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L&T Credit Risk Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : L&T Mutual Fund
  • NAV
    : ₹ 23.0944 0.01%
    (as on 23rd November, 2020)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate

Fund has 72.72% investment in Debt of which 20.31% in Government securities, 52.41% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
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  • CRISIL 10 Year Gilt Index
  • NA
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  • Gold
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Returns (NAV as on 23rd November, 2020)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 13-Nov-20 10024.70 0.25% - 0.30% 14/20
1 Month 23-Oct-20 10071.20 0.71% - 0.92% 13/20
3 Month 21-Aug-20 10384.60 3.85% - 1.71% 4/21
6 Month 22-May-20 10803.20 8.03% - 1.30% 3/21
YTD 01-Jan-20 10550.60 5.51% - -1.04% 9/19
1 Year 22-Nov-19 10638.10 6.38% 6.35% -1.74% 9/19
2 Year 22-Nov-18 10999.00 9.99% 4.86% 0.97% 8/18
3 Year 23-Nov-17 11571.70 15.72% 4.98% 1.88% 7/17
5 Year 23-Nov-15 13844.50 38.45% 6.71% 4.59% 7/16
Since Inception 01-Jan-13 17950.80 79.51% 7.69% 3.25% 10/18

SIP Returns (NAV as on 23rd November, 2020)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 22-Nov-19 12000 12560.76 4.67 % 8.71 %
2 Year 22-Nov-18 24000 25451.81 6.05 % 5.74 %
3 Year 23-Nov-17 36000 39043.54 8.45 % 5.33 %
5 Year 23-Nov-15 60000 69470.11 15.78 % 5.79 %
 

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

No of Debt Holding 13 (Category Avg - 28.19) | Modified Duration 2.49 Years (Category Avg - 1.72)| Yield to Maturity 6.45% (Category Avg - 7.88%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 20.31% 5.43%
CD 8.68% 1.70%
T-Bills 0.00% 1.19%
CP 0.00% 3.03%
NCD & Bonds 43.73% 71.32%
PTC 0.00% 1.93%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 20.31% 6.62%
Low Risk 52.41% 49.34%
Moderate Risk 0.00% 24.72%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 27.62%
Net Receivables Net Receivables -0.34%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th October, 2020)

  • Standard Deviation

    Low volatility
    3.42vs5.42
    Category Avg
  • Beta

    Low volatility
    0.56vs0.71
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.16vs0.13
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.01vs-0.1
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -1.84vs-6.33
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Credit Risk Debt Fund - Direct Plan - Growth 3 6336.01 1.58 4.08 8.22 10.89 8.53
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 4 6512.70 0.93 3.04 6.32 10.66 9.22
SBI Credit Risk Fund - Direct Plan - Growth 4 3713.64 1.08 3.50 6.71 9.67 8.00
Invesco India Credit Risk Fund - Direct Plan - Growth 5 146.58 0.61 2.02 4.66 9.40 3.35
Axis Credit Risk Fund - Direct Plan - Growth 4 556.90 0.97 2.91 5.76 9.32 7.21
IDFC Credit Risk Fund - Direct Plan - Growth 3 799.75 0.59 2.85 5.28 8.21 7.90
Kotak Credit Risk Fund - Direct Plan - Growth 3 1860.52 1.19 2.60 5.91 7.28 7.99
Mahindra Manulife Credit Risk Fund - Direct Plan - Growth 3 119.12 0.48 2.11 3.41 6.88 0.00
Sundaram Short Term Credit Risk Fund - Direct Plan - Growth 5 115.72 0.31 1.03 2.63 5.99 2.64
DSP Credit Risk Fund - Direct Plan - Growth 3 321.91 0.48 2.86 4.87 5.67 2.83

More Funds from L&T Mutual Fund

Out of 36 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 7 is/are ranked 4 * , 12 is/are ranked 3 * , 2 is/are ranked 2 * , and 14 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
L&T Liquid Fund - Direct Plan - Growth 4 7413.92 0.27 0.81 1.69 4.50 6.22
L&T India Value Fund - Direct Plan - Growth 3 6196.62 7.97 11.03 43.54 10.21 1.72
L&T Midcap Fund - Direct Plan - Growth 3 5776.45 7.54 10.39 40.33 14.81 1.69
L&T Triple Ace Bond Fund - Direct Plan - Growth 3 5623.81 0.47 3.09 4.68 12.78 10.29
L&T Hybrid Equity Fund - Direct Plan - Growth 3 5597.55 6.38 10.18 30.77 10.88 5.12
L&T Emerging Businesses Fund - Direct Plan - Growth 2 5270.84 9.19 11.69 53.20 8.58 -2.88
L&T Banking and PSU Debt Fund - Direct Plan - Growth 4 4472.35 0.98 2.54 4.72 10.67 9.04
L&T Short Term Bond Fund - Direct Plan - Growth 4 4208.45 0.75 2.27 4.17 10.07 8.93
L&T Tax Advantage Fund - Direct Plan - Growth 3 3109.30 8.22 12.04 38.89 8.86 2.62
L&T Ultra Short Term Fund - Direct Plan - Growth 4 3055.40 0.34 0.99 2.23 6.02 7.20

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