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LIC MF Banking & PSU Debt - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : LIC Mutual Fund
  • NAV
    : ₹ 26.938 0.06%
    (as on 17th February, 2020)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate

Fund has 96.61% investment in Debt of which 7.2% in Government securities, 89.41% in funds invested in very low risk securities..

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 17th February, 2020)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 10-Feb-20 10017.10 0.17% - 0.23% 14/19
1 Month 17-Jan-20 10148.40 1.48% - 1.68% 15/19
3 Month 15-Nov-19 10243.20 2.43% - 2.73% 15/19
6 Month 16-Aug-19 10474.10 4.74% - 5.28% 15/18
YTD 01-Jan-20 10180.70 1.81% - 2.08% 15/19
1 Year 15-Feb-19 11105.40 11.05% 10.99% 11.33% 14/17
2 Year 16-Feb-18 12051.60 20.52% 9.77% 9.33% 7/17
3 Year 17-Feb-17 12834.60 28.35% 8.67% 8.32% 7/17
5 Year 16-Feb-15 14911.50 49.11% 8.31% 8.56% 13/16
Since Inception 03-Jan-13 17755.00 77.55% 8.39% 8.48% 13/18

SIP Returns (NAV as on 17th February, 2020)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 15-Feb-19 12000 12698.61 5.82 % 10.86 %
2 Year 16-Feb-18 24000 26715.55 11.31 % 10.63 %
3 Year 17-Feb-17 36000 41645.42 15.68 % 9.67 %
5 Year 16-Feb-15 60000 75150.73 25.25 % 8.93 %
 

Tax Treatment

Portfolio (Updated on 31st Jan,2020)

No of Debt Holding 43 (Category Avg - 63.21) | Modified Duration 1.85 Years (Category Avg - 2.41)| Yield to Maturity 6.56% (Category Avg - 6.76%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 7.20% 4.78%
CD 21.48% 9.37%
T-Bills 0.00% 0.75%
CP 0.00% 1.06%
NCD & Bonds 67.93% 78.57%
PTC 0.00% 0.07%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 7.20% 5.53%
Low Risk 89.41% 87.87%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.81%
TREPS TREPS 0.58%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st January, 2020)

  • Standard Deviation

    High volatility
    1.89vs1.83
    Category Avg
  • Beta

    High volatility
    5.12vs1.63
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.01vs0.64
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -2.49vs-1.01
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Edelweiss Banking and PSU Debt Fund - Direct Plan - Growth 5 162.67 3.00 4.40 7.14 15.43 9.39
Franklin India Banking & PSU Debt Fund - Direct Plan - Growth 2 1056.82 2.15 3.33 6.41 12.94 9.20
PGIM India Banking & PSU Debt Fund - Direct Plan - Growth 2 64.26 1.85 3.04 5.70 12.83 8.54
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 2 13029.75 1.78 2.73 5.71 12.55 8.76
Kotak Banking and PSU Debt Fund - Direct Plan - Growth 3 4553.06 1.75 3.02 5.66 12.24 8.81
Nippon India Banking & PSU Debt Fund - Direct Plan - Growth 4 5055.45 1.65 2.54 5.34 12.14 8.52
SBI Banking and PSU Fund - Direct Plan - Growth 2 3712.89 1.74 2.93 5.47 11.83 8.83
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 1 4895.53 1.74 2.95 5.79 11.69 8.45
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 3 9061.72 1.53 3.08 5.35 11.68 8.15
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 3 9884.66 1.74 2.76 5.14 11.58 8.51

More Funds from LIC Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 4 is/are ranked 4 * , 3 is/are ranked 3 * , 3 is/are ranked 2 * , and 6 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Liquid Fund - Direct Plan - Growth 3 9845.41 0.46 1.34 2.80 6.39 6.90
LIC MF Banking & PSU Debt - Direct Plan - Growth 4 1456.28 1.48 2.43 4.74 10.99 8.67
LIC MF Savings Fund - Direct Plan - Growth 2 927.98 0.76 1.75 3.86 4.03 6.36
LIC MF Large & Mid Cap Fund - Direct Plan - Growth 5 639.24 0.64 5.67 17.11 24.10 13.57
LIC MF Overnight Fund - Direct Plan - Growth NA 452.30 0.42 1.22 2.51 0.00 0.00
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth 4 420.99 -0.23 3.92 11.43 18.90 9.31
LIC MF Large Cap Fund - Direct Plan - Growth 4 329.44 1.08 5.67 16.70 24.77 12.94
LIC MF Multicap Fund - Direct Plan - Growth 4 312.82 -0.97 3.96 13.40 19.19 8.60
LIC MF Ultra Short Term Fund - Direct Plan - Growth NA 298.90 0.58 0.00 0.00 0.00 0.00
LIC MF Tax Plan 1997 - Direct Plan - Growth 5 273.23 0.16 4.81 16.17 22.80 14.03

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