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UTI Regular Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Conservative Hybrid Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 43.1196 -0.17%
    (as on 25th April, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High

Fund has 25.4% investment in indian stocks of which 17.15% is in large cap stocks, 6.6% is in mid cap stocks, 1.65% in small cap stocks.Fund has 70.25% investment in Debt of which 6.25% in Government securities, 61.53% in funds invested in very low risk securities..

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Returns (NAV as on 25th April, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 18-Apr-19 9971.69 -0.28% - -0.33% 10/23
1 Month 25-Mar-19 10055.45 0.55% - 0.56% 15/23
3 Month 25-Jan-19 10259.46 2.59% - 2.86% 17/23
6 Month 25-Oct-18 10584.35 5.84% - 6.17% 18/23
YTD 29-Mar-19 9969.14 -0.31% - -0.20% 17/23
1 Year 25-Apr-18 10526.99 5.27% 5.27% 5.33% 17/23
2 Year 25-Apr-17 11473.65 14.74% 7.12% 5.97% 6/23
3 Year 25-Apr-16 12979.27 29.79% 9.08% 8.46% 6/23
5 Year 25-Apr-14 16584.78 65.85% 10.64% 9.70% 4/22
10 Year - - - - - -/-
Since Inception 02-Jan-13 18613.63 86.14% 10.34% - -/-

SIP Returns (NAV as on 25th Apr,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 25-Apr-18 12000 12425.32 3.54 % 6.63 %
2 years 25-Apr-17 24000 25579.29 6.58 % 6.26 %
3 years 25-Apr-16 36000 40226.69 11.74 % 7.35 %
5 years 25-Apr-14 60000 74401.83 24.00 % 8.54 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Mar,2019)

Equity Holding : 25.40% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 25.40%
No of Stocks : 54 (Category Avg - 32.17) | Large Cap Investments : 17.15%| Mid Cap Investments : 6.6% | Small Cap Investments : 1.65% | Other : 0%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bajaj Finance Ltd. Nbfc 476 1.86% 0.06% 1.58% (Sep 2018) 1.58% (Sep 2018) 1.57 L -0.13 L
HDFC Bank Ltd. Banks 387.3 1.51% 0.12% 1.2% (Apr 2018) 1.2% (Apr 2018) 1.67 L 0.00
Indusind Bank Ltd. Banks 338.1 1.32% 0.20% 1.05% (Oct 2018) 1.05% (Oct 2018) 1.90 L 0.00
Kotak Mahindra Bank Ltd. Banks 257.6 1.01% 0.07% 0.81% (Oct 2018) 0.81% (Oct 2018) 1.93 L 0.00
Yes Bank Banks 233.5 0.91% 0.13% 0.57% (Nov 2018) 0.57% (Nov 2018) 8.49 L 0.00
Infosys Ltd. Computers - software 231.6 0.90% -0.01% 0.9% (Dec 2018) 0.9% (Mar 2019) 3.11 L 0.00
Housing Development Finance Corporation Ltd. Housing finance 214 0.84% 0.04% 0.58% (Sep 2018) 0.58% (Sep 2018) 1.09 L 0.00
Tata Consultancy Services Ltd. Computers - software 207.9 0.81% -0.01% 0.74% (May 2018) 0.74% (May 2018) 1.04 L 0.00
Astral Poly Technik Ltd. Plastic products 195.9 0.76% 0.03% 0.65% (Jun 2018) 0.65% (Jun 2018) 1.69 L 0.00
Info Edge (India) Ltd. It enabled services – software 194 0.76% 0.01% 0.46% (Jun 2018) 0.46% (Jun 2018) 1.05 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 55 (Category Avg - 23.74) | Modified Duration 3.62 Years (Category Avg - 2.30)| Yield to Maturity 9.49% (Category Avg - 8.70%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 6.25% 8.77%
CD 0.00% 2.44%
NCD-ST 0.00% 0.01%
T-Bills 0.00% 0.30%
CP 0.00% 1.70%
NCD & Bonds 61.90% 54.28%
PTC 2.10% 0.98%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 6.25% 9.07%
Low Risk 61.53% 48.96%
Moderate Risk 2.47% 10.04%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.39%
MF Units MF Units 1.95%
FD - Federal Bank Ltd. FD 0.01%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st March, 2019)

  • Standard Deviation

    Low volatility
    3.92vs4.17
    Category Avg
  • Beta

    High volatility
    0.91vs0.86
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.58vs0.34
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.02vs0.03
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.08vs-0.72
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DHFL Pramerica Hybrid Debt Fund - Direct Plan - Growth NA 20.56 1.18 3.59 6.41 8.35 9.44
ICICI Prudential Regular Savings Fund - Direct Plan - Growth 4 1621.59 0.62 3.11 6.85 7.91 10.96
Canara Robeco Conservative Hybrid Fund - Direct Plan - Growth 3 203.67 0.44 2.92 7.39 7.57 8.19
Baroda Conservative Hybrid Fund - Plan B (Direct) - Growth NA 19.67 0.58 2.69 7.22 7.17 7.66
Essel Regular Savings Fund - Direct Plan - Growth NA 41.90 0.98 3.11 6.14 7.09 8.33
BNP Paribas Conservative Hybrid Fund - Direct Plan - Growth 5 350.08 0.68 2.66 6.13 6.89 9.52
Reliance Hybrid Bond Fund - Direct Plan - Growth 3 2012.06 -0.66 1.19 4.57 6.80 8.45
Invesco India Regular Savings Fund - Direct Plan - Growth NA 18.15 0.39 2.71 6.27 6.80 8.53
Indiabulls Savings Income Fund - Direct Plan - Growth NA 29.23 0.84 2.26 5.44 6.67 11.14
IDFC Regular Savings Fund - Direct Plan - Growth 4 203.96 0.57 2.44 6.33 6.19 8.26

More Funds from UTI Mutual Fund

Out of 186 mutual fund schemes offered by this AMC, 4 is/are ranked 4 * , 12 is/are ranked 3 * , 6 is/are ranked 2 * , 2 is/are ranked 1 * , and 162 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Liquid Cash Plan - Direct Plan - Growth 2 24244.14 0.68 1.84 3.76 7.59 7.21
UTI Equity Fund - Direct Plan - Growth 4 9369.34 2.16 6.74 13.56 5.71 13.96
UTI Mastershare Unit Scheme - Direct Plan - Growth 3 5972.68 1.54 6.70 13.02 5.83 13.20
UTI Hybrid Equity Fund - Direct Plan - Growth 2 5948.83 0.83 4.07 7.05 0.01 11.16
UTI Treasury Advantage Fund - Direct Plan - Growth 4 5056.52 0.73 1.95 4.26 7.83 7.76
UTI Credit Risk Fund - Direct Plan - Growth 3 4898.62 0.55 1.68 4.06 6.80 8.40
UTI Ultra Short Term Fund - Direct Plan - Growth 3 4645.23 0.74 1.88 4.13 7.78 7.90
UTI Value Opportunities Fund - Direct Plan - Growth 3 4583.06 1.09 7.16 11.55 3.78 12.17
UTI Unit Linked Insurance Plan (ULIP) - Direct Plan NA 4481.30 0.98 2.67 5.97 3.28 9.44
UTI Short Term Income Fund - Direct Plan - Growth 3 4366.46 0.53 1.81 4.08 7.05 7.72

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