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Principal Equity Savings Fund - Growth Accumulation Plan

  • Regular
  • Direct
Category : Equity Savings
  • NAV
    : ₹ 50.8443 -0.06%
    (as on 18th October, 2021)
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Crisil Rank

Not Ranked

Rank not available for the fund
Risk-O-Meter
Moderately High

Fund has 66.15% investment in indian stocks of which 38.97% is in large cap stocks, 9.59% is in mid cap stocks, 8.53% in small cap stocks.Fund has 21.49% investment in Debt of which 18.43% in Government securities, 3.06% in funds invested in very low risk securities..

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Returns (NAV as on 18th October, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 11-Oct-21 10139.70 1.40% - 1.00% 4/24
1 Month 17-Sep-21 10291.20 2.91% - 1.83% 3/24
3 Month 16-Jul-21 10818.60 8.19% - 5.41% 2/24
6 Month 16-Apr-21 11636.60 16.37% - 10.81% 1/24
YTD 01-Jan-21 11971.80 19.72% - 13.82% 1/24
1 Year 16-Oct-20 13160.80 31.61% 31.41% 22.49% 2/24
2 Year 18-Oct-19 13942.00 39.42% 18.05% 12.70% 2/24
3 Year 17-Oct-18 14650.00 46.50% 13.55% 10.79% 2/20
5 Year 18-Oct-16 16333.80 63.34% 10.30% 8.39% 2/16
10 Year 18-Oct-11 23430.20 134.30% 8.88% 8.53% 3/7
Since Inception 23-May-02 50844.30 408.44% 8.73% 8.95% 21/29

SIP Returns (NAV as on 18th October, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 16-Oct-20 12000 13862.48 15.52 % 29.86 %
2 Year 18-Oct-19 24000 30655.08 27.73 % 25.47 %
3 Year 17-Oct-18 36000 47830.48 32.86 % 19.32 %
5 Year 18-Oct-16 60000 84535.04 40.89 % 13.67 %
10 Year 18-Oct-11 120000 203817.09 69.85 % 10.21 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 30th Sep,2021)

Portfolio Turnover Ratio : 349.00%  |   Category average turnover ratio is 552.35%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 66.15% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 66.15%
No of Stocks : 51 (Category Avg - 59.17) | Large Cap Investments : 38.97%| Mid Cap Investments : 9.59% | Small Cap Investments : 8.53% | Other : 9.06%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Maruti Suzuki India Ltd. Passenger/utility vehicles 64.4 6.35% 0.58% 7.91% (Jun 2021) 4.45% (Jan 2021) 8.78 k 1.50 k
ICICI Bank Ltd. Banks 38.7 3.81% -0.78% 6.07% (Nov 2020) 3.81% (Sep 2021) 55.14 k 0.00
Polycab India Limited Cables - electricals 38.6 3.80% -0.07% 4.82% (Jun 2021) 0% (Oct 2020) 16.16 k 0.00
Ashok Leyland Ltd. Commercial vehicles 36 3.54% 1.92% 3.54% (Sep 2021) 0% (Oct 2020) 2.69 L 1.55 L
Housing Development Finance Corporation Ltd. Housing finance 34.7 3.42% -0.67% 6.78% (Oct 2020) 3.42% (Sep 2021) 12.60 k 0.00
Axis Bank Ltd. Banks 24.3 2.39% 0.06% 2.39% (Sep 2021) 0.6% (Dec 2020) 31.69 k 6.14 k
HDFC Bank Ltd. Banks 21.7 2.14% -0.36% 4.26% (Nov 2020) 2.14% (Sep 2021) 13.63 k 0.00
Indusind Bank Ltd. Banks 21.2 2.09% 0.39% 2.32% (Nov 2020) 1.06% (Jun 2021) 19.03 k 4.27 k
ITC Limited Cigarettes 21 2.07% -0.10% 2.95% (May 2021) 2.07% (Sep 2021) 88.74 k 0.00
Larsen & Toubro Ltd. Engineering, designing, construction 20.6 2.03% -0.31% 2.34% (Aug 2021) 0% (Oct 2020) 12.08 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 15 (Category Avg - 8.25) | Modified Duration 2.76 Years (Category Avg - 1.58)| Yield to Maturity 4.96% (Category Avg - 4.51%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 18.24% 8.34%
CD 0.00% 0.16%
T-Bills 0.19% 2.41%
CP 0.00% 0.10%
NCD & Bonds 3.06% 9.72%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 18.43% 10.75%
Low Risk 3.06% 6.08%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 6.02%
Net Receivables Net Receivables 5.31%
Housing Development Finance Corporation Ltd. - Warrants Warrants 1.03%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2021)

  • Standard Deviation

    High volatility
    7.78vs7.58
    Category Avg
  • Beta

    Low volatility
    0.34vs0.74
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.1vs0.71
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.25vs0.13
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    3.5vs-0.22
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Equity Savings Fund - Growth NA 2468.71 2.65 5.59 14.30 31.73 11.76
Mahindra Manulife Equity Savings Dhan Sanchay Yojana - Growth NA 301.04 3.46 8.44 15.39 31.15 14.96
Franklin India Equity Savings Fund - Growth NA 123.98 3.70 6.39 13.88 27.37 10.35
Mirae Asset Equity Savings Fund - Growth NA 372.06 1.84 6.03 12.81 26.47 0.00
L&T Equity Savings Fund - Growth NA 73.38 0.82 4.31 11.39 25.94 10.58
UTI Equity Savings Fund - Growth NA 252.21 2.69 6.22 11.80 25.87 10.82
Axis Equity Saver Fund - Growth NA 981.02 1.77 8.03 13.58 25.70 12.82
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth NA 530.41 0.85 5.69 10.75 24.99 11.87
SBI Equity Savings Fund - Regular Plan - Growth NA 1816.14 1.35 4.63 10.49 24.82 12.43
DSP Equity Savings Fund - Regular Plan - Growth NA 389.40 0.52 4.10 9.98 23.21 10.92

More Funds from PRINCIPAL Mutual Fund

Out of 22 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 1 is/are ranked 4 * , 7 is/are ranked 3 * , 2 is/are ranked 2 * , 2 is/are ranked 1 * , and 8 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Principal Emerging Bluechip Fund - Growth 4 3123.47 7.70 16.75 34.65 74.84 25.80
Principal Hybrid Equity Fund - Growth 3 1114.88 5.38 14.23 24.94 50.49 16.96
Principal Multi Cap Growth Fund - Growth 3 850.99 6.56 16.42 38.74 75.00 22.76
Principal Focused Multicap Fund - Growth 5 668.92 5.94 14.15 29.53 68.37 25.79
Principal Tax Saving Fund 3 601.73 5.83 16.08 32.16 67.86 20.82
Principal Large Cap Fund - Regular Plan - Growth NA 532.26 4.51 14.17 25.90 52.22 0.00
Principal Small Cap Fund - Regular Plan - Growth NA 473.31 10.14 18.09 51.54 106.53 0.00
Principal Midcap Fund - Regular Plan - Growth NA 445.82 8.10 17.49 39.54 83.98 0.00
Principal Personal Tax Saver 3 342.59 5.85 16.25 32.35 68.31 20.57
Principal Balanced Advantage Fund - Growth NA 270.13 2.12 5.19 10.46 17.74 8.16

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