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L&T Credit Risk Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : L&T Mutual Fund
  • NAV
    : ₹ 21.7096 0.14%
    (as on 15th July, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate

Fund has 90.78% investment in Debt of which , 52.3% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 15th July, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 08-Jul-19 10032.50 0.33% - 0.31% 8/20
1 Month 14-Jun-19 10149.00 1.49% - -0.55% 2/20
3 Month 15-Apr-19 9993.70 -0.06% - -2.74% 10/20
6 Month 15-Jan-19 10172.80 1.73% - -1.25% 10/20
YTD 01-Jan-19 10219.60 2.20% - -2.60% 10/20
1 Year 13-Jul-18 10550.50 5.50% 5.47% 1.72% 8/19
2 Year 14-Jul-17 11131.50 11.31% 5.50% 3.73% 10/19
3 Year 15-Jul-16 12286.50 22.86% 7.10% 5.72% 9/18
5 Year 15-Jul-14 15048.60 50.49% 8.51% 8.53% 8/12
Since Inception 01-Jan-13 16874.40 68.74% 8.33% 7.65% 12/17

SIP Returns (NAV as on 15th July, 2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 13-Jul-18 12000 12308.25 2.57 % 4.8 %
2 Year 14-Jul-17 24000 25311.72 5.47 % 5.21 %
3 Year 15-Jul-16 36000 39346.8 9.3 % 5.87 %
5 Year 15-Jul-14 60000 72023.19 20.04 % 7.24 %
 

Tax Treatment

Portfolio (Updated on 30th Jun,2019)

No of Debt Holding 66 (Category Avg - 65.70) | Modified Duration 1.57 Years (Category Avg - 1.50)| Yield to Maturity 10.39% (Category Avg - 10.47%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 0.65%
CD 0.00% 1.40%
NCD-ST 0.00% 0.31%
T-Bills 0.00% 0.01%
CP 0.00% 4.05%
NCD & Bonds 90.21% 81.48%
PTC 0.57% 2.33%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 52.30% 60.80%
Moderate Risk 38.48% 23.59%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 6.70%
Net Receivables Net Receivables 2.52%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th June, 2019)

  • Standard Deviation

    Low volatility
    2.09vs3.66
    Category Avg
  • Beta

    High volatility
    1.01vs0.47
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.14vs0.06
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -1.02vs-1.39
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Credit Risk Fund - Direct Plan - Growth 5 1318.51 1.15 3.08 5.32 9.48 0.00
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 2 10829.59 0.93 2.33 4.58 8.84 8.71
Kotak Credit Risk Fund - Direct Plan - Growth 4 4852.08 1.00 2.50 4.51 8.73 8.51
HDFC Credit Risk Debt Fund - Direct Plan - Growth 3 15066.15 1.03 2.60 4.54 8.71 8.22
Franklin India Credit Risk Fund - Direct - Growth 4 6927.96 0.59 1.18 2.69 8.49 8.99
SBI Credit Risk Fund - Direct Plan - Growth 3 5322.23 0.40 0.72 2.91 7.37 7.80
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 2 6366.93 1.10 1.95 3.16 7.13 8.74
Axis Credit Risk Fund - Direct Plan - Growth 4 1514.58 0.95 -1.39 0.88 5.22 7.20
Baroda Credit Risk Fund - Plan B (Direct) - Growth 3 886.20 0.78 -0.38 1.10 5.08 8.11
Reliance Credit Risk - Direct Plan- Growth 2 8073.78 0.03 -1.46 0.43 4.59 7.03

More Funds from L&T Mutual Fund

Out of 36 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 3 is/are ranked 4 * , 10 is/are ranked 3 * , 6 is/are ranked 2 * , and 14 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
L&T Liquid Fund - Direct Plan - Growth 3 11006.99 0.56 1.72 3.56 7.45 7.15
L&T Hybrid Equity Fund - Direct Plan - Growth 2 9043.69 -0.90 0.72 4.41 0.83 9.06
L&T India Value Fund - Direct Plan - Growth 3 8259.70 -1.32 -1.32 4.09 1.55 10.53
L&T Emerging Businesses Fund - Direct Plan - Growth 4 6079.30 -2.53 -6.12 -4.66 -9.79 12.78
L&T Midcap Fund - Direct Plan - Growth 3 5026.07 -1.62 -5.50 -2.65 -6.20 11.47
L&T Short Term Bond Fund - Direct Plan - Growth 5 4077.62 0.99 2.70 5.11 9.56 7.83
L&T Tax Advantage Fund - Direct Plan - Growth 2 3385.23 -1.42 -0.73 2.10 -3.29 10.22
L&T Credit Risk Fund - Direct Plan - Growth 3 2811.66 1.49 -0.06 1.73 5.47 7.10
L&T Equity Fund - Direct Plan - Growth 2 2728.82 -1.86 -1.23 3.27 -2.00 8.83
L&T Ultra Short Term Fund - Direct Plan - Growth 5 2672.90 0.75 2.03 4.12 8.35 7.76

Forum

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