Mahindra Manulife Equity Savings Dhan Sanchay Yojana - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : Mahindra Manulife Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.614 0.51%
(as on 11th August, 2022)

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Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 438.53 Cr

(2.48% of Investment in Category)

Expense Ratio

: 2.51%

(1.85% Category average)

Risk-O-Meter

Moderately High

Equity Savings :Equity Savings : The fund has 66.18% investment in domestic equities of which 52.62% is in Large Cap stocks, 9.86% is in Mid Cap stocks, 2.88% in Small Cap stocks.The fund has 28.49% investment in Debt, of which 12.76% in Government securities, 15.73% is in Low Risk securities.

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This Scheme

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Nifty 50

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6.72%
NA
2.95%

3.79%

1.01%

4.69%

11.72%

7.09%

7.63%

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 10th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	03-Aug-22	10020.10	0.20%	-	0.26%	17/23
1 Month	08-Jul-22	10315.30	3.15%	-	2.70%	6/23
3 Month	10-May-22	10309.00	3.09%	-	3.31%	14/23
6 Month	10-Feb-22	9888.20	-1.12%	-	0.24%	21/23
YTD	31-Dec-21	9967.10	-0.33%	-	1.01%	20/23
1 Year	10-Aug-21	10411.20	4.11%	4.11%	4.29%	14/23
2 Year	10-Aug-20	13061.90	30.62%	14.29%	11.61%	4/23
3 Year	09-Aug-19	13890.90	38.91%	11.56%	9.07%	3/23
5 Year	10-Aug-17	14412.30	44.12%	7.58%	6.99%	8/17
Since Inception	01-Feb-17	15534.70	55.35%	8.30%	7.57%	5/23

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 10th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	10-Aug-21	12000	12065.29	0.54 %	1.01 %
2 Year	10-Aug-20	24000	26080.76	8.67 %	8.22 %
3 Year	09-Aug-19	36000	42622.88	18.4 %	11.28 %
5 Year	10-Aug-17	60000	76718.56	27.86 %	9.76 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Jul,2022)

Equity Holding : 66.18% | F&O Holdings : 22.44%| Foreign Equity Holdings : 0.00%| Total : 43.74%

No of Stocks : 71 (Category Avg - 66.87) | Large Cap Investments : 52.62%| Mid Cap Investments : 9.86% | Small Cap Investments : 2.88% | Other : -21.62%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Reliance Industries Ltd.	Refineries/marketing	237.9	5.42%	0.00%	6.5% (Aug 2021)	4.43% (Feb 2022)	94.80 k	0.00
# State Bank Of India	Banks	199.7	4.55%	0.00%	5.77% (Jul 2021)	3.86% (May 2022)	3.78 L	27.00 k
# ICICI Bank Ltd.	Banks	184.2	4.20%	0.00%	5.19% (Aug 2021)	3.81% (Jun 2022)	2.25 L	0.00
# Infosys Ltd.	Computers - software	147.8	3.37%	0.00%	4.92% (Aug 2021)	3.1% (Jan 2022)	95.40 k	-0.13 L
# Maruti Suzuki India Ltd.	Passenger/utility vehicles	118.4	2.70%	0.00%	2.95% (Jan 2022)	0.87% (Oct 2021)	13.50 k	0.00
# Ambuja Cements Ltd.	Cement	114.7	2.62%	0.00%	2.66% (Jun 2022)	0.41% (Mar 2022)	3.06 L	0.00
# United Spirits Ltd.	Brew/distilleries	112.7	2.57%	0.00%	3.79% (Oct 2021)	0% (Jul 2021)	1.45 L	0.00
# Housing Development Finance Corporation Ltd.	Housing finance	107	2.44%	0.00%	6% (Aug 2021)	2.34% (Jun 2022)	45.00 k	0.00
# ITC Limited	Cigarettes	105.8	2.41%	0.00%	2.41% (Apr 2022)	0% (Jul 2021)	3.49 L	0.00
# Hero Motocorp Ltd.	Motor cycles/scooters	88.8	2.02%	0.00%	2.49% (Jan 2022)	0% (Jul 2021)	31.50 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 18 (Category Avg - 9.13) | Modified Duration 1.07 Years (Category Avg - 1.12)| Yield to Maturity 6.10% (Category Avg - 5.78%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	4.97%	7.80%
CD	6.65%	0.56%
T-Bills	7.79%	4.09%
CP	1.13%	0.29%
NCD & Bonds	7.95%	8.43%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	12.76%	11.89%
Low Risk	15.73%	5.25%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	24.11%
TREPS	TREPS	3.66%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

11.1vs8.09

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.49vs0.36

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.58vs0.45

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.13vs0.11

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

0.33vs-1.09

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Equity Savings Fund - Growth Accumulation Plan	1	385.60	3.13	4.94	1.41	8.17	12.43
Kotak Equity Savings Fund - Growth	NA	1926.22	2.37	2.94	1.95	7.83	9.92
UTI Equity Savings Fund - Growth	NA	254.13	3.24	4.38	1.76	6.54	10.01
HDFC Equity Savings Fund - Growth	NA	2568.03	3.22	4.12	1.55	6.23	10.70
ICICI Prudential Equity Savings Fund - Growth	NA	5021.15	1.33	1.68	2.28	6.18	7.94
Mirae Asset Equity Savings Fund - Growth	NA	560.54	3.88	5.06	1.34	5.19	12.46
Tata Equity Savings Fund - Regular Plan - Growth	2	158.22	2.59	3.25	1.56	4.95	8.29
IDBI Equity Savings Fund - Growth	1	11.49	3.48	4.54	1.38	4.82	8.99
Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth	NA	309.98	3.83	5.25	2.00	4.80	7.78
L&T Equity Savings Fund - Growth	NA	195.56	2.49	3.51	0.83	4.72	10.62

Detailed Comparison

More Funds from Mahindra Manulife Mutual Fund

Out of 21 mutual fund schemes offered by this AMC, 3 is/are ranked 4 * , 3 is/are ranked 3 * , 1 is/are ranked 2 * , 1 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mahindra Manulife Multi Cap Badhat Yojana - Regular Plan - Growth	4	1277.53	7.13	5.54	-4.28	6.93	24.16
Mahindra Manulife Liquid Fund - Regular Plan - Growth	3	1230.22	0.41	1.21	2.06	3.78	4.10
Mahindra Manulife Flexi Cap Yojana - Regular Plan - Growth	NA	977.87	7.70	9.59	-0.59	0.00	0.00
Mahindra Manulife Mid Cap Unnati Yojana - Regular Plan - Growth	3	965.29	8.20	8.11	-1.93	7.39	24.75
Mahindra Manulife Top 250 Nivesh Yojana - Regular Plan - Growth	NA	907.08	6.82	5.63	-2.61	10.00	0.00
Mahindra Manulife Balanced Advantage Yojana - Regular Plan - Growth	NA	630.21	0.00	0.00	0.00	0.00	0.00
Mahindra Manulife Balanced Advantage Yojana - Regular Plan - Growth	NA	630.21	3.86	3.61	-0.24	0.00	0.00
Mahindra Manulife Focused Equity Yojana - Regular Plan - Growth	NA	547.88	6.33	7.09	-1.19	8.22	0.00
Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan - Growth	NA	511.80	6.20	7.39	-0.85	7.51	19.17
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth	4	485.36	7.91	9.91	-0.75	8.11	20.27