Mahindra Manulife Equity Savings Dhan Sanchay Yojana - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : Mahindra Manulife Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 13.7062 -0.13%
(as on 21st January, 2021)

Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 206.46 Cr

(2.04% of Investment in Category)

Expense Ratio

: 2.43%

(2.13% Category average)

Risk-O-Meter

Moderately High

Equity Savings :Equity Savings : Fund has 72.13% investment in indian stocks of which 58.86% is in large cap stocks, 6.1% is in mid cap stocks, 2.5% in small cap stocks.Fund has 22.36% investment in Debt of which 9.43% in Government securities, 12.93% in funds invested in very low risk securities..

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This Scheme

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Nifty 50

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NA
3.66%

8.76%

12.4%

10.67%

9.08%

8.3%

7.92%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 21st January, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	14-Jan-21	9975.90	-0.24%	-	-0.24%	13/21
1 Month	21-Dec-20	10539.70	5.40%	-	3.66%	1/24
3 Month	21-Oct-20	11164.60	11.65%	-	8.76%	3/24
6 Month	21-Jul-20	11614.70	16.15%	-	12.40%	2/24
YTD	01-Jan-21	10207.30	2.07%	-	1.66%	4/24
1 Year	21-Jan-20	11530.20	15.30%	15.26%	10.67%	3/24
2 Year	21-Jan-19	12632.80	26.33%	12.38%	9.08%	2/22
3 Year	19-Jan-18	12120.80	21.21%	6.60%	6.17%	8/17
Since Inception	01-Feb-17	13706.20	37.06%	8.26%	7.92%	11/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 21st January, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	21-Jan-20	12000	14278.26	18.99 %	36.75 %
2 Year	21-Jan-19	24000	28896	20.4 %	18.9 %
3 Year	19-Jan-18	36000	44091.64	22.48 %	13.58 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Dec,2020)

Equity Holding : 72.13% | F&O Holdings : -14.75%| Foreign Equity Holdings : 0.00%| Total : 57.38%

No of Stocks : 54 (Category Avg - 50.71) | Large Cap Investments : 58.86%| Mid Cap Investments : 6.1% | Small Cap Investments : 2.5% | Other : -10.08%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Housing Development Finance Corporation Ltd.	Housing finance	161.1	7.80%	0.72%	7.8% (Dec 2020)	5.98% (Jul 2020)	62.96 k	0.00
Reliance Industries Ltd.	Refineries/marketing	156.3	7.57%	0.01%	8.44% (Jan 2020)	4.47% (May 2020)	78.75 k	240.00
Infosys Ltd.	Computers - software	108.8	5.27%	0.79%	5.9% (Jul 2020)	3.14% (Feb 2020)	86.63 k	5.00 k
ICICI Bank Ltd.	Banks	108.1	5.24%	0.47%	5.24% (Dec 2020)	3.44% (Jul 2020)	2.02 L	0.00
State Bank Of India	Banks	96.4	4.67%	0.40%	4.67% (Dec 2020)	1.88% (Feb 2020)	3.51 L	0.00
HDFC Bank Ltd.	Banks	78.2	3.79%	-0.12%	5.29% (Aug 2020)	3.79% (Dec 2020)	54.42 k	0.00
ITC Limited	Cigarettes	61.6	2.98%	0.32%	2.98% (Dec 2020)	1.79% (Apr 2020)	2.95 L	19.34 k
Hindustan Unilever Ltd.	Diversified	59.8	2.90%	0.50%	3.4% (Jun 2020)	0.93% (Jan 2020)	24.97 k	2.50 k
Tata Consultancy Services Ltd.	Computers - software	57.2	2.77%	0.06%	2.84% (Jul 2020)	2.27% (Sep 2020)	19.96 k	-0.35 k
Larsen & Toubro Ltd.	Engineering, designing, construction	50.3	2.44%	1.11%	2.51% (Jan 2020)	1.32% (Mar 2020)	39.09 k	15.25 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 9 (Category Avg - 6.25) | Modified Duration 3.99 Years (Category Avg - 1.60)| Yield to Maturity - -- (Category Avg - 4.86%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	9.43%	2.30%
CD	0.00%	0.18%
T-Bills	0.00%	1.32%
NCD & Bonds	12.93%	12.40%
PTC	0.00%	0.09%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	9.43%	3.62%
Low Risk	12.93%	8.71%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	19.01%
TREPS	TREPS	1.25%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2020)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

