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IDFC Regular Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Conservative Hybrid Fund
Fund House :
  • NAV
    : ₹ 28.587 0.09%
    (as on 30th November, 2022)
Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderately High

The fund has 12.34% investment in domestic equities of which 1.95% is in Large Cap stocks, 3.78% is in Mid Cap stocks, 3.09% in Small Cap stocks.The fund has 56.68% investment in Debt, of which 44.41% in Government securities, 12.27% is in Low Risk securities.

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Returns (NAV as on 30th November, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 23-Nov-22 10052.30 0.52% - 0.72% 20/21
1 Month 28-Oct-22 10112.20 1.12% - 1.66% 21/21
3 Month 30-Aug-22 10058.80 0.59% - 2.06% 21/21
6 Month 30-May-22 10363.90 3.64% - 5.54% 21/21
YTD 31-Dec-21 10154.60 1.55% - 5.58% 20/20
1 Year 30-Nov-21 10205.80 2.06% 2.06% 6.18% 20/20
2 Year 27-Nov-20 11099.40 10.99% 5.33% 9.39% 18/18
3 Year 29-Nov-19 11886.10 18.86% 5.92% 9.02% 17/18
5 Year 30-Nov-17 13366.10 33.66% 5.97% 7.24% 16/18
Since Inception 02-Jan-13 22104.90 121.05% 8.33% 8.80% 14/21

SIP Returns (NAV as on 30th November, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 30-Nov-21 12000 12229.34 1.91 % 3.54 %
2 Year 27-Nov-20 24000 24967.78 4.03 % 3.84 %
3 Year 29-Nov-19 36000 39173.68 8.82 % 5.55 %
5 Year 30-Nov-17 60000 70275.2 17.13 % 6.25 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Oct,2022)

Equity Holding : 12.34% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 12.34%
No of Stocks : 24 (Category Avg - 33.95) | Large Cap Investments : 1.95%| Mid Cap Investments : 3.78% | Small Cap Investments : 3.09% | Other : 3.52%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bank Of Baroda Banks 11.7 0.71% 0.07% 0.71% (Oct 2022) 0% (Nov 2021) 78.99 k 0.00
Larsen & Toubro Infotech Ltd. Computers - software 10.8 0.66% 0.04% 0.66% (Oct 2022) 0% (Nov 2021) 2.27 k 0.00
Avenue Supermarts Ltd. Retailing 10.7 0.65% -0.01% 0.66% (Sep 2022) 0% (Nov 2021) 2.47 k 0.00
Jubilant Foodworks Ltd. Consumer food 10.6 0.65% -0.01% 0.66% (Sep 2022) 0% (Nov 2021) 17.39 k 0.00
SRF Ltd. Chemicals - speciality 10.3 0.63% 0.02% 0.67% (Sep 2022) 0% (Nov 2021) 4.01 k 0.00
Tata Power Co. Ltd. Power 10.2 0.62% 0.02% 0.65% (Sep 2022) 0% (Nov 2021) 45.09 k 0.00
Prataap Snacks Ltd. Consumer food 9.8 0.60% 0.02% 0.6% (Oct 2022) 0% (Nov 2021) 10.56 k 0.00
Cholamandalam Investment & Finance Co. Ltd. Nbfc 9.8 0.60% -0.02% 0.65% (Sep 2022) 0% (Nov 2021) 13.78 k 0.00
Godrej Consumer Products Ltd Personal care 9.6 0.59% -0.05% 0.64% (Sep 2022) 0% (Nov 2021) 11.56 k 0.00
SBI Cards and Payment Services Ltd. Nbfc 9.5 0.58% -0.06% 0.65% (Sep 2022) 0% (Nov 2021) 11.53 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 12 (Category Avg - 31.23) | Modified Duration 1.86 Years (Category Avg - 2.33)| Yield to Maturity 7.05% (Category Avg - 7.41%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 44.41% 33.71%
CD 5.88% 2.54%
T-Bills 0.00% 3.56%
NCD & Bonds 6.39% 23.84%
CP 0.00% 0.77%
PTC 0.00% 0.27%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 44.41% 37.27%
Low Risk 12.27% 26.21%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 22.24%
MF Units MF Units 8.18%
MF Units 8.18%
Net Receivables Net Receivables 0.56%
Margin Margin 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2022)

  • Standard Deviation

    High volatility
    5.78vs4.98
    Category Avg
  • Beta

    High volatility
    1.15vs0.83
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    -0.23vs0.18
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    -0.01vs0.01
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -2.96vs-0.07
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Conservative Hybrid Fund - Direct Plan - Growth 3 57.44 1.27 1.58 4.95 23.13 14.53
Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth NA 1063.25 1.71 1.58 5.16 7.88 0.00
HDFC Hybrid Debt Fund - Direct Plan - Growth 3 2745.66 2.23 3.16 7.20 7.49 10.39
Aditya Birla Sun Life Regular Savings Fund- Direct Plan - Growth 3 1692.24 1.60 2.20 5.86 7.13 10.34
ICICI Prudential Regular Savings Fund - Direct Plan - Growth 3 3302.84 1.48 2.23 5.79 6.98 9.83
Kotak Debt Hybrid Fund - Direct Plan - Growth 5 1600.76 1.54 2.60 7.20 6.51 12.11
Nippon India Hybrid Bond Fund - Direct Plan - Growth 2 725.42 1.32 2.11 4.75 6.15 2.62
SBI Conservative Hybrid Fund - Direct Plan - Growth 4 6807.38 1.30 2.45 6.21 6.02 11.54
Franklin India Debt Hybrid Fund  - Direct - Growth 3 260.05 1.95 2.76 6.40 5.88 7.52
Navi Regular Savings Fund - Direct Plan - Growth NA 27.98 1.44 2.56 5.01 5.61 6.72

More Funds from

Out of 44 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 2 is/are ranked 4 * , 8 is/are ranked 3 * , 7 is/are ranked 2 * , 2 is/are ranked 1 * , and 21 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Corporate Bond Fund - Direct Plan - Growth 2 16418.15 0.73 1.07 2.65 2.51 6.17
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 5 14964.13 0.64 1.29 2.63 3.58 6.07
IDFC Cash Fund - Direct Plan - Growth 4 11965.42 0.56 1.50 2.77 4.62 4.04
IDFC Bond Fund - Short Term - Direct Plan - Growth 5 9652.77 1.00 1.13 3.07 2.99 5.64
IDFC CRISIL Gilt 2027 Index Fund - Direct Plan - Growth NA 6499.93 1.33 1.16 3.46 1.53 0.00
IDFC Flexi Cap Fund - Direct Plan - Growth 3 5903.79 3.22 2.95 13.87 6.70 15.28
IDFC Low Duration Fund - Direct Plan - Growth 1 5682.74 0.72 1.27 2.75 4.00 4.97
IDFC Sterling Value Fund - Direct Plan - Growth 5 5097.86 2.67 4.13 12.37 13.77 26.96
IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth 5 3986.13 3.70 5.47 13.37 13.42 24.95
IDFC Arbitrage Fund - Direct Plan - Growth 3 3853.11 0.46 1.34 2.30 4.28 4.42

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