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SBI Credit Risk Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : SBI Mutual Fund
  • NAV
    : ₹ 34.042 -0.02%
    (as on 26th February, 2021)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate
Buy Recommended
(Min ₹500 for SIP, ₹5000 for one time investment)

Fund has 96.23% investment in Debt of which 12.49% in Government securities, 73.25% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 26th February, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 18-Feb-21 9997.70 -0.02% - 0.05% 14/21
1 Month 25-Jan-21 9983.70 -0.16% - -3.11% 15/22
3 Month 26-Nov-20 10037.30 0.37% - -2.21% 15/22
6 Month 26-Aug-20 10390.80 3.91% - -0.47% 11/23
YTD 01-Jan-21 9985.80 -0.14% - -2.82% 16/22
1 Year 26-Feb-20 10732.20 7.32% 7.30% -5.08% 5/23
2 Year 26-Feb-19 11539.70 15.40% 7.41% 1.18% 6/19
3 Year 26-Feb-18 12326.30 23.26% 7.21% 2.10% 5/18
5 Year 26-Feb-16 14527.30 45.27% 7.75% 4.37% 5/17
10 Year 25-Feb-11 23229.20 132.29% 8.78% 8.21% 3/8
Since Inception 16-Jul-04 34042.00 240.42% 7.65% 5.44% 5/20

SIP Returns (NAV as on 26th February, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 26-Feb-20 12000 12494.99 4.12 % 7.67 %
2 Year 26-Feb-19 24000 25967.11 8.2 % 7.73 %
3 Year 26-Feb-18 36000 40376.59 12.16 % 7.56 %
5 Year 26-Feb-16 60000 72069.95 20.12 % 7.25 %
10 Year 25-Feb-11 120000 183575.35 52.98 % 8.23 %
 

Tax Treatment

Portfolio (Updated on 31st Jan,2021)

No of Debt Holding 65 (Category Avg - 28.80) | Modified Duration 2.52 Years (Category Avg - 1.53)| Yield to Maturity 7.27% (Category Avg - 7.79%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 12.49% 5.55%
CD 0.00% 0.93%
T-Bills 0.00% 1.56%
CP 0.00% 0.54%
NCD & Bonds 83.74% 72.60%
PTC 0.00% 1.69%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 12.49% 7.12%
Low Risk 73.25% 46.83%
Moderate Risk 10.49% 25.06%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.66%
TREPS TREPS 1.11%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th January, 2021)

  • Standard Deviation

    Low volatility
    1.88vs5.42
    Category Avg
  • Beta

    Low volatility
    0.53vs0.68
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.94vs0.17
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.07vs-0.1
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    1.16vs-6.18
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Credit Risk Debt Fund - Regular Plan - Growth 5 6847.74 0.02 1.14 5.39 8.75 8.35
ICICI Prudential Credit Risk Fund - Growth 3 7006.56 0.03 0.78 4.20 7.70 8.45
Axis Credit Risk Fund - Growth 3 592.20 0.27 1.16 3.94 6.67 6.17
Invesco India Credit Risk Fund - Regular Plan - Growth 5 128.72 -0.52 -0.64 1.15 5.72 1.88
IDFC Credit Risk Fund - Regular Plan - Growth 3 834.63 -0.38 0.27 3.22 4.80 6.90
Franklin India Credit Risk Fund - Growth 2 3668.31 1.06 4.51 9.85 4.65 4.40
Kotak Credit Risk Fund - Growth 3 1849.54 -0.18 0.71 3.19 4.40 6.99
Mahindra Manulife Credit Risk Fund - Growth 3 137.57 -0.18 0.16 2.09 3.89 0.00
DSP Credit Risk Fund - Regular Plan - Growth 3 297.81 0.34 0.87 3.51 3.64 2.17
L&T Credit Risk Fund - Regular Plan - Growth 3 236.91 -0.11 0.04 3.62 2.80 3.95

More Funds from SBI Mutual Fund

Out of 147 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 12 is/are ranked 4 * , 11 is/are ranked 3 * , 2 is/are ranked 2 * , 6 is/are ranked 1 * , and 113 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
SBI - ETF Nifty 50 4 88449.45 1.31 11.11 25.21 24.28 12.06
SBI - ETF Nifty 50 4 88449.45 1.31 11.11 25.21 24.28 12.06
SBI Liquid Fund - Regular Plan - Growth 3 42224.77 0.28 0.74 1.56 3.84 5.80
SBI - ETF SENSEX 5 39197.60 0.85 10.20 25.04 23.50 13.49
SBI - ETF SENSEX 5 39197.60 0.85 10.20 25.04 23.50 13.49
SBI Equity Hybrid Fund - Regular Plan - Growth 4 34652.66 3.27 10.24 19.67 15.97 10.96
SBI Corporate Bond Fund - Regular Plan - Growth 3 28661.96 -0.58 -0.62 2.23 7.28 0.00
SBI Short Term Debt Fund - Regular Plan - Growth 4 26484.22 -0.58 -0.42 2.32 6.91 7.93
SBI Blue Chip Fund - Regular Plan - Growth 4 24854.15 5.33 15.09 29.99 28.53 10.70
SBI Savings Fund - Regular Plan - Growth 1 21462.76 0.32 0.75 1.77 5.20 6.65

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