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Nippon India Tax Saver Fund - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 75.7279 -0.82%
    (as on 03rd December, 2021)
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Crisil Rank
Relatively weak performance among peers
Risk-O-Meter
Very High

Fund has 98.75% investment in indian stocks of which 67.35% is in large cap stocks, 10% is in mid cap stocks, 9.58% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 03rd December, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 26-Nov-21 10074.60 0.75% - 0.99% 39/63
1 Month 03-Nov-21 9576.50 -4.23% - -2.54% 57/63
3 Month 03-Sep-21 9996.20 -0.04% - 2.05% 45/62
6 Month 03-Jun-21 11278.30 12.78% - 14.48% 35/63
YTD 01-Jan-21 13609.80 36.10% - 36.16% 19/63
1 Year 03-Dec-20 14493.90 44.94% 44.94% 43.89% 19/63
2 Year 03-Dec-19 14125.50 41.26% 18.82% 27.44% 53/63
3 Year 03-Dec-18 14087.20 40.87% 12.09% 19.97% 57/60
5 Year 02-Dec-16 15960.90 59.61% 9.79% 16.57% 47/47
10 Year 02-Dec-11 41369.60 313.70% 15.24% 15.81% 17/30
Since Inception 21-Sep-05 75727.90 657.28% 13.30% 15.45% 37/61

SIP Returns (NAV as on 03rd December, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 03-Dec-20 12000 13874.59 15.62 % 30.09 %
2 Year 03-Dec-19 24000 34150.17 42.29 % 38 %
3 Year 03-Dec-18 36000 51315.91 42.54 % 24.39 %
5 Year 02-Dec-16 60000 82979.36 38.3 % 12.92 %
10 Year 02-Dec-11 120000 236569.82 97.14 % 13.01 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Oct,2021)

Portfolio Turnover Ratio : 48.00%  |   Category average turnover ratio is 96.35%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 98.75% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.75%
No of Stocks : 53 (Category Avg - 48.47) | Large Cap Investments : 67.35%| Mid Cap Investments : 10% | Small Cap Investments : 9.58% | Other : 11.82%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Banks 10446.8 8.39% -0.18% 10.03% (Nov 2020) 8.39% (Oct 2021) 66.00 L -1.00 L
Infosys Ltd. Computers - software 9172.6 7.37% -0.15% 9.76% (Mar 2021) 7.05% (Nov 2020) 55.00 L -1.00 L
ICICI Bank Ltd. Banks 8822.6 7.09% 0.85% 7.09% (Oct 2021) 6.12% (Feb 2021) 1.10 Cr -1.00 L
Reliance Industries Ltd. Refineries/marketing 7355.1 5.91% -0.35% 7.57% (Nov 2020) 4.82% (Mar 2021) 29.00 L -2.00 L
Larsen & Toubro Ltd. Engineering, designing, construction 5300 4.26% 0.11% 4.26% (Oct 2021) 2.77% (Dec 2020) 30.00 L -0.39 L
State Bank Of India Banks 5021.5 4.03% 0.40% 4.09% (Apr 2021) 3.44% (Aug 2021) 1.00 Cr 0.00
Housing Development Finance Corporation Ltd. Housing finance 4836 3.89% 0.31% 3.89% (Oct 2021) 3.17% (Feb 2021) 17.00 L 79.51 k
Bharti Airtel Ltd. Telecom - services 4728.9 3.80% -0.06% 4.11% (Jan 2021) 3.14% (Mar 2021) 69.00 L -1.00 L
Axis Bank Ltd. Banks 4674.6 3.76% -0.11% 4% (Aug 2021) 2.53% (Nov 2020) 63.00 L 0.00
Sun Pharmaceutical Industries Ltd. Pharmaceuticals 3816 3.07% -0.34% 3.51% (Jul 2021) 2.4% (Nov 2020) 48.00 L -4.00 L
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 1.11%
Housing Development Finance Corporation Ltd. - Warrants Warrants 0.13%
Net Receivables Net Receivables 0.01%
Margin Margin 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th November, 2021)

  • Standard Deviation

    High volatility
    18.86vs15.75
    Category Avg
  • Beta

    High volatility
    0.99vs0.85
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.53vs0.97
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.1vs0.18
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -3.4vs2.85
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Quant Tax Plan - Growth 5 487.12 -0.30 6.12 16.36 71.46 34.34
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth 5 3517.71 -3.40 3.67 13.19 52.37 20.88
BOI AXA Tax Advantage Fund - Regular Plan - Growth 5 518.64 -1.33 -0.12 16.44 45.74 27.64
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth 4 424.37 -3.94 -0.86 13.10 44.46 17.70
PGIM India Long Term Equity Fund - Growth 4 333.83 -1.87 2.58 11.76 42.59 19.44
HDFC Tax Saver Fund - Growth 1 9449.41 -1.71 2.79 16.49 42.50 14.07
Union Long Term Equity Fund - Growth 5 448.96 -3.23 1.19 16.90 42.21 21.45
Baroda ELSS - 96 - Plan A - Growth 4 217.24 -2.97 1.95 18.51 42.11 19.43
DSP Tax Saver Fund - Regular Plan - Growth 4 9805.13 -3.90 -1.28 10.67 42.06 21.39
Franklin India Taxshield Fund - Growth 2 5113.97 -3.65 3.84 12.75 41.38 16.66

More Funds from Nippon India Mutual Fund

Out of 130 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 9 is/are ranked 4 * , 9 is/are ranked 3 * , 6 is/are ranked 2 * , 5 is/are ranked 1 * , and 99 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Liquid Fund - Growth 3 20960.73 0.30 0.79 1.63 3.19 4.82
Nippon India Floating Rate Fund - Growth 3 19899.21 0.38 0.52 2.10 4.15 8.22
Nippon India Small Cap Fund - Growth 4 17197.20 0.89 5.89 21.77 74.66 28.14
CPSE ETF NA 15950.09 0.57 13.31 17.12 51.30 8.52
CPSE ETF NA 15950.09 0.59 13.64 17.49 51.94 8.99
Nippon India Tax Saver Fund - Growth 1 12445.80 -4.24 -0.04 12.78 44.94 12.09
Nippon India Arbitrage Fund - Growth 3 12135.57 0.30 0.90 1.95 4.06 4.83
Nippon India Growth Fund - Growth 4 11919.02 -4.13 1.69 18.43 51.31 24.34
Nippon India Large Cap Fund - Growth 3 11279.24 -3.97 1.27 12.53 40.08 14.54
Nippon India Multicap Fund - Growth 2 10969.56 -2.85 3.69 19.09 55.70 15.88

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