L&T Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : L&T Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 2573.1731 0.06%
(as on 22nd April, 2019)

Crisil Rank

Above average performance among peers

77

100

Fund Size

: ₹ 10747.98 Cr

(2.8% of Investment in Category)

Expense Ratio

: 0.1%

(0.14% Category average)

Risk-O-Meter

Low

Liquid Fund :Liquid Fund : Fund has 129.8% investment in Debt of which , 129.8% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

CRISIL 10 Year Gilt Index

-0.09%

1.82%

5.83%

7.29%

3.51%

7.98%

0%
NA
0.62%

1.72%

3.57%

6.92%

6.85%

7.53%

7.67%

NA
Gold

Compare with

Date : -
NAV : -
CRISIL 10 Year Gilt Index : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 21st April, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	14-Apr-19	10013.48	0.13%	-	0.13%	23/39
1 Month	21-Mar-19	10065.84	0.66%	-	0.62%	15/39
3 Month	21-Jan-19	10180.64	1.81%	-	1.72%	20/39
6 Month	21-Oct-18	10372.96	3.73%	-	3.57%	20/38
YTD	01-Apr-19	10039.12	0.39%	-	0.37%	14/39
1 Year	20-Apr-18	10756.47	7.56%	7.54%	6.92%	21/37
2 Year	21-Apr-17	11496.05	14.96%	7.22%	6.85%	18/37
3 Year	21-Apr-16	12324.93	23.25%	7.22%	6.86%	18/36
5 Year	21-Apr-14	14546.31	45.46%	7.78%	7.53%	15/36
10 Year	-	-	-	-	7.34%	-/-
Since Inception	31-Dec-12	16331.39	63.31%	8.09%	-	-/-

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 21st Apr,2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 year	21-Apr-18	12000	12486.32	4.05 %	7.58 %
2 years	21-Apr-17	24000	25875.31	7.81 %	7.41 %
3 years	21-Apr-16	36000	40186.27	11.63 %	7.28 %
5 years	21-Apr-14	60000	72410.63	20.68 %	7.45 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Mar,2019)

No of Debt Holding 104 (Category Avg - 58.90) | Modified Duration 0.16 Years (Category Avg - 0.13)| Yield to Maturity 7.21% (Category Avg - 7.06%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	0.24%
BRDS	0.00%	0.30%
CD	26.32%	29.67%
NCD-ST	0.00%	0.03%
T-Bills	0.00%	10.21%
NCD & Bonds	4.31%	3.74%
CP	99.17%	59.34%
PTC	0.00%	0.01%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	129.80%	92.79%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	0.09%
Net Receivables	Net Receivables	-29.89%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st March, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.11vs0.56

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.39vs0.85

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.03vs0.01

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

0.55vs-0.7

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Liquid Plan - Direct Plan - Growth	NA	44.85	0.63	1.90	3.90	7.74	7.31
Franklin India Liquid Fund - Direct - Growth	2	7053.79	0.68	1.86	3.87	7.69	7.27
Mahindra Liquid Fund - Direct Plan - Growth	2	2153.11	0.68	1.87	3.83	7.68	0.00
IDBI Liquid Fund - Direct Plan - Growth	1	2571.08	0.65	1.82	3.81	7.66	7.24
Essel Liquid Fund - Direct Plan - Growth	3	240.17	0.67	1.85	3.81	7.66	7.36
Baroda Liquid Fund - Plan B (Direct) - Growth	3	3659.15	0.67	1.82	3.78	7.64	7.30
BNP Paribas Liquid Fund - Direct Plan - Growth	4	1353.65	0.66	1.82	3.78	7.63	7.22
JM Liquid Fund - (Direct) - Growth	3	1994.92	0.68	1.85	3.78	7.63	7.28
DHFL Pramerica Insta Cash Fund - Direct Plan - Growth	5	948.48	0.66	1.85	3.80	7.63	7.25
Reliance Liquid Fund - Direct Plan - Growth	3	30271.70	0.67	1.83	3.80	7.61	7.26