10.42vs5.35

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.27vs0.19

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.06vs0.04

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Principal Equity Savings Fund - Growth Accumulation Plan	1	55.12	4.86	11.43	14.65	17.15	7.55
Mirae Asset Equity Savings Fund - Growth	NA	159.07	4.49	9.47	16.50	15.29	0.00
Edelweiss Equity Savings Fund - Regular Plan - Growth	NA	86.70	3.61	7.79	10.32	13.88	8.05
SBI Equity Savings Fund - Regular Plan - Growth	NA	1349.98	5.02	12.02	16.14	13.80	7.24
Union Equity Savings Fund - Growth	NA	170.57	3.00	7.00	10.34	12.20	0.00
UTI Equity Savings Fund - Growth	NA	176.60	4.37	9.70	13.19	12.04	0.00
Axis Equity Saver Fund - Growth	NA	702.44	3.06	10.09	13.73	12.01	8.41
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth	NA	482.47	4.08	10.54	15.72	12.00	6.17
Baroda Equity Savings Fund - Regular Plan - Growth	NA	387.44	1.04	3.29	5.44	11.90	0.00
Kotak Equity Savings Fund - Growth	NA	1372.56	2.78	6.89	10.51	11.39	7.60

Detailed Comparison

More Funds from Mahindra Manulife Mutual Fund

Out of 17 mutual fund schemes offered by this AMC, 1 is/are ranked 4 * , 1 is/are ranked 3 * , 3 is/are ranked 2 * , 1 is/are ranked 1 * , and 11 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mahindra Manulife Liquid Fund - Regular Plan - Growth	2	1664.78	0.25	0.75	1.62	4.13	6.04
Mahindra Manulife Low Duration Fund - Regular Plan - Growth	1	643.18	0.12	0.72	1.95	5.93	6.80
Mahindra Manulife Mid Cap Unnati Yojana - Regular Plan - Growth	NA	558.38	9.54	23.18	30.74	20.05	0.00
Mahindra Manulife Multi Cap Badhat Yojana - Regular Plan - Growth	4	392.39	9.03	20.50	27.00	18.85	7.44
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth	2	326.33	9.51	22.98	31.44	19.77	8.12
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth	2	326.33	10.18	23.48	30.07	18.84	3.96
Mahindra Manulife Top 250 Nivesh Yojana - Regular Plan - Growth	NA	260.02	9.56	21.06	29.36	21.04	0.00
Mahindra Manulife Ultra Short Term Fund - Regular Plan - Growth	NA	212.16	0.18	0.73	1.80	5.59	0.00
Mahindra Manulife Equity Savings Dhan Sanchay Yojana - Growth	NA	206.46	5.40	11.65	16.15	15.26	6.60
Mahindra Manulife Equity Savings Dhan Sanchay Yojana - Growth	NA	206.46	0.00	0.00	0.00	0.00	0.00

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Pum89
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11.23 AM Jan 21st

Can anyone suggest good international mutual fund to invest? View more

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  Can anyone suggest good international mutual fund to invest?
  
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akmahato19
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8.57 PM Jan 20th

Nippon India Small Cap Fund, any idea about buy & sell? View more

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csekaran18
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12.39 PM Jan 20th

can any one suggest for monthly dividend payout scheme in MF View more

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  can any one suggest for monthly dividend payout scheme in MF
  
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tijarat
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2.56 PM Jan 16th

good performing fund in multi cap segment and good returns View more

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  good performing fund in multi cap segment and good returns
  
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Bhanu21
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2.41 PM Jan 16th

WHEN YOU HAVE ADVISOR , WHAT TO ADVISE? AS A RETIREE DONT INVEST MORE THAN 30% IN MUTUAL FUNDS. YOU MUST GOR FOR SECURED INVESTEMNTS WHICH ARE NOT RELATED TO MARKET FLUCTUATIONS. View more | 6

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  WHEN YOU HAVE ADVISOR , WHAT TO ADVISE? AS A RETIREE DONT INVEST MORE THAN 30% IN MUTUAL FUNDS. YOU MUST GOR FOR SECURED INVESTEMNTS WHICH ARE NOT RELATED TO MARKET FLUCTUATIONS.
  
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Bhanu21
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2.39 PM Jan 16th

YOu can continue . It is working out 0.23 PAISE Per unit. TDS is applicable. IF you dont want dividend , opt for growth fund. THIS BAF {D} fund gives 8% return post tax. View more | 6

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  YOu can continue . It is working out 0.23 PAISE Per unit. TDS is applicable. IF you dont want dividend , opt for growth fund. THIS BAF {D} fund gives 8% return post tax.
  
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