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Budget 2021

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Moneycontrol

Budget 2021

Associate Partners:

  • SMC Samsung Volvo
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LIC MF Banking & PSU Debt - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : LIC Mutual Fund
  • NAV
    : ₹ 28.7882 0.02%
    (as on 27th January, 2021)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate

Fund has 99.53% investment in Debt of which 14.09% in Government securities, 85.44% in funds invested in very low risk securities..

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 27th January, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Jan-21 10001.20 0.01% - 0.06% 19/22
1 Month 24-Dec-20 9989.60 -0.10% - 0.04% 17/22
3 Month 27-Oct-20 10070.30 0.70% - 0.95% 19/21
6 Month 27-Jul-20 10201.40 2.01% - 2.57% 19/20
YTD 01-Jan-21 9971.40 -0.29% - -0.13% 17/22
1 Year 27-Jan-20 10804.60 8.05% 8.02% 9.26% 17/19
2 Year 25-Jan-19 11943.20 19.43% 9.25% 9.98% 15/17
3 Year 25-Jan-18 12921.10 29.21% 8.89% 8.96% 14/17
5 Year 27-Jan-16 15019.10 50.19% 8.47% 8.59% 14/17
Since Inception 03-Jan-13 18974.40 89.74% 8.26% 8.07% 15/21

SIP Returns (NAV as on 27th January, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 27-Jan-20 12000 12417.2 3.48 % 6.46 %
2 Year 25-Jan-19 24000 26067.19 8.61 % 8.13 %
3 Year 25-Jan-18 36000 41115.41 14.21 % 8.79 %
5 Year 27-Jan-16 60000 74436.87 24.06 % 8.54 %
 

Tax Treatment

Portfolio (Updated on 31st Dec,2020)

No of Debt Holding 55 (Category Avg - 73.05) | Modified Duration 2.03 Years (Category Avg - 2.60)| Yield to Maturity 4.24% (Category Avg - 4.78%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 13.48% 12.16%
CD 25.00% 6.36%
T-Bills 0.61% 0.61%
NCD & Bonds 58.43% 66.95%
CP 2.01% 2.45%
PTC 0.00% 0.01%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 14.09% 12.77%
Low Risk 85.44% 75.61%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 2.55%
Net Receivables Net Receivables -2.08%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2020)

  • Standard Deviation

    High volatility
    3.01vs2.09
    Category Avg
  • Beta

    High volatility
    9.45vs1.07
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.01vs0.8
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -4.62vs0.34
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Edelweiss Banking and PSU Debt Fund - Direct Plan - Growth 3 490.30 0.37 0.81 2.69 12.34 10.66
Nippon India Banking & PSU Debt Fund - Direct Plan - Growth 5 7209.66 0.04 0.93 2.90 10.43 9.53
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 2 16406.93 0.02 1.06 2.82 10.24 9.31
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 2 11312.58 0.19 1.36 3.42 10.12 9.15
Tata Banking & PSU Debt Fund - Direct Plan - Growth NA 644.20 -0.03 1.30 3.02 10.08 0.00
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 4 17684.76 -0.12 0.92 2.60 10.00 9.87
Kotak Banking and PSU Debt Fund - Direct Plan - Growth 4 10801.02 0.18 1.18 3.04 9.96 9.48
DSP Banking & PSU Debt Fund - Direct Plan - Growth 5 3666.19 -0.22 0.81 2.41 9.85 9.07
SBI Banking and PSU Fund - Direct Plan - Growth 2 12051.22 0.09 1.20 2.69 9.80 9.48
L&T Banking and PSU Debt Fund - Direct Plan - Growth 4 5707.04 -0.18 1.06 2.73 9.48 8.90

More Funds from LIC Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 10 is/are ranked 3 * , 2 is/are ranked 2 * , and 4 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Liquid Fund - Direct Plan - Growth 3 6406.82 0.26 0.78 1.63 4.24 6.07
LIC MF Banking & PSU Debt - Direct Plan - Growth 3 2455.88 -0.10 0.70 2.01 8.02 8.89
LIC MF Savings Fund - Direct Plan - Growth 4 955.39 0.84 1.52 2.76 7.76 6.53
LIC MF Large & Mid Cap Fund - Direct Plan - Growth 4 930.42 0.02 14.45 27.91 11.51 7.43
LIC MF Short Term Debt Fund - Direct Plan - Growth 3 661.23 -0.12 0.84 2.30 8.40 0.00
LIC MF Large Cap Fund - Direct Plan - Growth 3 485.68 0.48 17.62 25.86 12.74 9.55
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth 3 439.69 -0.01 11.22 17.86 7.58 6.37
LIC MF Multicap Fund - Direct Plan - Growth 3 355.70 -0.08 13.75 21.59 7.23 4.70
LIC MF Tax Plan - Direct Plan - Growth 3 325.95 0.39 15.38 28.50 7.02 6.82
LIC MF Overnight Fund - Direct Plan - Growth NA 316.72 0.25 0.74 1.52 3.26 0.00

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