SBI Long Term Equity Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 230.9008 0.34%
(as on 18th August, 2022)

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Crisil Rank

Above average performance among peers

Fund Size

: ₹ 10745.61 Cr

(7.12% of Investment in Category)

Expense Ratio

: 1.77%

(1.97% Category average)

Risk-O-Meter

Moderately High

ELSS :ELSS : The fund has 90.82% investment in domestic equities of which 58.12% is in Large Cap stocks, 15.93% is in Mid Cap stocks, 9.81% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 4 in the previous quarter.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
S&P BSE 500 TRI

10.54%

11.58%

6.02%

11.04%

30.06%

13.97%

11.27%
NA
9.23%

11.17%

4.76%

9.29%

30.97%

12.4%

14.26%

NA
Gold

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1Y
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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 18th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11-Aug-22	10182.40	1.82%	-	1.68%	19/59
1 Month	18-Jul-22	10803.90	8.04%	-	9.23%	53/59
3 Month	18-May-22	11228.70	12.29%	-	11.17%	24/59
6 Month	18-Feb-22	10640.60	6.41%	-	4.76%	16/59
YTD	31-Dec-21	10365.70	3.66%	-	1.76%	16/59
1 Year	18-Aug-21	10983.70	9.84%	9.84%	9.29%	24/59
2 Year	18-Aug-20	16128.50	61.29%	27.00%	30.97%	44/59
3 Year	16-Aug-19	17369.10	73.69%	20.15%	22.08%	35/58
5 Year	18-Aug-17	17001.30	70.01%	11.19%	12.40%	28/47
10 Year	17-Aug-12	37977.10	279.77%	14.26%	15.17%	17/29
Since Inception	31-Mar-93	230900.80	2209.01%	11.27%	14.26%	48/57

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 18th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	18-Aug-21	12000	12817.44	6.81 %	12.87 %
2 Year	18-Aug-20	24000	29104.35	21.27 %	19.75 %
3 Year	16-Aug-19	36000	50471.15	40.2 %	23.21 %
5 Year	18-Aug-17	60000	90070.43	50.12 %	16.25 %
10 Year	17-Aug-12	120000	244181.04	103.48 %	13.61 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Jul,2022)

Portfolio Turnover Ratio : 17.00% | Category average turnover ratio is 60.56%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 90.82% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 90.82%

No of Stocks : 58 (Category Avg - 47.18) | Large Cap Investments : 58.12%| Mid Cap Investments : 15.93% | Small Cap Investments : 9.81% | Other : 6.96%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
ICICI Bank Ltd.	Banks	6070.9	5.65%	0.34%	5.65% (Jul 2022)	4.79% (Sep 2021)	74.16 L
Reliance Industries Ltd.	Refineries/marketing	4611.3	4.29%	-0.54%	4.85% (Apr 2022)	3.18% (Aug 2021)	18.38 L
Larsen & Toubro Ltd.	Engineering, designing, construction	4464	4.15%	0.26%	4.35% (Feb 2022)	3.86% (Aug 2021)	24.69 L
State Bank Of India	Banks	4060.7	3.78%	0.15%	3.78% (Jul 2022)	3.06% (Aug 2021)	76.86 L
Mahindra & Mahindra Ltd.	Passenger/utility vehicles	3976.7	3.70%	-0.08%	3.78% (Jun 2022)	2.04% (Aug 2021)	34.15 L
Infosys Ltd.	Computers - software	3922.3	3.65%	-0.10%	4.55% (Mar 2022)	3.13% (Sep 2021)	25.31 L
ICICI Prudential Life Insurance Co Ltd.	Insurance	3822.5	3.56%	0.14%	4.27% (Sep 2021)	3.21% (Feb 2022)	69.05 L
Cummins India Ltd.	Diesel engines	3788.6	3.53%	0.33%	3.53% (Jul 2022)	2.49% (Oct 2021)	30.88 L
Cipla Ltd.	Pharmaceuticals	3326.6	3.10%	-0.06%	3.29% (May 2022)	2.78% (Oct 2021)	34.04 L
HDFC Bank Ltd.	Banks	3116	2.90%	-0.07%	3.21% (Aug 2021)	2.84% (Apr 2022)	21.73 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	8.68%
Net Receivables	Net Receivables	0.50%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

20.22vs20.71

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.9vs0.9

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.67vs0.75

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.15vs0.17

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-0.01vs2.21

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Tax Plan - Growth	5	1584.38	9.89	9.79	8.16	17.84	38.97
HDFC Tax Saver Fund - Growth	4	9408.98	9.29	12.97	10.30	16.17	18.26
Parag Parikh Tax Saver Fund - Regular Plan - Growth	NA	680.09	7.68	7.78	3.18	13.15	24.32
Sundaram Tax Saving Fund - Growth	3	930.44	9.05	12.14	5.00	11.76	20.85
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth	5	3692.39	8.41	9.14	4.05	11.49	24.80
Tata India Tax Savings Fund - Regular Plan - Growth	3	3014.29	9.86	12.47	5.08	11.36	18.66
Nippon India Tax Saver Fund - Growth	3	11740.98	9.43	11.63	5.26	10.62	18.51
PGIM India ELSS Tax Saver Fund - Growth	5	397.64	7.68	8.64	2.81	9.78	20.67
Franklin India Taxshield Fund - Growth	3	4675.16	8.98	11.26	3.60	9.77	18.57
Kotak Tax Saver Fund - Growth	4	2794.27	9.15	10.24	5.31	9.73	20.40

Detailed Comparison

More Funds from

Out of 144 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 10 is/are ranked 4 * , 9 is/are ranked 3 * , 3 is/are ranked 2 * , 3 is/are ranked 1 * , and 113 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Liquid Fund - Regular Plan - Growth	3	57831.97	0.41	1.19	2.03	3.75	3.99
SBI Equity Hybrid Fund - Regular Plan - Growth	4	53017.57	6.42	6.70	3.45	7.22	15.64
SBI Blue Chip Fund - Regular Plan - Growth	4	32773.13	8.73	11.49	5.33	8.99	18.58
SBI Overnight Fund - Regular Plan - Growth	3	27978.24	0.41	1.14	1.99	3.64	3.56
SBI Focused Equity Fund - Regular Plan - Growth	3	26218.38	8.50	9.29	0.89	6.44	20.03
SBI Balanced Advantage Fund - Regular Plan - Growth	NA	24294.41	4.06	4.53	3.43	0.00	0.00
SBI Savings Fund - Regular Plan - Growth	2	19928.92	0.40	1.22	1.76	3.42	4.57
SBI Corporate Bond Fund - Regular Plan - Growth	3	15732.23	0.52	1.36	0.88	2.40	5.91
SBI Flexi Cap Fund - Regular Plan - Growth	4	15671.47	8.58	8.63	2.60	6.37	17.52
SBI Magnum Ultra Short Duration Fund - Regular Plan - Growth	5	12513.07	0.49	1.48	2.31	4.38	5.25