Category Avg - 3.54)| Yield to Maturity 7.21% (Category Avg - 7.35%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	36.98%	33.24%
CD	0.00%	1.16%
CP	0.00%	0.15%
NCD & Bonds	44.56%	53.71%
PTC	4.33%	3.08%

Category - Medium Duration Fund

Security Type	% Weight	Category Average
Government Backed	36.98%	33.24%
Low Risk	48.89%	55.51%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			153.96	12.45%	15.00 L
Bond - Govt of India	GOI	Other			101.36	8.20%	10.00 L
Bond - Govt of India	GOI	Other			100.98	8.17%	10.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	53.11	4.30%	50.00
Bond - Govt of India	GOI	Other			51.61	4.17%	5.00 L
Bond - Truhome Finance Ltd.	NCD & Bonds	Housing finance company	AA	CRISIL	51.34	4.15%	500.00
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	51.08	4.13%	500.00
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	50.68	4.10%	5.00
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	50.62	4.09%	500.00
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA	FITCH	50.25	4.06%	500.00
Bond - J S W Steel Ltd.	NCD & Bonds	Iron & steel products	LAA	ICRA	50.08	4.05%	50.00
Bond - Govt of India	GOI	Other			49.29	3.99%	5.00 L
Bond - Delhi International Airport Ltd.	NCD & Bonds	Airport & airport services	LAA	ICRA	41.31	3.34%	400.00
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	40.38	3.27%	400.00
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	AA	CRISIL	35.04	2.83%	350.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	30.78	2.49%	300.00
Bond - ARKA Fincap Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	30.34	2.45%	30.00 k
Bond - Ashoka Buildcon Ltd.	NCD & Bonds	Civil construction	CARE AA-	CARE	30.10	2.43%	300.00
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	CARE AAA	CARE	13.75	1.11%	250.00
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	CARE AAA	CARE	12.82	1.04%	250.00
Bond - Telangana State Industrial Infrastructure Corporation Ltd.	NCD & Bonds	Diversified commercial services	AA	FITCH	5.06	0.41%	50.00
Bond - Telangana State Industrial Infrastructure Corporation Ltd.	NCD & Bonds	Diversified commercial services	AA	FITCH	5.04	0.41%	50.00
Bond - Sansar Trust	PTC	Ptc	LAAA	ICRA	2.81	0.23%	0.00 Cr