IDFC Ultra Short Term Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Ultra Short Duration Fund

Fund House : IDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 11.9696 0.02%
(as on 14th May, 2021)

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Crisil Rank

Very good performance among peers

Fund Size

: ₹ 5745.39 Cr

(5.62% of Investment in Category)

Expense Ratio

: 0.42%

(0.51% Category average)

Risk-O-Meter

Low to Moderate

Ultra Short Duration Fund :Ultra Short Duration Fund : Fund has 89.45% investment in Debt of which 32.47% in Government securities, 56.98% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

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3M
6M
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This Scheme

VS

CRISIL 10 Year Gilt Index

0.61%

1.44%

1.85%

4.35%

9.66%

7.38%

0%
NA
0.34%

0.96%

1.7%

4.37%

5.53%

6.26%

6.21%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 12th May, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	05-May-21	10005.30	0.05%	-	0.05%	5/30
1 Month	12-Apr-21	10030.80	0.31%	-	0.34%	9/29
3 Month	12-Feb-21	10091.20	0.91%	-	0.96%	12/29
6 Month	12-Nov-20	10158.80	1.59%	-	1.70%	17/29
YTD	01-Jan-21	10115.50	1.16%	-	0.45%	8/29
1 Year	12-May-20	10428.30	4.28%	4.28%	4.37%	14/28
2 Year	10-May-19	11217.70	12.18%	5.89%	5.53%	9/23
Since Inception	19-Jul-18	11963.60	19.64%	6.57%	6.21%	17/30

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 12th May, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	12-May-20	13000	13234.04	1.8 %	3.6 %
2 Year	10-May-19	25000	26224.89	4.9 %	4.84 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 30th Apr,2021)

No of Debt Holding 60 (Category Avg - 39.86) | Modified Duration 0.28 Years (Category Avg - 0.36)| Yield to Maturity 3.50% (Category Avg - 3.68%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	9.26%	10.71%
CD	10.32%	10.23%
T-Bills	23.21%	16.32%
NCD & Bonds	22.62%	29.68%
CP	24.04%	22.87%
PTC	0.00%	0.32%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	32.47%	27.03%
Low Risk	56.98%	61.39%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	12.66%
Margin	Margin	0.02%
Net Receivables	Net Receivables	-2.13%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th April, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.31vs0.47

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

-10.28vs2.78

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

1.02vs-0.05

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Ultra Short Bond Fund - Super Institutional - Growth	1	3785.09	1.28	2.68	4.18	9.26	7.62
ICICI Prudential Ultra Short Term Fund - Growth	3	9539.16	0.38	1.14	2.05	6.07	7.13
Aditya Birla Sun Life Savings Fund - Regular Plan - Growth	4	18187.57	0.41	1.21	1.97	6.00	7.36
Nippon India Ultra Short Duration Fund - Growth	2	890.84	0.38	1.31	2.35	5.31	4.11
HDFC Ultra Short Term Fund - Growth	3	15278.77	0.36	1.07	1.81	5.23	0.00
IDBI Ultra Short Term Fund - Growth	1	447.98	0.30	0.80	1.84	4.87	5.93
SBI Magnum Ultra Short Duration Fund - Regular Plan - Growth	3	12342.15	0.33	0.95	1.65	4.56	6.77
Kotak Savings Fund - Growth	4	12420.97	0.31	0.92	1.59	4.53	6.57
UTI Ultra Short Term Fund - Growth	3	2327.66	0.30	0.86	1.75	4.45	4.79
Axis Ultra Short Term Fund - Regular Plan - Growth	2	5742.66	0.29	0.91	1.63	4.42	0.00

Detailed Comparison

More Funds from IDFC Mutual Fund

Out of 63 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 7 is/are ranked 4 * , 6 is/are ranked 3 * , 9 is/are ranked 2 * , and 36 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDFC Corporate Bond Fund - Regular Plan - Growth	4	22564.68	0.85	1.95	1.99	8.81	8.60
IDFC Banking & PSU Debt Fund - Regular Plan - Growth	4	18412.01	0.55	1.62	1.86	7.78	9.65
IDFC Bond Fund - Short Term - Regular Plan - Growth	4	13791.66	0.61	1.52	1.65	7.15	8.46
IDFC Cash Fund - Regular Plan - Growth	4	9488.12	0.25	0.77	1.51	3.21	5.39
IDFC Low Duration Fund - Regular Plan - Growth	4	8588.05	0.41	1.20	1.78	5.48	7.16
IDFC Arbitrage Fund - Regular Plan - Growth	3	6825.29	0.27	0.90	1.76	3.15	5.07
IDFC Ultra Short Term Fund - Regular Plan - Growth	5	5745.39	0.31	0.91	1.58	4.24	0.00
IDFC Flexi Cap Fund - Regular Plan - Growth	2	5231.94	2.18	-0.19	17.49	50.22	5.85
IDFC Bond Fund - Medium Term Plan - Regular Plan - Growth	5	4660.76	0.86	1.21	1.15	6.11	8.41
IDFC Money Manager Fund - Regular Plan - Growth	2	3417.60	0.28	0.86	1.43	3.79	5.69