IDFC Ultra Short Term Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Ultra Short Duration Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 12.8141 0.04%
(as on 27th January, 2023)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 3935.34 Cr

(4.37% of Investment in Category)

Expense Ratio

: 0.43%

(0.82% Category average)

Risk-O-Meter

Low to Moderate

Ultra Short Duration Fund :Ultra Short Duration Fund : The fund has 80.33% investment in Debt, of which 5.2% in Government securities, 75.13% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

CRISIL 10 Year Gilt Index

0.07%

2%

2.91%

2.1%

0.95%

5.56%

4.66%
NA
0.52%

1.57%

2.79%

4.52%

4.12%

5.19%

5.79%

NA
Gold

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1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Value on selected date : -

Returns (NAV as on 27th January, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20-Jan-23	10012.30	0.12%	-	0.12%	7/28
1 Month	27-Dec-22	10053.90	0.54%	-	0.52%	7/27
3 Month	27-Oct-22	10164.80	1.65%	-	1.57%	7/28
6 Month	27-Jul-22	10285.50	2.85%	-	2.79%	12/28
YTD	30-Dec-22	10045.50	0.46%	-	0.44%	7/27
1 Year	27-Jan-22	10461.30	4.61%	4.61%	4.52%	12/28
2 Year	27-Jan-21	10817.60	8.18%	4.01%	4.12%	14/27
3 Year	27-Jan-20	11390.10	13.90%	4.43%	4.37%	13/25
Since Inception	19-Jul-18	12809.60	28.10%	5.62%	5.79%	20/30

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 27th January, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	27-Jan-22	12000	12339.33	2.83 %	5.25 %
2 Year	27-Jan-21	24000	25120	4.67 %	4.44 %
3 Year	27-Jan-20	36000	38403.07	6.68 %	4.23 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Dec,2022)

No of Debt Holding 39 (Category Avg - 50.56) | Modified Duration 0.35 Years (Category Avg - 0.35)| Yield to Maturity 7.03% (Category Avg - 7.04%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	2.81%	3.18%
CD	37.77%	36.63%
T-Bills	2.39%	14.89%
NCD & Bonds	33.66%	25.71%
CP	3.70%	18.00%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	5.20%	18.07%
Low Risk	75.13%	80.34%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	16.86%
Net Receivables	Net Receivables	2.80%
Margin	Margin	0.01%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Ultra Short Duration Fund - Growth	5	397.30	0.55	1.71	3.15	5.07	4.57
Aditya Birla Sun Life Savings Fund - Regular Plan - Growth	2	14948.48	0.55	1.65	2.95	4.92	5.20
Mirae Asset Ultra Short Duration Fund - Regular Plan - Growth	NA	268.81	0.53	1.64	2.90	4.89	0.00
HSBC Ultra Short Duration Fund - Regular Plan - Growth	5	2371.95	0.54	1.65	2.97	4.75	0.00
IDBI Ultra Short Term Fund - Growth	3	205.32	0.50	1.59	2.95	4.74	4.52
ICICI Prudential Ultra Short Term Fund - Growth	3	12472.16	0.54	1.63	2.86	4.73	4.98
HDFC Ultra Short Term Fund - Growth	3	13113.50	0.53	1.62	2.88	4.68	4.81
Nippon India Ultra Short Duration Fund - Growth	2	4713.97	0.51	1.58	2.80	4.68	5.67
SBI Magnum Ultra Short Duration Fund - Regular Plan - Growth	4	9690.92	0.54	1.66	2.90	4.65	4.56
Kotak Savings Fund - Growth	3	12060.43	0.51	1.56	2.79	4.61	4.48

Detailed Comparison

More Funds from

Out of 61 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 4 is/are ranked 4 * , 12 is/are ranked 3 * , 3 is/are ranked 2 * , 5 is/are ranked 1 * , and 34 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDFC Corporate Bond Fund - Regular Plan - Growth	3	15405.13	0.49	1.59	2.52	2.90	5.83
IDFC Banking & PSU Debt Fund - Regular Plan - Growth	5	14408.41	0.48	1.56	2.68	3.80	5.76
IDFC Cash Fund - Regular Plan - Growth	4	11163.20	0.54	1.61	3.01	5.03	4.06
IDFC Bond Fund - Short Term - Regular Plan - Growth	5	9520.30	0.56	1.82	2.60	3.35	5.14
IDFC CRISIL IBX Gilt June 2027 Index Fund - Regular Plan - Growth	NA	7494.35	0.58	2.11	2.92	2.73	0.00
IDFC CRISIL IBX Gilt June 2027 Index Fund - Regular Plan - Growth	NA	7494.35	0.61	2.19	3.20	3.18	0.00
IDFC Low Duration Fund - Regular Plan - Growth	3	6036.17	0.54	1.68	2.78	4.30	4.77
IDFC Flexi Cap Fund - Regular Plan - Growth	3	5804.09	-4.01	-4.69	2.21	-2.22	9.96
IDFC Sterling Value Fund - Regular Plan - Growth	4	5177.99	-1.86	-2.01	5.12	2.62	21.71
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth	5	4025.95	-2.44	-2.35	5.32	2.60	20.11