Moneycontrol Be a Pro
Get App
you are here:

Principal Tax Saving Fund - Direct Plan

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 202.24 0.34%
    (as on 15th October, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High

Fund has 94.94% investment in indian stocks of which 59.64% is in large cap stocks, 14.49% is in mid cap stocks, 14.97% in small cap stocks.Fund has 0.09% investment in Debt of which 0.08% in Government securities, 0.01% in funds invested in very low risk securities..

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

This Scheme
VS
  • Benchmark
    Nifty 500 TRI
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Nifty 500 TRI : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 15th October, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 07-Oct-19 10221.90 2.22% - 1.90% 30/64
1 Month 13-Sep-19 10082.30 0.82% - 2.57% 53/64
3 Month 15-Jul-19 9565.80 -4.34% - -1.42% 48/63
6 Month 15-Apr-19 9265.60 -7.34% - -3.80% 48/63
YTD 01-Jan-19 9630.50 -3.70% - -3.52% 48/63
1 Year 15-Oct-18 10078.70 0.79% 0.79% 5.51% 49/61
2 Year 13-Oct-17 9692.80 -3.07% -1.54% 0.16% 39/52
3 Year 14-Oct-16 12142.20 21.42% 6.68% 7.55% 26/44
5 Year 14-Oct-14 15675.10 56.75% 9.40% 9.99% 21/33
Since Inception 02-Jan-13 23423.70 134.24% 13.36% 8.85% 19/56

SIP Returns (NAV as on 15th October, 2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 15-Oct-18 12000 11753.06 -2.06 % -3.79 %
2 Year 13-Oct-17 24000 22878.06 -4.67 % -4.53 %
3 Year 14-Oct-16 36000 36568.77 1.58 % 1.02 %
5 Year 14-Oct-14 60000 71144.94 18.57 % 6.75 %
 

Tax Treatment

Portfolio (Updated on 30th Sep,2019)

Equity Holding : 94.94% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.94%
No of Stocks : 57 (Category Avg - 43.67) | Large Cap Investments : 59.64%| Mid Cap Investments : 14.49% | Small Cap Investments : 14.97% | Other : 5.84%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Banks 224.2 5.76% 0.33% 5.76% (Sep 2019) 4.74% (Oct 2018) 1.83 L 1.83 L
ICICI Bank Ltd. Banks 220.8 5.67% 0.10% 5.67% (Sep 2019) 4.31% (Oct 2018) 5.09 L 0.00
Reliance Industries Ltd. Refineries/marketing 179.1 4.60% 0.12% 4.61% (Apr 2019) 3.88% (Oct 2018) 1.34 L 0.00
Kotak Mahindra Bank Ltd. Banks 147.9 3.80% 0.36% 3.8% (Sep 2019) 1.44% (Oct 2018) 89.92 k 0.00
Tata Consultancy Services Ltd. Computers - software 130 3.34% -0.64% 3.98% (Aug 2019) 3.24% (Mar 2019) 61.94 k -4.10 k
State Bank Of India Banks 129.9 3.34% -0.17% 4.26% (Jun 2019) 2.15% (Oct 2018) 4.80 L 0.00
ITC Limited Cigarettes 118.3 3.04% 0.05% 3.47% (Oct 2018) 2.99% (Aug 2019) 4.55 L 0.00
Larsen & Toubro Ltd. Engineering, designing, construction 113.9 2.92% 0.18% 2.95% (Jun 2019) 2.56% (Apr 2019) 77.26 k 0.00
Infosys Ltd. Computers - software 110.1 2.83% -0.14% 3.22% (Jan 2019) 2.43% (May 2019) 1.37 L 0.00
Marico Ltd. Personal care 108.9 2.80% -0.08% 2.88% (Aug 2019) 2.13% (Mar 2019) 2.76 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 2 (Category Avg - 0.30) | Modified Duration 0.00 Years (Category Avg - 1.85)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type
% Weight
Category Average
NCD-ST 0.01% 0.00%
T-Bills 0.08% 0.01%
CP 0.00% 0.13%
NCD & Bonds 0.00% 0.00%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.08% 0.01%
Low Risk 0.01% 0.13%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 4.91%
Net Receivables Net Receivables 0.06%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2019)

  • Standard Deviation

    High volatility
    15.53vs10.89
    Category Avg
  • Beta

    High volatility
    1.12vs0.72
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.17vs0.09
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.02vs0.01
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.93vs-0.94
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
JM Tax Gain Fund - (Direct) - Growth 5 33.26 6.28 5.64 4.61 18.88 11.59
Axis Long Term Equity Fund - Direct Plan - Growth 4 20425.31 6.58 4.47 6.72 17.66 13.53
BNP Paribas Long Term Equity Fund - Direct Plan - Growth 3 471.08 4.56 2.38 4.27 16.39 9.10
DSP Tax Saver Fund - Direct Plan - Growth 3 5840.90 3.63 2.19 1.98 16.07 9.41
Tata India Tax Savings Fund - Direct Plan - Growth NA 1919.17 2.40 -1.26 0.31 14.66 9.88
LIC MF Tax Plan 1997 - Direct Plan - Growth 4 243.54 3.93 3.23 3.52 13.81 10.58
Motilal Oswal Long Term Equity Fund - Direct Plan - Growth 3 1500.24 5.40 4.63 3.32 12.26 10.59
Canara Robeco Equity Tax Saver - Direct Plan - Growth 5 965.21 5.19 0.28 -0.10 12.17 10.49
Kotak Tax Saver Scheme - Direct Plan - Growth 4 946.65 2.94 -1.70 -0.52 11.84 9.18
Mirae Asset Tax Saver Fund - Direct Plan - Growth 5 2465.46 1.32 -1.19 -0.68 11.50 14.09

More Funds from PRINCIPAL Mutual Fund

Out of 22 mutual fund schemes offered by this AMC, 6 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 11 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Principal Emerging Bluechip Fund - Direct Plan - Growth 3 2199.15 4.09 0.38 -2.35 5.11 7.67
Principal Hybrid Equity Fund - Direct Plan - Growth 3 1572.07 1.13 -2.36 -5.27 1.64 9.03
Principal Multi Cap Growth Fund - Direct Plan - Growth 3 846.54 2.09 -3.46 -6.33 1.64 7.61
Principal Tax Saving Fund - Direct Plan 3 389.44 0.82 -4.34 -7.34 0.79 6.68
Principal Focused Multicap Fund - Direct Plan - Growth 3 330.01 3.78 0.74 -0.31 10.23 8.45
Principal Personal Tax Saver - Direct Plan 3 249.13 0.63 -4.66 -7.67 -0.06 3.14
Principal Cash Management Fund - Direct Plan - Growth 1 210.50 0.47 1.41 3.03 6.58 3.81
Principal Balanced Advantage Fund - Direct Plan - Growth NA 209.34 0.83 0.18 -1.30 2.76 5.74
Principal Dividend Yield Fund - Direct Plan - Growth NA 194.08 3.22 0.96 -4.05 3.54 9.33
Principal Low Duration Fund - Direct Plan - Growth 2 160.34 0.52 1.79 -13.24 -9.93 1.01

Forum

View More