Moneycontrol
Get App
you are here:

Principal Personal Tax Saver - Direct Plan

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 202.31 -1%
    (as on 14th June, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High

Fund has 98.02% investment in indian stocks of which 64.62% is in large cap stocks, 13.97% is in mid cap stocks, 19.22% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

This Scheme
VS
  • Benchmark
    Nifty 500 TRI
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Nifty 500 TRI : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 14th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 07-Jun-19 9861.56 -1.38% - 0.12% 42/64
1 Month 14-May-19 10505.24 5.05% - 6.66% 35/64
3 Month 14-Mar-19 10129.17 1.29% - 2.76% 43/64
6 Month 14-Dec-18 10354.69 3.55% - 6.68% 47/63
YTD 01-Apr-19 9887.11 -1.13% - 0.84% 38/64
1 Year 14-Jun-18 9918.13 -0.82% -0.82% 1.01% 40/60
2 Year 14-Jun-17 10631.67 6.32% 3.11% 6.11% 41/51
3 Year 14-Jun-16 13185.82 31.86% 9.66% 13.26% 43/45
5 Year 13-Jun-14 15142.96 51.43% 8.64% 12.86% 31/33
10 Year - - - - 14.72% -/-
Since Inception 02-Jan-13 19727.94 97.28% 11.11% - -/-

SIP Returns (NAV as on 14th Jun,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 14-Jun-18 12000 12287.28 2.39 % 4.46 %
2 years 14-Jun-17 24000 24254.34 1.06 % 1.02 %
3 years 14-Jun-16 36000 38597.43 7.22 % 4.58 %
5 years 14-Jun-14 60000 71425.91 19.04 % 6.91 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st May,2019)

Equity Holding : 98.02% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.02%
No of Stocks : 56 (Category Avg - 44.48) | Large Cap Investments : 64.62%| Mid Cap Investments : 13.97% | Small Cap Investments : 19.22% | Other : 0.21%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Banks 151.1 5.49% 0.16% 4.93% (Oct 2018) 4.93% (Oct 2018) 62.29 k 0.00
ICICI Bank Ltd. Banks 142 5.16% -0.03% 3.21% (Sep 2018) 3.21% (Sep 2018) 3.35 L -0.10 L
Reliance Industries Ltd. Refineries/marketing 123.1 4.48% -0.28% 3.22% (Jun 2018) 3.22% (Jun 2018) 92.56 k 0.00
State Bank Of India Banks 109.6 3.99% 0.26% 1.99% (Sep 2018) 1.99% (Sep 2018) 3.11 L -0.15 L
Tata Consultancy Services Ltd. Computers - software 95.4 3.47% -0.32% 2.64% (Jun 2018) 2.64% (Jun 2018) 43.41 k -2.00 k
Kotak Mahindra Bank Ltd. Banks 91.2 3.32% 0.26% 1.47% (Oct 2018) 1.47% (Oct 2018) 59.90 k 0.00
ITC Limited Cigarettes 90.5 3.29% -0.43% 3.01% (Jun 2018) 3.01% (Jun 2018) 3.25 L -0.10 L
Larsen & Toubro Ltd. Engineering, designing, construction 82.9 3.01% 0.36% 2.65% (Apr 2019) 2.65% (Apr 2019) 53.19 k 0.00
Tata Power Co. Ltd. Power 71.8 2.61% -0.13% 1.91% (Jun 2018) 1.91% (Jun 2018) 10.44 L -0.50 L
Infosys Ltd. Computers - software 69.8 2.54% -0.08% 2.54% (May 2019) 2.54% (May 2019) 94.57 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 2.26%
Net Receivables Net Receivables -0.28%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    High volatility
    14.6vs9.47
    Category Avg
  • Beta

    High volatility
    1.1vs0.67
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.3vs0.34
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.04vs0.05
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -3.7vs-0.27
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Tax Saver Scheme - Direct Plan - Growth 4 934.61 7.65 6.07 11.10 12.31 16.16
Canara Robeco Equity Tax Saver - Direct Plan - Growth 5 982.77 8.18 5.64 10.43 11.74 15.65
Mirae Asset Tax Saver Fund - Direct Plan - Growth 5 2111.58 8.33 5.29 9.93 11.67 21.47
Tata India Tax Savings Fund - Direct Plan - Growth NA 1873.40 8.31 6.15 12.53 9.41 15.84
DSP Tax Saver Fund - Direct Plan - Growth 3 5642.77 7.25 4.70 10.92 8.38 15.09
ICICI Prudential Long Term Equity Fund (Tax Saving) - Direct Plan - Growth 4 6424.90 5.53 4.90 8.64 7.57 13.91
BNP Paribas Long Term Equity Fund - Direct Plan - Growth 2 476.90 7.86 6.08 10.02 6.97 11.26
DHFL Pramerica Tax Plan - Direct Plan - Growth NA 34.69 7.34 5.47 10.25 6.27 14.61
DHFL Pramerica Long Term Equity Fund - Direct Plan - Growth 4 335.95 7.08 5.11 9.82 6.12 14.57
JM Tax Gain Fund - (Direct) - Growth 3 32.67 8.13 5.37 9.61 6.07 16.89

More Funds from PRINCIPAL Mutual Fund

Out of 23 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 3 is/are ranked 2 * , 1 is/are ranked 1 * , and 12 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Principal Emerging Bluechip Fund - Direct Plan - Growth 3 2236.32 6.22 2.33 4.63 -2.09 15.59
Principal Hybrid Equity Fund - Direct Plan - Growth 5 1744.05 2.94 0.11 3.06 1.81 15.33
Principal Multi Cap Growth Fund - Direct Plan - Growth 4 902.41 6.37 2.29 5.10 0.49 15.68
Principal Tax Saving Fund - Direct Plan 3 415.33 6.52 2.31 4.91 -0.19 15.07
Principal Focused Multicap Fund - Direct Plan - Growth 3 333.15 7.50 4.72 6.71 7.26 13.59
Principal Personal Tax Saver - Direct Plan 3 275.02 6.63 2.28 4.76 -0.11 9.99
Principal Cash Management Fund - Direct Plan - Growth 1 258.83 0.54 1.72 3.42 -1.87 3.99
Principal Short Term Debt Fund - Direct Plan - Growth 2 223.66 -8.23 -7.22 -5.01 -1.12 4.48
Principal Balanced Advantage Fund - Direct Plan - Growth NA 222.81 -0.18 -0.50 1.15 3.35 7.87
Principal Low Duration Fund - Direct Plan - Growth 2 216.13 -15.27 -14.84 -13.39 -10.70 1.30

Forum

View More