IDFC Regular Savings Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Conservative Hybrid Fund

Fund House : IDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 26.4941 -0.26%
(as on 05th March, 2021)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 171.94 Cr

(1.41% of Investment in Category)

Expense Ratio

: 1.27%

(1.11% Category average)

Risk-O-Meter

Moderate

Conservative Hybrid Fund :Conservative Hybrid Fund : Fund has 18.11% investment in indian stocks of which 16.09% is in large cap stocks.Fund has 58.45% investment in Debt of which 25.29% in Government securities, 33.16% in funds invested in very low risk securities..

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This Scheme

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Nifty 50

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NA
0.38%

1.95%

7.28%

10.85%

9.33%

9.06%

9.26%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 05th March, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Feb-21	10069.80	0.70%	-	0.63%	9/22
1 Month	05-Feb-21	9978.70	-0.21%	-	0.38%	21/22
3 Month	04-Dec-20	10219.00	2.19%	-	1.95%	16/22
6 Month	04-Sep-20	10647.30	6.47%	-	7.28%	18/22
YTD	01-Jan-21	10064.20	0.64%	-	0.56%	17/22
1 Year	05-Mar-20	10894.20	8.94%	8.94%	10.85%	20/22
2 Year	05-Mar-19	11933.00	19.33%	9.23%	9.33%	14/21
3 Year	05-Mar-18	12486.40	24.86%	7.68%	7.67%	15/21
5 Year	04-Mar-16	15283.20	52.83%	8.84%	9.06%	11/21
Since Inception	02-Jan-13	20486.60	104.87%	9.17%	9.26%	13/21

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th March, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Mar-20	12000	12848.92	7.07 %	13.43 %
2 Year	05-Mar-19	24000	26528.56	10.54 %	9.96 %
3 Year	05-Mar-18	36000	41283.89	14.68 %	9.1 %
5 Year	04-Mar-16	60000	73469.44	22.45 %	8.04 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Jan,2021)

Equity Holding : 18.11% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 18.11%

No of Stocks : 29 (Category Avg - 30.73) | Large Cap Investments : 16.09%| Mid Cap Investments : 0% | Small Cap Investments : 0% | Other : 2.02%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries/marketing	34.9	2.03%	0.08%	3.37% (Aug 2020)	1.65% (Mar 2020)	18.92 k	1.86 k
HDFC Bank Ltd.	Banks	34.8	2.02%	-0.05%	3.07% (Nov 2020)	1.78% (Mar 2020)	25.03 k	0.00
Infosys Ltd.	Computers - software	32.8	1.90%	-0.13%	2.54% (Nov 2020)	1.37% (Jun 2020)	26.43 k	-1.63 k
Housing Development Finance Corporation Ltd.	Housing finance	24.5	1.43%	-0.09%	1.73% (Apr 2020)	0% (Feb 2020)	10.31 k	0.00
ICICI Bank Ltd.	Banks	21.3	1.24%	0.02%	2.6% (Nov 2020)	1.19% (Dec 2020)	39.71 k	0.00
Tata Consultancy Services Ltd.	Computers - software	18.8	1.09%	0.09%	1.21% (Oct 2020)	0.9% (Jun 2020)	6.05 k	0.00
Kotak Mahindra Bank Ltd.	Banks	14.5	0.84%	-0.13%	1.64% (Mar 2020)	0% (Feb 2020)	8.43 k	0.00
Hindustan Unilever Ltd.	Diversified	14.3	0.83%	0.12%	1.12% (Apr 2020)	0.69% (Dec 2020)	6.33 k	1.19 k
ITC Limited	Cigarettes	12.7	0.74%	0.14%	0.74% (Jan 2021)	0% (Feb 2020)	62.70 k	12.40 k
Larsen & Toubro Ltd.	Engineering, designing, construction	11.6	0.67%	0.15%	0.7% (Feb 2020)	0% (Feb 2020)	8.69 k	1.65 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 18 (Category Avg - 21.64) | Modified Duration 1.90 Years (Category Avg - 2.41)| Yield to Maturity 4.63% (Category Avg - 5.59%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	25.29%	20.59%
CD	0.00%	1.35%
T-Bills	0.00%	3.58%
CP	0.00%	0.81%
NCD & Bonds	33.16%	35.32%
PTC	0.00%	1.45%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	25.29%	24.17%
Low Risk	33.16%	30.59%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	15.48%
MF Units	MF Units	6.24%
Net Receivables	Net Receivables	1.66%
Margin	Margin	0.06%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla Sun Life Regular Savings Fund- Direct Plan - Growth	2	1189.19	1.42	6.91	15.64	17.60	7.66
Kotak Debt Hybrid - Direct Plan - Growth	4	375.02	0.05	3.70	10.62	16.88	10.89
SBI Debt Hybrid Fund - Direct Plan - Growth	3	997.98	0.48	3.86	11.33	15.55	9.20
UTI Regular Savings Fund - Direct Plan - Growth	3	1631.11	-0.03	2.82	10.87	15.37	6.74
Canara Robeco Conservative Hybrid Fund - Direct Plan - Growth	5	396.62	0.86	3.44	8.25	14.47	11.42
Axis Regular Saver Fund - Direct Plan - Growth	3	218.49	0.48	2.80	9.02	14.46	7.85
HDFC Hybrid Debt Fund - Direct Plan - Growth	1	2431.88	0.67	4.81	11.18	13.82	8.37
ICICI Prudential Regular Savings Fund - Direct Plan - Growth	3	2828.77	0.67	2.95	8.02	12.96	10.29
Indiabulls Savings Income Fund - Direct Plan - Growth	NA	13.48	0.03	4.93	11.64	12.72	7.92
Baroda Conservative Hybrid Fund - Plan B (Direct) - Growth	NA	32.46	0.40	1.48	6.03	12.05	11.10

Detailed Comparison

More Funds from IDFC Mutual Fund

Out of 52 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 2 is/are ranked 4 * , 10 is/are ranked 3 * , 6 is/are ranked 2 * , and 29 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDFC Corporate Bond Fund - Direct Plan - Growth	4	22998.60	0.13	-0.53	1.87	8.78	8.59
IDFC Banking & PSU Debt Fund - Direct Plan - Growth	3	17774.10	0.33	-0.09	1.91	8.40	9.78
IDFC Bond Fund - Short Term - Direct Plan - Growth	2	14298.44	0.17	-0.17	1.66	7.66	8.78
IDFC Cash Fund - Direct Plan - Growth	3	8856.84	0.23	0.74	1.53	3.68	5.73
IDFC Arbitrage Fund - Direct Plan - Growth	3	6877.38	0.33	1.03	2.01	3.97	5.91
IDFC Low Duration Fund - Direct Plan - Growth	5	6524.74	0.31	0.55	1.84	6.01	7.46
IDFC Flexi Cap Fund - Direct Plan - Growth	2	5083.36	1.43	11.61	29.20	18.98	7.36
IDFC Bond Fund - Medium Term Plan - Direct Plan - Growth	5	4907.66	-0.53	-1.18	1.19	6.78	8.73
IDFC Ultra Short Term Fund - Direct Plan - Growth	5	4644.54	0.27	0.71	1.69	5.09	0.00
IDFC Dynamic Bond Fund - Direct Plan - Growth	5	3205.15	-1.03	-2.00	0.63	6.92	10.37