Detailed Comparison

More Funds from L&T Mutual Fund

Out of 36 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 7 is/are ranked 4 * , 7 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 14 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
L&T Liquid Fund - Direct Plan - Growth	4	10747.98	0.66	1.81	3.73	7.54	7.22
L&T Hybrid Equity Fund - Direct Plan - Growth	3	9748.53	1.59	4.75	6.31	0.13	11.17
L&T India Value Fund - Direct Plan - Growth	3	8380.64	2.09	5.85	8.21	-3.60	14.54
L&T Emerging Businesses Fund - Direct Plan - Growth	4	6166.71	0.63	1.92	2.32	-11.89	20.00
L&T Midcap Fund - Direct Plan - Growth	4	4389.70	2.55	3.37	6.80	-6.48	17.29
L&T Short Term Bond Fund - Direct Plan - Growth	5	3595.37	0.53	2.41	5.16	7.76	7.60
L&T Credit Risk Fund - Direct Plan - Growth	3	3526.46	0.66	1.76	4.19	6.19	7.92
L&T Tax Advantage Fund - Direct Plan - Growth	3	3337.72	2.16	3.81	3.34	-3.95	14.54
L&T Equity Fund - Direct Plan - Growth	3	2712.94	1.80	5.51	7.89	-0.52	12.54
L&T Ultra Short Term Fund - Direct Plan - Growth	5	2379.72	0.72	2.03	4.37	7.99	7.78

All funds

News & Videos

Things need to check with Fidelity and L&T merger success

Forum

Shreerang_94
MF Investment Help
Follow

about 2 hrs 45 mins ago

i want know what is mf and how it works View more

Posted by : Shreerang_94
- Like 0
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  i want know what is mf and how it works
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Blint
MF Investment Help
Follow

about 2 hrs 52 mins ago

FOUND IN MAGAZINE THIS WILL BE A SUCESSFUL MF HENCE GOING FOR IT View more

Posted by : Blint
- Like 0
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  FOUND IN MAGAZINE THIS WILL BE A SUCESSFUL MF HENCE GOING FOR IT
  
  Repost Cancel
You will now receive notification when someone reply to this message.
JSMFAMS
MF Investment Help
Follow

about 2 hrs 52 mins ago

because of no. 1 ranking in balanced fund and good returns in long run View more

Posted by : JSMFAMS
- Like 0
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  because of no. 1 ranking in balanced fund and good returns in long run
  
  Repost Cancel
You will now receive notification when someone reply to this message.
JSMFAMS
MF Investment Help
Follow

about 2 hrs 57 mins ago

because of good long term returns and top holdings in good stocks View more

Posted by : JSMFAMS
- Like 0
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  because of good long term returns and top holdings in good stocks
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Budhiya
MF Investment Help
Follow

about 3 hrs 14 mins ago

ds ad as sa sdfg sdfsd sd drfvg vg esfd df g fdg fd gfd fd g dg View more

Posted by : Budhiya
- Like 0
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  ds ad as sa sdfg sdfsd sd drfvg vg esfd df g fdg fd gfd fd g dg
  
  Repost Cancel
You will now receive notification when someone reply to this message.
9045
MF Investment Help
Follow

about 3 hrs 19 mins ago

TO CREATE MY PROTFOLIO STRONGER AND TO MINIMIZE LOSS AND THIS IS A GOVERNMENT SECURITIES View more

Posted by : 9045
- Like 0
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  TO CREATE MY PROTFOLIO STRONGER AND TO MINIMIZE LOSS AND THIS IS A GOVERNMENT SECURITIES
  
  Repost Cancel
You will now receive notification when someone reply to this message.

L&T Liquid Fund - Direct Plan - Growth

Returns (NAV as on 21st April, 2019)

SIP Returns (NAV as on 21st Apr,2019)

Tax Treatment

Portfolio (Updated on 31st Mar,2019)

Risk Ratios

Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Alternative Funds (Category Peers)

More Funds from L&T Mutual Fund

News & Videos

Things need to check with Fidelity and L&T merger success

SBI, L&T Mutual Funds to discontinue 19 schemes

Rekha Menon Associate VP resigns from L&T MF

L&T MF appoints Soumendra Nath Lahiri as Equity head

Forum

L&T Liquid Fund - Direct Plan - Growth

Returns (NAV as on 21st April, 2019)

SIP Returns (NAV as on 21st Apr,2019)

Tax Treatment

Portfolio (Updated on 31st Mar,2019)

Risk Ratios

Jension's AlphaAlpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Alternative Funds (Category Peers)

More Funds from L&T Mutual Fund

News & Videos

Things need to check with Fidelity and L&T merger success

SBI, L&T Mutual Funds to discontinue 19 schemes

Rekha Menon Associate VP resigns from L&T MF

L&T MF appoints Soumendra Nath Lahiri as Equity head

Forum

Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.