Nippon India Tax Saver Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : Nippon India Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 56.9169 -0.92%
(as on 13th November, 2019)

Crisil Rank

Relatively weak performance among peers

Fund Size

: ₹ 10673.58 Cr

(10.76% of Investment in Category)

Expense Ratio

: 1.29%

(1.2% Category average)

Risk-O-Meter

Moderately High

ELSS :ELSS : Fund has 98.48% investment in indian stocks of which 58.65% is in large cap stocks, 22.62% is in mid cap stocks, 14.25% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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This Scheme

VS

Benchmark
S&P BSE 100 TRI

4.98%

8.5%

6.97%

11.29%

7.06%

8.62%

0%
NA
4.7%

9.35%

6%

7.63%

0.98%

9.39%

9.8%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 13th November, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	06-Nov-19	9856.00	-1.44%	-	-0.81%	53/65
1 Month	11-Oct-19	10973.80	9.74%	-	4.70%	2/64
3 Month	13-Aug-19	11406.10	14.06%	-	9.35%	3/64
6 Month	13-May-19	10344.90	3.45%	-	6.00%	46/63
YTD	01-Jan-19	9876.20	-1.24%	-	0.27%	48/63
1 Year	13-Nov-18	10160.20	1.60%	1.60%	7.63%	50/62
2 Year	13-Nov-17	8397.80	-16.02%	-8.36%	0.98%	48/52
3 Year	11-Nov-16	11249.30	12.49%	3.99%	10.48%	45/45
5 Year	13-Nov-14	12552.90	25.53%	4.65%	9.39%	33/33
Since Inception	02-Jan-13	22875.70	128.76%	12.81%	9.80%	26/57

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 13th November, 2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	13-Nov-18	12000	12382.7	3.19 %	5.94 %
2 Year	13-Nov-17	24000	23300.02	-2.92 %	-2.81 %
3 Year	11-Nov-16	36000	35318.89	-1.89 %	-1.23 %
5 Year	13-Nov-14	60000	64760.87	7.93 %	3.01 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2019)

Equity Holding : 98.48% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.48%

No of Stocks : 42 (Category Avg - 44.45) | Large Cap Investments : 58.65%| Mid Cap Investments : 22.62% | Small Cap Investments : 14.25% | Other : 2.96%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
State Bank Of India	Banks	10796.5	10.12%	3.16%	10.12% (Oct 2019)	5.63% (Aug 2019)	3.46 Cr	93.15 L
Tata Motors Ltd.	Passenger/utility vehicles	7196.9	6.74%	3.19%	6.74% (Oct 2019)	3.55% (Sep 2019)	4.05 Cr	1.08 Cr
ICICI Bank Ltd.	Banks	7084.7	6.64%	-0.51%	7.15% (Sep 2019)	2.01% (Jan 2019)	1.53 Cr	-9.00 L
Larsen & Toubro Ltd.	Engineering, designing, construction	7026.5	6.58%	0.50%	6.58% (Oct 2019)	3.04% (Feb 2019)	47.70 L	7.20 L
Tata Steel Ltd.	Steel	5822.4	5.45%	-0.16%	6.67% (Jun 2019)	5.34% (Aug 2019)	1.53 Cr	0.00
TVS Motor Company Ltd.	Motor cycles/scooters	4712.4	4.41%	-0.07%	5.79% (Nov 2018)	3.74% (Jul 2019)	96.83 L	-7.57 L
ABB India Ltd.	Power equipment	4530.5	4.24%	-0.90%	5.14% (Sep 2019)	4.1% (Mar 2019)	31.06 L	-2.27 L
Honeywell Automation India Ltd.	Industrial electronics	4460.3	4.18%	-0.57%	4.86% (Jul 2019)	4.18% (Oct 2019)	1.59 L	-3.80 k
Hindustan Petroleum Corporation Ltd.	Refineries/marketing	3776.2	3.54%	-0.02%	3.56% (Sep 2019)	1.7% (Jun 2019)	1.16 Cr	0.00
Ashok Leyland Ltd.	Commercial vehicles	3730.1	3.49%	0.09%	3.49% (Oct 2019)	1.93% (Jan 2019)	4.86 Cr	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.97%
Call	Call	0.00%
Net Receivables	Net Receivables	-0.45%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

16.55vs10.01

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

1.17vs0.7

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

-0.1vs0.14

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

-0.01vs0.02

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-7.95vs-1.33

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Axis Long Term Equity Fund - Direct Plan - Growth	5	21492.33	4.70	11.56	15.07	20.31	16.84
JM Tax Gain Fund - (Direct) - Growth	5	34.63	2.80	11.02	12.69	18.63	15.02
BNP Paribas Long Term Equity Fund - Direct Plan - Growth	4	477.60	3.76	9.35	11.71	17.34	11.80
DSP Tax Saver Fund - Direct Plan - Growth	4	6102.99	4.58	9.99	10.87	17.10	11.88
LIC MF Tax Plan 1997 - Direct Plan - Growth	4	250.66	4.02	11.04	13.01	16.37	13.68
Tata India Tax Savings Fund - Direct Plan - Growth	3	2008.76	4.60	9.07	8.71	16.13	13.45
Mirae Asset Tax Saver Fund - Direct Plan - Growth	5	2670.71	7.30	10.51	11.52	16.00	17.32
Motilal Oswal Long Term Equity Fund - Direct Plan - Growth	3	1584.31	5.88	13.99	13.64	15.70	14.29
BOI AXA Tax Advantage Fund - Direct Plan - Growth	3	255.19	4.32	12.46	13.49	15.56	13.10
Kotak Tax Saver Scheme - Direct Plan - Growth	4	986.69	5.56	8.69	8.02	14.73	12.01

Detailed Comparison

More Funds from Nippon India Mutual Fund

Out of 166 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 3 is/are ranked 4 * , 9 is/are ranked 3 * , 6 is/are ranked 2 * , 7 is/are ranked 1 * , and 139 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Liquid Fund - Direct Plan - Growth	3	28862.45	0.46	1.44	3.27	7.13	7.08
Nippon India Large Cap Fund - Direct Plan - Growth	2	13090.85	5.26	9.27	3.69	7.40	12.62
Nippon India Tax Saver Fund - Direct Plan - Growth	1	10673.58	9.74	14.06	3.45	1.60	3.99
Nippon India Multicap Fund - Direct Plan - Growth	2	10308.36	4.67	8.47	1.86	4.34	10.16
Nippon India Arbitrage Fund - Direct Plan - Growth	3	9496.86	0.54	1.53	3.55	7.26	6.98
Nippon India Equity Hybrid Fund - Direct Plan - Growth	1	9278.38	4.40	7.87	6.68	3.79	8.29
Nippon India Small Cap Fund - Direct Plan - Growth	3	8424.88	5.25	9.39	0.83	-3.53	9.72
Nippon India Growth Fund - Direct Plan - Growth	3	6631.96	4.33	7.20	3.86	7.63	8.53
Nippon India Credit Risk - Direct Plan- Growth	3	6066.50	0.20	1.04	2.38	3.90	6.04
Nippon India Short Term Fund - Direct Plan - Growth	3	5909.74	1.16	2.54	6.10	11.20	7.58