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LIC MF Banking & PSU Debt - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : LIC Mutual Fund
  • NAV
    : ₹ 29.2671 0.03%
    (as on 11th June, 2021)
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Crisil Rank
Average performance among peers
Risk-O-Meter
Low to Moderate

Fund has 98.64% investment in Debt of which 15.73% in Government securities, 82.91% in funds invested in very low risk securities..

This Scheme
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  • CRISIL 10 Year Gilt Index
  • NA
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  • Gold
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Returns (NAV as on 11th June, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 04-Jun-21 10025.60 0.26% - 0.29% 13/22
1 Month 11-May-21 10047.80 0.48% - 0.63% 18/22
3 Month 10-Mar-21 10174.90 1.75% - 2.31% 20/22
6 Month 11-Dec-20 10168.00 1.68% - 2.07% 17/20
YTD 01-Jan-21 10137.20 1.37% - 1.74% 19/21
1 Year 11-Jun-20 10568.10 5.68% 5.68% 6.85% 16/18
2 Year 11-Jun-19 11678.40 16.78% 8.06% 9.01% 15/17
3 Year 11-Jun-18 12869.10 28.69% 8.76% 9.16% 15/17
5 Year 10-Jun-16 14785.10 47.85% 8.13% 8.27% 14/17
Since Inception 03-Jan-13 19290.10 92.90% 8.09% 7.59% 16/22

SIP Returns (NAV as on 11th June, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 11-Jun-20 12000 12299.24 2.49 % 4.65 %
2 Year 11-Jun-19 24000 25680.05 7 % 6.65 %
3 Year 11-Jun-18 36000 40510.97 12.53 % 7.81 %
5 Year 10-Jun-16 60000 73457.25 22.43 % 8.02 %
 

Tax Treatment

Portfolio (Updated on 31st May,2021)

No of Debt Holding 49 (Category Avg - 72.27) | Modified Duration 1.47 Years (Category Avg - 2.37)| Yield to Maturity 4.32% (Category Avg - 4.95%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 14.61% 12.78%
CD 9.74% 4.77%
T-Bills 1.12% 0.21%
NCD & Bonds 64.30% 70.29%
CP 8.87% 3.57%
PTC 0.00% 0.01%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 15.73% 13.00%
Low Risk 82.91% 78.46%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 0.91%
TREPS TREPS 0.44%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2021)

  • Standard Deviation

    Low volatility
    1.05vs2.01
    Category Avg
  • Beta

    High volatility
    8.41vs1.02
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -1.06vs0.36
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 3 9581.89 0.72 2.27 2.28 8.12 9.72
Edelweiss Banking and PSU Debt Fund - Direct Plan - Growth 3 477.20 1.22 4.63 2.89 8.01 11.16
Tata Banking & PSU Debt Fund - Direct Plan - Growth 2 476.14 0.64 2.32 1.93 7.85 0.00
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 3 15320.40 0.67 2.41 2.05 7.56 9.50
Nippon India Banking & PSU Debt Fund - Direct Plan - Growth 3 6364.29 0.62 2.50 2.28 7.36 9.92
Kotak Banking and PSU Debt Fund - Direct Plan - Growth 3 9713.73 0.77 2.23 2.09 7.33 9.74
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 5 13920.01 0.64 1.97 2.39 7.29 8.97
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 4 18546.83 0.54 2.06 2.05 7.07 10.15
PGIM India Banking & PSU Debt Fund - Direct Plan - Growth 2 94.73 0.61 2.20 2.25 6.98 9.46
Invesco India Banking & PSU Debt Fund - Direct Plan - Growth 1 465.34 1.07 4.26 2.51 6.92 8.87

More Funds from LIC Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 7 is/are ranked 2 * , and 4 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Liquid Fund - Direct Plan - Growth 3 7863.56 0.28 0.85 1.65 3.38 5.58
LIC MF Banking & PSU Debt - Direct Plan - Growth 3 2240.24 0.48 1.75 1.68 5.68 8.76
LIC MF Savings Fund - Direct Plan - Growth 5 1210.38 0.36 1.23 2.48 6.70 6.16
LIC MF Large & Mid Cap Fund - Direct Plan - Growth 3 1134.06 7.28 6.70 18.68 60.92 14.72
LIC MF Large Cap Fund - Direct Plan - Growth 2 540.33 6.71 4.69 14.41 52.57 14.01
LIC MF Short Term Debt Fund - Direct Plan - Growth 2 450.08 0.57 1.92 1.71 5.87 0.00
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth 2 448.97 5.26 3.55 9.87 36.18 12.02
LIC MF Flexi Cap Fund - Direct Plan - Growth 2 380.34 6.28 4.99 13.12 45.32 12.37
LIC MF Tax Plan - Direct Plan - Growth 2 358.73 6.78 5.17 15.57 55.90 12.14
LIC MF Overnight Fund - Direct Plan - Growth NA 219.00 0.28 0.80 1.56 3.07 0.00

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