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Tata India Tax Savings Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : ELSS
Fund House :
  • NAV
    : ₹ 30.7763 -0.01%
    (as on 02nd December, 2022)
Crisil Rank
Average performance among peers
Risk-O-Meter
Very High

The fund has 98.33% investment in domestic equities of which 54.77% is in Large Cap stocks, 12.1% is in Mid Cap stocks, 14.21% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 02nd December, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 25-Nov-22 10163.80 1.64% - 1.38% 11/59
1 Month 02-Nov-22 10335.30 3.35% - 2.11% 8/59
3 Month 02-Sep-22 10680.70 6.81% - 4.52% 9/58
6 Month 02-Jun-22 11526.40 15.26% - 12.89% 8/58
YTD 31-Dec-21 10959.20 9.59% - 5.83% 11/58
1 Year 02-Dec-21 11098.00 10.98% 10.98% 6.88% 14/58
2 Year 02-Dec-20 15110.80 51.11% 22.93% 24.40% 31/58
3 Year 02-Dec-19 16068.00 60.68% 17.11% 20.05% 38/58
5 Year 01-Dec-17 17413.40 74.13% 11.72% 11.60% 21/47
Since Inception 13-Oct-14 30776.30 207.76% 14.80% 14.16% 22/57

SIP Returns (NAV as on 02nd December, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 02-Dec-21 12000 13249.4 10.41 % 19.8 %
2 Year 02-Dec-20 24000 28475.97 18.65 % 17.38 %
3 Year 02-Dec-19 36000 50170.02 39.36 % 22.78 %
5 Year 01-Dec-17 60000 92329.36 53.88 % 17.26 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Oct,2022)

Portfolio Turnover Ratio : 21.00%  |   Category average turnover ratio is 47.59%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 98.33% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.33%
No of Stocks : 53 (Category Avg - 46.31) | Large Cap Investments : 54.77%| Mid Cap Investments : 12.1% | Small Cap Investments : 14.21% | Other : 17.25%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 2480.8 7.78% -0.17% 8.67% (Jan 2022) 6.99% (Apr 2022) 27.30 L -0.70 L
HDFC Bank Ltd. Banks 1953.2 6.12% 0.01% 6.41% (Jun 2022) 5.45% (Mar 2022) 13.05 L 0.00
State Bank Of India Banks 1876.3 5.88% -0.15% 6.6% (Jan 2022) 5.56% (Mar 2022) 32.70 L -1.80 L
Infosys Ltd. Computers - software 1783.7 5.59% 0.19% 8.53% (Dec 2021) 5.4% (Sep 2022) 11.60 L 0.00
Reliance Industries Ltd. Refineries/marketing 1721 5.39% 0.10% 6.39% (Jun 2022) 5.29% (Sep 2022) 6.75 L 0.00
Housing Development Finance Corporation Ltd. Housing finance 1420.1 4.45% 0.12% 4.57% (May 2022) 3.67% (Mar 2022) 5.75 L 0.00
Axis Bank Ltd. Banks 1327.3 4.16% 0.62% 4.16% (Oct 2022) 3.32% (Nov 2021) 14.65 L 0.00
Bharti Airtel Ltd. Telecom - services 1009.2 3.16% -0.04% 3.21% (Nov 2021) 2.87% (Jul 2022) 12.13 L 0.00
Larsen & Toubro Ltd. Engineering, designing, construction 789 2.47% 0.10% 2.48% (Dec 2021) 2.22% (Jun 2022) 3.90 L 0.00
KEI Industries Ltd. Cables - electricals 694.5 2.18% 0.13% 2.4% (May 2022) 1.77% (Jul 2022) 4.30 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Repo Repo 1.86%
Net Receivables Net Receivables -0.20%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th November, 2022)

  • Standard Deviation

    High volatility
    21.82vs20.38
    Category Avg
  • Beta

    High volatility
    1vs0.89
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.55vs0.7
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.12vs0.16
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -1.66vs2.46
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Quant Tax Plan - Growth 5 2126.60 2.65 6.95 17.36 15.22 38.62
HDFC Tax Saver Fund - Growth 5 10065.81 3.55 7.59 16.30 14.40 17.86
SBI Long Term Equity Fund - Regular Plan - Growth 4 11599.86 3.62 7.24 15.91 10.42 19.65
Parag Parikh Tax Saver Fund - Regular Plan - Growth 5 848.19 0.83 7.71 12.17 10.21 24.27
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth 5 3986.13 2.33 5.61 12.14 9.69 23.79
Nippon India Tax Saver Fund - Growth 3 12051.94 3.38 5.87 14.00 9.59 15.33
PGIM India ELSS Tax Saver Fund - Growth 4 437.12 2.83 6.57 12.90 9.27 20.18
Kotak Tax Saver Fund - Growth 4 3062.89 2.45 5.59 14.70 9.18 18.96
Franklin India Taxshield Fund - Growth 3 5003.82 3.11 7.49 15.33 9.16 18.14
Quantum Tax Saving Fund - Growth 3 112.95 3.10 5.15 11.66 8.92 15.71

More Funds from

Out of 54 mutual fund schemes offered by this AMC, 2 is/are ranked 4 * , 15 is/are ranked 3 * , 4 is/are ranked 2 * , 3 is/are ranked 1 * , and 30 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Liquid Fund -Regular Plan - Growth 3 13616.38 0.53 1.45 2.69 4.51 4.05
Tata Money Market Fund - Regular Plan - Growth 3 6935.06 0.59 1.40 2.78 4.52 4.95
Tata Arbitrage Fund - Growth 3 6628.29 0.34 1.01 1.92 3.55 4.12
Tata Digital India Fund - Growth NA 6371.41 4.99 9.36 5.36 -12.42 32.41
Tata Digital India Fund - Growth NA 6371.41 6.74 12.62 5.55 -12.28 30.35
Tata Balanced Advantage Fund - Growth NA 6068.88 1.56 3.64 7.98 7.41 12.83
Tata Equity PE Fund - Regular Plan - Growth 1 5356.63 3.04 5.49 14.19 9.27 16.22
Tata Overnight Fund - Regular Plan - Growth NA 4804.90 0.46 1.40 2.60 4.36 3.62
Tata Large & Mid Cap Fund - Regular Plan - Growth 4 3503.74 3.29 7.54 19.17 13.87 19.55
Tata Hybrid Equity Fund - Regular Plan - Growth 3 3308.55 2.99 5.82 13.10 9.81 14.57

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