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L&T Credit Risk Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : L&T Mutual Fund
  • NAV
    : ₹ 20.7922 0.08%
    (as on 18th October, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate
(Min ₹1000 for SIP, ₹10000 for one time investment)

Fund has 93.26% investment in Debt of which , 60.84% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 18th October, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 11-Oct-19 10016.50 0.17% - 0.16% 19/21
1 Month 18-Sep-19 10071.50 0.71% - 0.25% 19/21
3 Month 18-Jul-19 9872.80 -1.27% - 0.53% 18/20
6 Month 18-Apr-19 9867.60 -1.32% - -2.27% 15/20
YTD 01-Jan-19 10065.10 0.65% - -2.16% 15/20
1 Year 17-Oct-18 10248.00 2.48% 2.47% 1.20% 13/20
2 Year 18-Oct-17 10680.40 6.80% 3.35% 2.23% 12/19
3 Year 18-Oct-16 11531.90 15.32% 4.87% 3.88% 11/18
5 Year 17-Oct-14 14041.90 40.42% 7.02% 6.92% 9/15
10 Year 16-Oct-09 20768.30 107.68% 7.57% 7.20% 3/6
Since Inception 08-Oct-09 20792.20 107.92% 7.57% 6.51% 9/18

SIP Returns (NAV as on 18th October, 2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 17-Oct-18 12000 12002.01 0.02 % 0.03 %
2 Year 18-Oct-17 24000 24582.98 2.43 % 2.33 %
3 Year 18-Oct-16 36000 37933.94 5.37 % 3.43 %
5 Year 17-Oct-14 60000 68689.6 14.48 % 5.35 %
10 Year 16-Oct-09 120000 173563.62 44.64 % 7.17 %
 

Tax Treatment

Portfolio (Updated on 30th Sep,2019)

No of Debt Holding 53 (Category Avg - 58.00) | Modified Duration 1.65 Years (Category Avg - 1.48)| Yield to Maturity 9.62% (Category Avg - 9.79%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 0.55%
CD 3.25% 3.23%
T-Bills 0.00% 0.01%
CP 0.00% 1.70%
NCD & Bonds 90.01% 81.98%
PTC 0.00% 2.30%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 60.84% 59.98%
Moderate Risk 32.42% 19.21%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 4.03%
Net Receivables Net Receivables 2.71%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2019)

  • Standard Deviation

    Low volatility
    2.43vs3.64
    Category Avg
  • Beta

    High volatility
    0.97vs0.37
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    -0.12vs0.1
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -2.03vs-1.5
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Credit Risk Fund - Regular Plan - Growth 5 1323.64 0.57 1.64 4.65 9.22 0.00
ICICI Prudential Credit Risk Fund - Growth 4 10941.92 0.68 2.10 4.46 9.10 7.32
Kotak Credit Risk Fund - Growth 5 4731.59 0.73 2.30 4.70 9.04 7.02
HDFC Credit Risk Debt Fund - Regular Plan - Growth 4 14626.93 0.42 1.64 4.33 8.90 6.66
Mahindra Credit Risk Yojana - Growth NA 163.08 0.62 1.24 3.25 7.52 0.00
SBI Credit Risk Fund - Growth 4 5210.61 0.68 2.02 2.69 7.36 6.64
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 4 6052.20 -0.53 1.02 2.89 6.57 6.77
Franklin India Credit Risk Fund - Growth 3 6742.75 -0.26 0.21 1.37 6.40 7.18
Axis Credit Risk Fund - Growth 3 1361.05 0.66 1.76 0.13 4.63 5.49
PGIM India Credit Risk Fund- Regular Plan - Growth 2 443.01 3.41 2.83 0.17 3.80 5.20

More Funds from L&T Mutual Fund

Out of 37 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 2 is/are ranked 4 * , 11 is/are ranked 3 * , 6 is/are ranked 2 * , 3 is/are ranked 1 * , and 12 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
L&T Liquid Fund - Regular Plan - Growth 3 9571.00 0.47 1.46 3.19 7.02 6.98
L&T Hybrid Equity Fund - Growth 2 8219.77 4.59 -0.54 -0.38 5.61 6.51
L&T India Value Fund - Growth 3 7853.40 4.88 -4.16 -5.45 2.37 5.70
L&T Emerging Businesses Fund - Regular Plan - Growth 3 5984.53 1.40 -4.59 -11.12 -9.21 5.89
L&T Midcap Fund - Growth 3 5379.97 5.17 -1.53 -7.01 -0.57 6.37
L&T Short Term Bond Fund - Growth 5 4329.63 0.72 2.24 5.02 10.14 7.20
L&T Tax Advantage Fund - Growth 2 3283.73 5.41 -1.74 -2.91 0.41 7.24
L&T Equity Fund - Growth 3 2643.18 5.01 -1.63 -3.21 4.50 6.54
L&T Ultra Short Term Fund - Regular Plan - Growth 5 2462.25 0.59 1.82 3.94 8.28 7.32
L&T Ultra Short Term Fund - Regular Plan - Cumulative 4 2462.25 0.59 1.82 3.94 8.28 7.32

Forum

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