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Principal Short Term Debt Fund - Growth

  • Regular
  • Direct
Category : Short Duration Fund
  • NAV
    : ₹ 30.0456 0%
    (as on 19th June, 2019)
Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderate
(Min ₹2000 for SIP, ₹5000 for one time investment)

Fund has 88.54% investment in Debt of which 17.52% in Government securities, 59.53% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 2 in the previous quarter.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 19th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 12-Jun-19 10032.72 0.33% - 0.18% 6/29
1 Month 17-May-19 9196.69 -8.03% - -1.45% 26/29
3 Month 19-Mar-19 9273.85 -7.26% - -0.61% 26/29
6 Month 19-Dec-18 9477.27 -5.23% - 1.61% 25/28
YTD 29-Mar-19 9233.78 -7.66% - -1.02% 26/29
1 Year 19-Jun-18 9829.26 -1.71% -1.71% 5.14% 25/28
2 Year 19-Jun-17 10252.09 2.52% 1.25% 4.77% 25/27
3 Year 17-Jun-16 11169.70 11.70% 3.75% 6.13% 23/27
5 Year 19-Jun-14 13219.18 32.19% 5.74% 6.98% 23/27
10 Year 19-Jun-09 19613.16 96.13% 6.96% 7.47% 15/18
Since Inception 09-May-03 30045.60 200.46% 7.06% - -/-

SIP Returns (NAV as on 19th Jun,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 19-Jun-18 12000 11415.39 -4.87 % -8.91 %
2 years 19-Jun-17 24000 23442.94 -2.32 % -2.24 %
3 years 19-Jun-16 36000 36267.64 0.74 % 0.48 %
5 years 19-Jun-14 60000 65491.27 9.15 % 3.46 %
10 years 19-Jun-09 120000 164091.8 36.74 % 6.10 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st May,2019)

No of Debt Holding 28 (Category Avg - 56.59) | Modified Duration 1.95 Years (Category Avg - 1.80)| Yield to Maturity 9.36% (Category Avg - 9.22%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 17.51% 7.21%
CD 0.00% 4.76%
NCD-ST 0.00% 0.11%
T-Bills 0.01% 0.10%
CP 0.00% 1.52%
NCD & Bonds 71.02% 77.12%
PTC 0.00% 1.65%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 17.52% 7.31%
Low Risk 59.53% 74.94%
Moderate Risk 11.49% 10.16%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 5.86%
Net Receivables Net Receivables 5.60%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    High volatility
    1.58vs1.47
    Category Avg
  • Beta

    High volatility
    1.01vs0.8
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.59vs0.61
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.01vs0.03
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -0.47vs-0.27
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Bond Fund - Short Term - Regular Plan - Growth 5 7525.17 1.15 2.11 5.19 9.35 7.29
Kotak Bond Short Term Plan - Growth 4 8993.42 1.40 2.38 5.08 9.06 7.36
Aditya Birla Sun Life Short Term Opportunities Fund - Regular Plan - Growth 2 3379.31 1.37 2.43 4.59 9.05 7.65
Franklin India Short Term Income Plan - Growth 3 13367.61 0.51 1.03 3.71 9.01 8.84
HDFC Short Term Debt Fund - Growth 4 7955.71 1.21 2.28 4.77 8.95 7.69
L&T Short Term Bond Fund - Growth 5 4002.40 1.18 2.20 4.90 8.91 7.31
Indiabulls Short Term Fund - Regular Plan - Growth 2 505.96 1.00 2.35 4.61 8.87 7.39
Mirae Asset Short Term Fund - Regular Plan - Growth 4 73.87 1.34 2.39 5.12 8.87 0.00
ICICI Prudential Short Term Fund - Growth 3 8445.59 1.28 2.48 4.95 8.74 7.66
Baroda Short Term Bond Fund - Plan A - Growth 3 316.21 1.40 2.59 4.63 8.72 8.15

More Funds from PRINCIPAL Mutual Fund

Out of 23 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 1 is/are ranked 4 * , 7 is/are ranked 3 * , 4 is/are ranked 2 * , 3 is/are ranked 1 * , and 7 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Principal Emerging Bluechip Fund - Growth 3 2236.32 1.80 -0.53 1.21 -5.04 13.26
Principal Hybrid Equity Fund - Growth 5 1744.05 0.12 -2.00 0.27 -0.30 13.11
Principal Multi Cap Growth Fund - Growth 3 902.41 2.22 -0.43 1.67 -1.85 13.54
Principal Tax Saving Fund 3 415.33 2.37 -0.32 1.63 -2.28 13.27
Principal Focused Multicap Fund - Growth 3 333.15 2.54 2.82 3.40 4.52 11.64
Principal Personal Tax Saver 3 275.02 2.42 -0.31 1.57 -1.96 8.29
Principal Cash Management Fund - Growth 1 258.83 0.53 1.70 3.37 -1.96 3.90
Principal Short Term Debt Fund - Growth 2 223.66 -8.20 -7.38 -5.20 -1.73 3.69
Principal Balanced Advantage Fund - Growth NA 222.81 -1.36 -1.45 -0.39 1.59 6.11
Principal Low Duration Fund - Growth 2 216.13 -15.05 -14.93 -13.56 -10.95 0.90

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