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SBI Credit Risk Fund - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : SBI Mutual Fund
  • NAV
    : ₹ 33.4991 0.07%
    (as on 20th October, 2020)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate
Buy Recommended
(Min ₹500 for SIP, ₹5000 for one time investment)

Fund has 96.58% investment in Debt of which 12.53% in Government securities, 70.5% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 20th October, 2020)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 13-Oct-20 10029.40 0.29% - 0.18% 5/21
1 Month 18-Sep-20 10144.60 1.45% - 0.25% 8/22
3 Month 20-Jul-20 10228.70 2.29% - 0.78% 9/23
6 Month 20-Apr-20 10561.90 5.62% - -2.62% 4/23
YTD 01-Jan-20 10782.60 7.83% - -2.03% 3/20
1 Year 18-Oct-19 10909.80 9.10% 9.02% -1.99% 4/20
2 Year 19-Oct-18 11708.90 17.09% 8.18% 0.60% 5/19
3 Year 18-Oct-17 12239.00 22.39% 6.95% 1.30% 4/18
5 Year 20-Oct-15 14557.60 45.58% 7.79% 3.95% 4/17
10 Year 20-Oct-10 23432.80 134.33% 8.88% 7.62% 2/7
Since Inception 16-Jul-04 33499.10 234.99% 7.71% 2.98% 4/22

SIP Returns (NAV as on 20th October, 2020)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 18-Oct-19 12000 12663.1 5.53 % 10.34 %
2 Year 19-Oct-18 24000 26240.7 9.34 % 8.81 %
3 Year 18-Oct-17 36000 40681.01 13 % 8.09 %
5 Year 20-Oct-15 60000 72803.37 21.34 % 7.66 %
10 Year 20-Oct-10 120000 186206.24 55.17 % 8.5 %
 

Tax Treatment

Portfolio (Updated on 30th Sep,2020)

No of Debt Holding 60 (Category Avg - 28.05) | Modified Duration 2.26 Years (Category Avg - 1.67)| Yield to Maturity 7.89% (Category Avg - 8.41%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 12.53% 5.16%
CD 0.00% 1.29%
T-Bills 0.00% 1.57%
CP 0.00% 3.63%
NCD & Bonds 84.05% 71.54%
PTC 0.00% 2.06%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 12.53% 6.72%
Low Risk 70.50% 47.75%
Moderate Risk 13.55% 26.89%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.05%
TREPS TREPS 1.37%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2020)

  • Standard Deviation

    Low volatility
    1.87vs5.42
    Category Avg
  • Beta

    High volatility
    0.36vs0.26
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.44vs0.03
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.07vs5.92
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    1.14vs-4.95
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
ICICI Prudential Credit Risk Fund - Growth 5 6563.21 1.22 2.16 5.50 10.21 8.10
HDFC Credit Risk Debt Fund - Regular Plan - Growth 4 6189.36 1.56 2.37 6.35 10.09 7.44
Invesco India Credit Risk Fund - Regular Plan - Growth 5 146.16 0.89 1.27 5.22 8.24 2.28
Axis Credit Risk Fund - Growth 3 565.90 1.09 2.17 4.19 8.21 5.70
IDFC Credit Risk Fund - Regular Plan - Growth 4 794.54 1.28 1.66 4.13 7.68 6.65
Mahindra Manulife Credit Risk Fund - Growth 3 118.78 0.80 1.29 2.85 6.33 0.00
Kotak Credit Risk Fund - Growth 3 1905.24 0.08 1.40 4.11 6.23 6.71
Sundaram Short Term Credit Risk Fund - Growth 3 115.97 0.39 0.68 2.52 5.57 1.94
L&T Credit Risk Fund - Regular Plan - Growth 3 259.49 1.56 2.66 3.07 5.46 4.05
DSP Credit Risk Fund - Regular Plan - Growth 3 327.62 1.81 2.62 1.58 5.37 1.97

More Funds from SBI Mutual Fund

Out of 144 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 9 is/are ranked 4 * , 13 is/are ranked 3 * , 5 is/are ranked 2 * , 5 is/are ranked 1 * , and 110 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
SBI - ETF Nifty 50 4 74867.15 3.42 8.14 29.04 2.60 6.37
SBI - ETF Nifty 50 4 74867.15 3.42 8.14 29.04 2.60 6.37
SBI Liquid Fund - Growth 2 39753.86 0.29 0.82 1.85 4.60 6.21
SBI Equity Hybrid Fund - Regular Plan - Growth 4 31225.51 -0.04 2.68 13.01 0.44 5.31
SBI - ETF SENSEX 5 30318.72 4.40 8.52 28.95 4.21 8.72
SBI - ETF SENSEX 5 30318.72 4.40 8.52 28.95 4.21 8.72
SBI Corporate Bond Fund - Regular Plan - Growth 3 25314.10 1.45 1.16 5.95 10.62 0.00
SBI Blue Chip Fund - Growth 2 22057.63 1.82 6.94 23.73 -0.54 2.58
SBI Savings Fund - Growth 1 21034.83 0.42 1.06 3.14 6.14 6.87
SBI Short Term Debt Fund - Growth 4 16743.03 1.28 1.17 5.51 9.87 8.02

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