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L&T Credit Risk Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : L&T Mutual Fund
  • NAV
    : ₹ 22.1187 -0.03%
    (as on 27th November, 2020)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate
(Min ₹1000 for SIP, ₹10000 for one time investment)

Fund has 72.72% investment in Debt of which 20.31% in Government securities, 52.41% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
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  • CRISIL 10 Year Gilt Index
  • NA
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  • Gold
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Returns (NAV as on 27th November, 2020)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Nov-20 10007.20 0.07% - 0.19% 17/21
1 Month 27-Oct-20 10065.80 0.66% - 0.94% 16/21
3 Month 27-Aug-20 10321.80 3.22% - 1.48% 9/23
6 Month 27-May-20 10754.30 7.54% - 1.07% 3/23
YTD 01-Jan-20 10461.00 4.61% - -0.97% 11/20
1 Year 27-Nov-19 10519.90 5.20% 5.18% -1.77% 11/20
2 Year 27-Nov-18 10815.70 8.16% 3.99% 0.75% 9/19
3 Year 27-Nov-17 11318.90 13.19% 4.21% 1.54% 8/18
5 Year 27-Nov-15 13386.70 33.87% 6.00% 4.05% 7/17
10 Year 26-Nov-10 20811.90 108.12% 7.60% 7.67% 4/7
Since Inception 08-Oct-09 22118.70 121.19% 7.38% 3.07% 7/22

SIP Returns (NAV as on 27th November, 2020)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 27-Nov-19 12000 12480.39 4 % 7.45 %
2 Year 27-Nov-18 24000 25191.42 4.96 % 4.71 %
3 Year 27-Nov-17 36000 38521.18 7 % 4.43 %
5 Year 27-Nov-15 60000 68080.61 13.47 % 4.99 %
10 Year 26-Nov-10 120000 169875.72 41.56 % 6.75 %
 

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

No of Debt Holding 13 (Category Avg - 28.19) | Modified Duration 2.49 Years (Category Avg - 1.72)| Yield to Maturity 6.45% (Category Avg - 7.88%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 20.31% 5.43%
CD 8.68% 1.70%
T-Bills 0.00% 1.19%
CP 0.00% 3.03%
NCD & Bonds 43.73% 71.32%
PTC 0.00% 1.93%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 20.31% 6.62%
Low Risk 52.41% 49.34%
Moderate Risk 0.00% 24.72%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 27.62%
Net Receivables Net Receivables -0.34%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th October, 2020)

  • Standard Deviation

    Low volatility
    3.42vs5.42
    Category Avg
  • Beta

    Low volatility
    0.56vs0.71
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.16vs0.13
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.01vs-0.1
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -1.84vs-6.33
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Credit Risk Debt Fund - Regular Plan - Growth 4 6336.01 1.61 4.26 7.92 10.33 7.96
ICICI Prudential Credit Risk Fund - Growth 4 6512.70 0.98 3.34 6.14 9.75 8.46
SBI Credit Risk Fund - Growth 4 3713.64 1.09 3.49 6.35 8.96 7.28
Axis Credit Risk Fund - Growth 3 556.90 0.92 2.78 5.23 8.16 5.97
Invesco India Credit Risk Fund - Regular Plan - Growth 5 146.58 0.56 1.79 4.18 8.09 2.35
IDFC Credit Risk Fund - Regular Plan - Growth 3 799.75 0.86 3.03 4.91 7.41 6.92
Kotak Credit Risk Fund - Growth 3 1860.52 1.09 2.23 5.54 6.22 7.04
Mahindra Manulife Credit Risk Fund - Growth 3 119.12 0.34 1.90 2.99 5.58 0.00
Sundaram Short Term Credit Risk Fund - Growth 5 115.72 0.45 1.07 2.42 5.39 1.93
DSP Credit Risk Fund - Regular Plan - Growth 3 321.91 0.41 2.61 4.51 4.81 2.05

More Funds from L&T Mutual Fund

Out of 39 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 9 is/are ranked 4 * , 11 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
L&T Liquid Fund - Regular Plan - Growth 4 7413.92 0.28 0.80 1.67 4.42 6.16
L&T India Value Fund - Growth 3 6196.62 9.27 10.22 41.16 8.89 0.99
L&T Midcap Fund - Growth 3 5776.45 9.68 10.40 40.34 15.24 1.33
L&T Triple Ace Bond Fund - Growth 4 5623.81 0.38 3.50 4.64 12.32 10.01
L&T Hybrid Equity Fund - Growth 3 5597.55 6.30 9.67 29.11 9.38 4.06
L&T Emerging Businesses Fund - Regular Plan - Growth 2 5270.84 11.96 12.28 55.08 10.01 -3.09
L&T Banking and PSU Debt Fund - Growth 4 4472.35 1.06 2.69 4.65 10.23 8.62
L&T Short Term Bond Fund - Growth 4 4208.45 0.80 2.42 3.90 9.54 8.40
L&T Tax Advantage Fund - Growth 3 3109.30 8.69 11.39 37.55 8.07 2.12
L&T Ultra Short Term Fund - Regular Plan - Growth 4 3055.40 0.32 0.95 2.02 5.70 6.86

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