172@29@16@13!~!172@29@0@53!~!|commonstore|commonfiles|moneycontrol_header.php?cid=2&s_cid=0&radar_off=1&is_revamped_header=1&is_responsive=1&sec=&priceinter=0&frommc=1!~!www|moneycontrol|com!~!|commonstore|commonfiles|moneycontrol_header.php!~!is_mobile=false
Moneycontrol
you are here:

Principal Equity Savings Fund - Growth Accumulation Plan

  • Regular
  • Direct
Category : Equity Savings
  • NAV
    : ₹ 39.2343 0.49%
    (as on 23rd October, 2020)
Crisil Rank

Not Ranked

Rank not available for the fund
Risk-O-Meter
Moderately High
(Min ₹500 for SIP, ₹5000 for one time investment)

Fund has 67.87% investment in indian stocks of which 42.85% is in large cap stocks, 8.64% is in mid cap stocks, 5.81% in small cap stocks.Fund has 11.22% investment in Debt of which 1.66% in Government securities, 9.56% in funds invested in very low risk securities..

This Scheme
VS
  • Nifty 50
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Nifty 50 : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 23rd October, 2020)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 16-Oct-20 10155.60 1.56% - 0.83% 2/24
1 Month 23-Sep-20 10307.90 3.08% - 2.69% 9/24
3 Month 23-Jul-20 10286.90 2.87% - 3.19% 16/24
6 Month 23-Apr-20 11362.70 13.63% - 11.37% 5/24
YTD 01-Jan-20 10596.80 5.97% - 2.62% 5/24
1 Year 23-Oct-19 10745.30 7.45% 7.43% 4.62% 5/24
2 Year 23-Oct-18 11370.20 13.70% 6.62% 5.93% 10/20
3 Year 23-Oct-17 11540.30 15.40% 4.89% 4.03% 5/17
5 Year 23-Oct-15 13516.20 35.16% 6.20% 5.88% 9/15
10 Year 22-Oct-10 18437.30 84.37% 6.30% 6.92% 5/5
Since Inception 23-May-02 39234.30 292.34% 7.70% 6.38% 5/31

SIP Returns (NAV as on 23rd October, 2020)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 23-Oct-19 12000 12966.25 8.05 % 15.2 %
2 Year 23-Oct-18 24000 26237.72 9.32 % 8.81 %
3 Year 23-Oct-17 36000 39813.06 10.59 % 6.64 %
5 Year 23-Oct-15 60000 70741.36 17.9 % 6.52 %
10 Year 22-Oct-10 120000 168601.01 40.5 % 6.61 %
 

Tax Treatment

Portfolio (Updated on 30th Sep,2020)

Portfolio Turnover Ratio : 540.00%  |   Category average turnover ratio is 505.29%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 67.87% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 67.87%
No of Stocks : 42 (Category Avg - 54.12) | Large Cap Investments : 42.85%| Mid Cap Investments : 8.64% | Small Cap Investments : 5.81% | Other : 10.57%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Housing Development Finance Corporation Ltd. Housing finance 26.6 6.09% -0.18% 8.99% (Jan 2020) 6.09% (Sep 2020) 15.31 k 0.00
Maruti Suzuki India Ltd. Passenger/utility vehicles 23.1 5.28% -0.15% 5.51% (May 2020) 0% (Oct 2019) 3.43 k -0.13 k
# UTI Asset Management Co. Pvt. Ltd. Investment companies 19 4.34% 4.34% 4.34% (Sep 2020) 0% (Oct 2019) 34.29 k 34.29 k
Reliance Industries Ltd. Refineries/marketing 18.3 4.19% 0.38% 7.94% (Dec 2019) 3.81% (Aug 2020) 8.20 k 0.00
ICICI Bank Ltd. Banks 17 3.88% -0.88% 4.76% (Aug 2020) 2.25% (Oct 2019) 47.88 k -6.12 k
HDFC Bank Ltd. Banks 14.7 3.36% -0.04% 4.62% (Jun 2020) 3.13% (Oct 2019) 13.63 k 0.00
ITC Limited Cigarettes 13.5 3.09% -1.91% 7.34% (May 2020) 3.09% (Sep 2020) 78.68 k -0.38 L
United Spirits Ltd. Brew/distilleries 11.6 2.65% -0.09% 3.42% (Jun 2020) 0% (Oct 2019) 22.44 k 0.00
Ceat Ltd. Tyres & allied 9.5 2.16% 0.35% 2.16% (Sep 2020) 0% (Oct 2019) 9.46 k 245.00
HDFC Asset Management Co. Ltd. Investment companies 8.9 2.03% -0.07% 2.48% (Jun 2020) 0% (Oct 2019) 3.91 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 9 (Category Avg - 5.92) | Modified Duration 1.06 Years (Category Avg - 1.66)| Yield to Maturity 4.79% (Category Avg - 5.45%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 1.23% 1.91%
CD 0.00% 0.15%
T-Bills 0.43% 0.66%
NCD & Bonds 9.56% 13.84%
PTC 0.00% 0.14%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 1.66% 2.57%
Low Risk 9.56% 9.92%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 5.95%
FD - Federal Bank Ltd. FD 4.57%
FD - Punjab National Bank FD 3.43%
TREPS TREPS 2.95%
FD - Federal Bank Ltd. FD 2.29%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2020)

