you are here:

LIC MF Banking & PSU Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : LIC Mutual Fund
  • NAV
    : ₹ 30.3133 0%
    (as on 12th August, 2022)
Invest Now
Crisil Rank
Very good performance among peers
Risk-O-Meter
Low to Moderate

The fund has 98.89% investment in Debt, of which 21.24% in Government securities, 77.65% is in Low Risk securities.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 5 in the previous quarter.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • CRISIL 10 Year Gilt Index : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 12th August, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 05-Aug-22 10017.00 0.17% - 0.22% 18/22
1 Month 12-Jul-22 10051.60 0.52% - 0.66% 19/22
3 Month 12-May-22 10129.90 1.30% - 1.47% 17/22
6 Month 11-Feb-22 10142.30 1.42% - 1.29% 5/22
YTD 31-Dec-21 10183.00 1.83% - 1.67% 6/22
1 Year 12-Aug-21 10305.10 3.05% 3.05% 3.25% 13/22
2 Year 12-Aug-20 10737.80 7.38% 3.62% 4.15% 15/19
3 Year 09-Aug-19 11782.30 17.82% 5.60% 6.35% 15/17
5 Year 11-Aug-17 13946.80 39.47% 6.87% 6.87% 11/17
Since Inception 03-Jan-13 19979.60 99.80% 7.47% 7.06% 14/22

SIP Returns (NAV as on 12th August, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 12-Aug-21 12000 12204.38 1.7 % 3.17 %
2 Year 12-Aug-20 24000 24844.67 3.52 % 3.36 %
3 Year 09-Aug-19 36000 38474.95 6.87 % 4.36 %
5 Year 11-Aug-17 60000 69880.13 16.47 % 6.03 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Jul,2022)

No of Debt Holding 35 (Category Avg - 55.64) | Modified Duration 0.75 Years (Category Avg - 1.64)| Yield to Maturity 5.85% (Category Avg - 6.49%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 13.53% 16.20%
CD 9.46% 11.09%
T-Bills 7.71% 0.81%
NCD & Bonds 60.54% 64.98%
CP 7.65% 1.35%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 21.24% 17.02%
Low Risk 77.65% 77.42%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 6.32%
Net Receivables Net Receivables -5.21%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI-Banking & PSU Debt Fund - Direct Plan - Growth 3 403.30 1.04 2.22 8.21 9.89 7.17
ITI Banking & PSU Debt Fund - Direct Plan - Growth NA 28.48 0.62 1.50 2.12 4.08 0.00
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 4 8487.29 0.68 1.24 1.78 3.99 6.55
Kotak Banking and PSU Debt Fund - Direct Plan - Growth 3 6958.63 0.68 1.41 1.10 3.65 6.67
Axis Banking & PSU Debt Fund - Direct Plan - Growth 5 14170.52 0.47 1.31 1.76 3.46 6.34
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 3 10061.01 0.59 1.42 1.42 3.42 6.61
PGIM India Banking & PSU Debt Fund - Direct Plan - Growth 4 68.50 0.58 1.35 1.40 3.42 6.56
Edelweiss Banking and PSU Debt Fund - Direct Plan - Growth 2 394.81 1.03 2.13 0.63 3.38 7.25
Franklin India Banking & PSU Debt Fund - Direct Plan - Growth 3 734.72 0.80 1.68 1.29 3.35 6.28
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 3 5370.24 0.57 1.30 1.24 3.24 6.72

More Funds from LIC Mutual Fund

Out of 21 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 3 is/are ranked 4 * , 6 is/are ranked 3 * , 5 is/are ranked 2 * , and 5 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Liquid Fund - Direct Plan - Growth 3 5293.33 0.40 1.20 2.05 3.83 4.16
LIC MF Large & Mid Cap Fund - Direct Plan - Growth 3 1831.26 9.97 14.31 3.28 11.96 21.34
LIC MF Banking & PSU Debt Fund - Direct Plan - Growth 5 1296.63 0.52 1.30 1.42 3.05 5.60
LIC MF Balanced Advantage Fund - Direct Plan - Growth NA 1214.20 5.63 7.49 3.62 0.00 0.00
LIC MF Savings Fund - Direct Plan - Growth 4 1009.25 0.42 1.23 1.77 3.61 5.64
LIC MF Large Cap Fund - Direct Plan - Growth 2 676.43 9.72 12.55 -0.49 6.95 16.63
LIC MF Overnight Fund - Direct Plan - Growth NA 616.45 0.42 1.16 2.03 3.74 3.68
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth 2 432.52 7.62 10.42 0.51 3.73 11.73
LIC MF Tax Plan - Direct Plan - Growth 2 408.85 10.53 14.16 2.40 8.09 16.71
LIC MF Flexi Cap Fund - Direct Plan - Growth 2 402.55 9.51 12.68 0.66 4.22 13.90

Forum

+ See More