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Principal Credit Risk Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
  • NAV
    : ₹ 2898.0834 0.09%
    (as on 14th October, 2019)
Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderate

Fund has 76.47% investment in Debt of which 0.11% in Government securities, 60.58% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 2 in the previous quarter.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 14th October, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 07-Oct-19 10021.40 0.21% - 0.19% 11/21
1 Month 13-Sep-19 10050.60 0.51% - 0.25% 11/21
3 Month 12-Jul-19 10221.70 2.22% - 0.91% 6/20
6 Month 12-Apr-19 9683.20 -3.17% - -1.90% 16/20
YTD 01-Jan-19 9926.10 -0.74% - -1.78% 16/20
1 Year 12-Oct-18 10142.30 1.42% 1.42% 2.12% 14/20
2 Year 13-Oct-17 10799.20 7.99% 3.91% 3.13% 13/19
3 Year 14-Oct-16 11669.20 16.69% 5.28% 4.78% 12/18
5 Year 14-Oct-14 13929.20 39.29% 6.85% 7.99% 11/14
Since Inception 02-Jan-13 16155.00 61.55% 7.33% 7.51% 13/17

SIP Returns (NAV as on 14th October, 2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 12-Oct-18 12000 11965.32 -0.29 % -0.53 %
2 Year 13-Oct-17 24000 24552.27 2.3 % 2.2 %
3 Year 14-Oct-16 36000 38057.05 5.71 % 3.64 %
5 Year 14-Oct-14 60000 68757.03 14.6 % 5.39 %
 

Tax Treatment

Portfolio (Updated on 30th Sep,2019)

No of Debt Holding 11 (Category Avg - 58.00) | Modified Duration 0.95 Years (Category Avg - 1.49)| Yield to Maturity 8.06% (Category Avg - 9.88%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 0.55%
CD 0.00% 3.23%
T-Bills 0.11% 0.01%
CP 3.51% 1.70%
NCD & Bonds 72.85% 81.98%
PTC 0.00% 2.30%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.11% 0.55%
Low Risk 60.58% 59.98%
Moderate Risk 15.78% 19.21%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 16.04%
Net Receivables Net Receivables 7.49%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2019)

  • Standard Deviation

    High volatility
    4.32vs3.64
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    -0.19vs0.1
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Credit Risk Fund - Direct Plan - Growth 5 1323.64 0.55 1.99 5.02 10.22 0.00
Kotak Credit Risk Fund - Direct Plan - Growth 5 4731.59 0.60 2.58 5.06 9.97 7.93
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 4 10941.92 0.62 2.35 4.64 9.85 8.24
HDFC Credit Risk Debt Fund - Direct Plan - Growth 4 14626.93 0.38 1.95 4.44 9.50 7.45
Mahindra Credit Risk Yojana - Direct Plan - Growth NA 163.08 0.58 1.68 3.74 8.65 0.00
SBI Credit Risk Fund - Direct Plan - Growth 4 5210.61 0.62 2.31 2.94 8.06 7.40
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 4 6052.20 -0.52 1.36 3.22 7.60 7.83
Franklin India Credit Risk Fund - Direct - Growth 3 6742.75 -0.10 0.73 1.62 7.49 8.04
Axis Credit Risk Fund - Direct Plan - Growth 3 1361.05 0.60 2.19 0.68 5.89 6.82
PGIM India Credit Risk Fund- Direct Plan - Growth 2 443.01 3.39 3.19 0.58 4.83 6.30

More Funds from PRINCIPAL Mutual Fund

Out of 22 mutual fund schemes offered by this AMC, 6 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 11 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Principal Emerging Bluechip Fund - Direct Plan - Growth 3 2199.15 3.56 -0.22 -2.31 5.29 7.50
Principal Hybrid Equity Fund - Direct Plan - Growth 3 1572.07 0.80 -2.59 -5.22 1.65 8.92
Principal Multi Cap Growth Fund - Direct Plan - Growth 3 846.54 1.69 -4.00 -6.12 1.72 7.48
Principal Tax Saving Fund - Direct Plan 3 389.44 0.48 -4.83 -7.07 0.95 6.56
Principal Focused Multicap Fund - Direct Plan - Growth 3 330.01 3.02 0.18 -0.40 10.00 8.19
Principal Personal Tax Saver - Direct Plan 3 249.13 0.30 -5.16 -7.41 0.09 3.03
Principal Cash Management Fund - Direct Plan - Growth 1 210.50 0.47 1.41 3.03 6.58 3.81
Principal Balanced Advantage Fund - Direct Plan - Growth NA 209.34 0.78 0.23 -1.13 2.75 5.73
Principal Dividend Yield Fund - Direct Plan - Growth NA 194.08 2.41 0.23 -4.22 3.41 9.06
Principal Low Duration Fund - Direct Plan - Growth 2 160.34 0.49 1.83 -13.21 -9.84 1.00

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