  • Standard Deviation

    High volatility
    6.88vs5.26
    Category Avg
  • Beta

    High volatility
    0.32vs0.12
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.13vs0.01
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.23vs-0.63
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Mirae Asset Equity Savings Fund - Growth NA 111.23 3.52 5.22 16.55 10.14 0.00
Baroda Equity Savings Fund - Regular Plan - Growth NA 387.69 1.99 1.99 10.18 9.93 0.00
Edelweiss Equity Savings Fund - Regular Plan - Growth NA 75.40 1.49 1.83 8.53 7.92 6.62
Union Equity Savings Fund - Growth NA 172.90 3.12 2.84 11.57 7.21 0.00
Mahindra Manulife Equity Savings Dhan Sanchay Yojana - Growth NA 196.86 3.77 3.57 15.42 6.94 4.07
Kotak Equity Savings Fund - Growth NA 1350.92 2.25 3.21 11.79 6.74 6.08
IDFC Equity Savings Fund - Regular Plan - Growth NA 49.94 1.94 2.92 11.28 6.52 4.57
L&T Equity Savings Fund - Growth NA 75.79 2.68 5.23 14.15 5.37 3.02
Invesco India Equity Savings Fund - Regular Plan - Growth NA 129.60 1.55 2.00 8.90 5.30 0.00
SBI Equity Savings Fund - Growth NA 1313.06 3.13 3.54 13.66 5.19 4.56

More Funds from PRINCIPAL Mutual Fund

Out of 26 mutual fund schemes offered by this AMC, 1 is/are ranked 4 * , 8 is/are ranked 3 * , 2 is/are ranked 2 * , 3 is/are ranked 1 * , and 12 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Principal Emerging Bluechip Fund - Growth 3 2119.37 5.44 8.80 26.36 7.83 1.40
Principal Hybrid Equity Fund - Growth 3 1066.58 4.99 4.96 18.85 4.89 2.23
Principal Multi Cap Growth Fund - Growth 3 649.56 5.77 6.47 24.80 3.37 0.37
Principal Focused Multicap Fund - Growth 4 398.52 5.14 3.55 18.90 5.69 5.09
Principal Tax Saving Fund 3 397.83 6.43 6.06 26.48 4.56 0.32
Principal Midcap Fund - Regular Plan - Growth NA 266.27 4.09 8.65 27.20 0.00 0.00
Principal Personal Tax Saver 3 235.14 6.59 6.23 26.90 4.25 -0.23
Principal Small Cap Fund - Regular Plan - Growth NA 214.17 3.79 14.45 39.51 21.80 0.00
Principal Dividend Yield Fund - Growth 3 167.92 5.03 6.08 22.59 7.14 3.77
Principal Short Term Debt Fund - Growth 1 161.22 1.17 1.15 5.55 10.13 4.40

Forum

+ See More