L&T Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : L&T Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 2802.1131 0.01%
(as on 25th January, 2021)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 8083.82 Cr

(2.06% of Investment in Category)

Expense Ratio

: 0.15%

(0.17% Category average)

Risk-O-Meter

Low

Liquid Fund :Liquid Fund : Fund has 86.24% investment in Debt of which 48.5% in Government securities, 37.74% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

1M
3M
6M
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5Y
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This Scheme

VS

CRISIL 10 Year Gilt Index

0.51%

1.23%

1.63%

9.39%

10.16%

7.93%

8.32%
NA
0.25%

0.75%

1.59%

3.98%

5.23%

6.37%

6.75%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 24th January, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	17-Jan-21	10005.90	0.06%	-	0.06%	11/42
1 Month	24-Dec-20	10024.30	0.24%	-	0.25%	29/42
3 Month	24-Oct-20	10075.00	0.75%	-	0.75%	16/42
6 Month	24-Jul-20	10157.60	1.58%	-	1.59%	25/42
YTD	01-Jan-21	10016.30	0.16%	-	0.16%	35/42
1 Year	24-Jan-20	10410.70	4.11%	4.10%	3.98%	16/42
2 Year	24-Jan-19	11079.80	10.80%	5.25%	5.23%	21/37
3 Year	24-Jan-18	11913.60	19.14%	6.00%	5.88%	20/34
5 Year	24-Jan-16	13691.30	36.91%	6.48%	6.37%	18/33
Since Inception	31-Dec-12	17784.40	77.84%	7.39%	6.75%	20/41

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 24th January, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	24-Jan-20	12000	12233.19	1.94 %	3.59 %
2 Year	24-Jan-19	24000	25128.79	4.7 %	4.46 %
3 Year	24-Jan-18	36000	38967.03	8.24 %	5.19 %
5 Year	24-Jan-16	60000	69639.24	16.07 %	5.89 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Dec,2020)

No of Debt Holding 25 (Category Avg - 31.79) | Modified Duration 0.12 Years (Category Avg - 0.08)| Yield to Maturity 3.08% (Category Avg - 3.08%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	2.48%
CD	1.35%	7.30%
T-Bills	48.50%	26.11%
NCD & Bonds	6.19%	0.39%
CP	30.20%	32.60%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	48.50%	28.60%
Low Risk	37.74%	40.29%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	13.69%
Net Receivables	Net Receivables	0.07%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2020)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.48vs0.28

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Liquid Plan - Direct Plan - Growth	NA	104.93	0.39	1.14	2.43	5.20	6.66
IDBI Liquid Fund - Direct Plan - Growth	2	1023.46	0.26	0.79	1.71	4.42	6.20
LIC MF Liquid Fund - Direct Plan - Growth	3	6406.82	0.26	0.77	1.62	4.27	6.09
Tata Liquid Fund - Direct Plan - Growth	3	19842.64	0.24	0.74	1.61	4.26	6.10
Union Liquid Fund - Direct Plan - Growth	1	750.86	0.25	0.76	1.62	4.26	4.78
Franklin India Liquid Fund - Direct - Growth	4	1822.39	0.25	0.76	1.60	4.25	6.20
ICICI Prudential Liquid Fund - Direct Fund - Growth	3	42176.95	0.25	0.76	1.62	4.24	6.08
Mahindra Manulife Liquid Fund - Direct Plan - Growth	2	1664.78	0.26	0.78	1.67	4.24	6.16
Edelweiss Liquid Fund - Direct Plan - Growth	4	1062.79	0.26	0.79	1.65	4.23	6.15
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth	2	33430.66	0.25	0.75	1.61	4.23	6.14

Detailed Comparison

More Funds from L&T Mutual Fund

Out of 36 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 7 is/are ranked 4 * , 12 is/are ranked 3 * , 2 is/are ranked 2 * , and 14 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
L&T Liquid Fund - Direct Plan - Growth	4	8083.82	0.24	0.75	1.58	4.11	6.01
L&T India Value Fund - Direct Plan - Growth	3	6634.96	7.70	19.94	31.60	16.94	3.34
L&T Triple Ace Bond Fund - Direct Plan - Growth	3	6556.84	0.21	1.09	2.07	11.98	10.44
L&T Midcap Fund - Direct Plan - Growth	3	6182.90	5.05	16.93	31.33	16.80	2.52
L&T Emerging Businesses Fund - Direct Plan - Growth	2	5732.68	7.81	22.99	44.12	13.64	-1.57
L&T Hybrid Equity Fund - Direct Plan - Growth	3	5720.75	4.29	13.78	22.56	15.32	5.99
L&T Banking and PSU Debt Fund - Direct Plan - Growth	4	5707.04	-0.14	1.13	2.69	9.68	8.93
L&T Short Term Bond Fund - Direct Plan - Growth	4	4445.20	-0.16	0.97	2.31	9.31	8.81
L&T Tax Advantage Fund - Direct Plan - Growth	3	3438.90	5.22	18.05	29.28	13.66	3.03
L&T Arbitrage Opportunities Fund - Direct Plan - Growth	5	2736.80	0.39	1.02	2.17	5.10	6.10