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IDFC Regular Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Conservative Hybrid Fund
Fund House : IDFC Mutual Fund
  • NAV
    : ₹ 22.5403 0.04%
    (as on 20th March, 2019)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderately High

Fund has 23.52% investment in indian stocks of which 20.11% is in large cap stocks, 2.34% is in mid cap stocks, 1.07% in small cap stocks.Fund has 45.58% investment in Debt of which , 45.58% in funds invested in very low risk securities..

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Returns (NAV as on 20th March, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 13-Mar-19 10047.61 0.48% - 0.47% 11/23
1 Month 20-Feb-19 10211.06 2.11% - 2.76% 17/23
3 Month 20-Dec-18 10224.49 2.24% - 2.22% 14/23
6 Month 21-Sep-18 10470.57 4.71% - 3.89% 9/23
YTD 03-Apr-18 10546.16 5.46% - 5.50% 8/23
1 Year 20-Mar-18 10668.15 6.68% 6.68% 6.22% 11/23
2 Year 20-Mar-17 11280.47 12.80% 6.21% 6.90% 17/23
3 Year 21-Mar-16 12853.44 28.53% 8.74% 9.10% 14/23
5 Year 20-Mar-14 16362.13 63.62% 10.34% 10.07% 11/22
10 Year - - - - - -/-
Since Inception 02-Jan-13 17429.32 74.29% 9.35% - -/-

SIP Returns (NAV as on 20th Mar,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 20-Mar-18 12000 12541.17 4.51 % 8.49 %
2 years 20-Mar-17 24000 25449.99 6.04 % 5.76 %
3 years 20-Mar-16 36000 39846.92 10.69 % 6.71 %
5 years 20-Mar-14 60000 73260.71 22.10 % 7.93 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 28th Feb,2019)

Equity Holding : 23.52% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 23.52%
No of Stocks : 35 (Category Avg - 32.65) | Large Cap Investments : 20.11%| Mid Cap Investments : 2.34% | Small Cap Investments : 1.07% | Other : 0%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Banks 44 2.20% 0.04% 2.2% (Feb 2019) 0.49% (Mar 2018) 21.15 k 0.00
Reliance Industries Ltd. Refineries/marketing 39.9 2.00% 0.05% 2.2% (Dec 2018) 0.5% (Mar 2018) 32.40 k 0.00
Infosys Ltd. Computers - software 39.9 2.00% 0.01% 2% (Feb 2019) 0.59% (Mar 2018) 54.28 k 0.00
ICICI Bank Ltd. Banks 36.4 1.82% -0.04% 1.86% (Jan 2019) 0% (Mar 2018) 1.04 L 0.00
ITC Limited Cigarettes 22.2 1.11% 0.01% 1.52% (Nov 2018) 0.48% (Mar 2018) 80.28 k 0.00
Hindustan Unilever Ltd. Diversified 20.9 1.05% 0.01% 1.07% (Dec 2018) 0.51% (Mar 2018) 12.05 k 0.00
- Axis Bank Ltd. Banks 20.4 1.02% 0.00% 1.02% (Feb 2019) 0% (Mar 2018) 28.80 k 0.00
Kotak Mahindra Bank Ltd. Banks 18.3 0.91% -0.02% 0.93% (Jan 2019) 0.49% (Mar 2018) 15.04 k 0.00
State Bank Of India Banks 15.6 0.78% -0.05% 0.84% (Dec 2018) 0% (Mar 2018) 58.00 k 0.00
Marico Ltd. Personal care 11.7 0.59% -0.03% 0.63% (Dec 2018) 0% (Mar 2018) 34.40 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 14 (Category Avg - 22.48) | Modified Duration 1.52 Years (Category Avg - 1.97)| Yield to Maturity 7.83% (Category Avg - 8.95%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 8.07%
CD 0.00% 1.87%
NCD-ST 0.00% 0.01%
T-Bills 0.00% 1.83%
CP 0.00% 1.16%
NCD & Bonds 45.58% 51.49%
PTC 0.00% 0.97%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 45.58% 46.22%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Reverse Repo Reverse Repo 27.61%
Net Receivables Net Receivables 3.27%
Call Call 0.02%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 28th February, 2019)

  • Standard Deviation

    Low volatility
    4.3vs4.49
    Category Avg
  • Beta

    High volatility
    0.99vs0.9
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.12vs0.18
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.01vs0.02
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -1.38vs-0.98
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
ICICI Prudential Regular Savings Fund - Direct Plan - Growth 4 1588.96 2.66 2.55 5.41 9.53 11.67
DHFL Pramerica Hybrid Debt Fund - Direct Plan - Growth NA 20.25 2.27 2.96 4.76 9.12 9.79
Invesco India Regular Savings Fund - Direct Plan - Growth NA 18.04 2.49 2.83 4.08 8.86 9.09
Canara Robeco Conservative Hybrid Fund - Direct Plan - Growth 3 202.83 2.62 2.51 5.30 8.62 8.87
Reliance Hybrid Bond Fund - Direct Plan - Growth 3 2022.50 1.63 2.52 4.68 8.14 9.44
BNP Paribas Conservative Hybrid Fund - Direct Plan - Growth 5 342.34 2.37 2.33 4.61 7.93 10.33
Essel Regular Savings Fund - Direct Plan - Growth NA 42.24 2.46 2.34 4.24 7.87 8.88
Baroda Conservative Hybrid Fund - Plan B (Direct) - Growth NA 19.07 2.12 0.45 6.06 7.53 7.89
UTI Regular Savings Fund - Direct Plan - Growth 3 2502.62 2.44 1.99 2.34 7.14 9.60
Axis Regular Saver Fund - Direct Plan - Growth 4 275.27 2.16 1.92 2.90 6.73 8.51

More Funds from IDFC Mutual Fund

Out of 52 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 6 is/are ranked 4 * , 6 is/are ranked 3 * , 4 is/are ranked 2 * , and 31 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Cash Fund - Direct Plan - Growth 3 12321.78 0.52 1.70 3.58 7.41 7.19
IDFC Corporate Bond Fund - Direct Plan - Growth 4 12223.11 0.98 2.58 5.08 7.50 8.16
IDFC Bond Fund - Short Term - Direct Plan - Growth 5 5538.16 1.20 2.89 5.74 8.16 7.88
IDFC Multi Cap Fund - Direct Plan - Growth 2 5185.14 8.91 2.19 -1.92 3.52 12.06
IDFC Low Duration Fund - Direct Plan - Growth 5 3375.42 0.82 2.20 4.47 7.84 7.92
IDFC Arbitrage Fund - Direct Plan - Growth 4 3244.39 0.43 1.53 3.47 6.89 6.69
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 5 3078.36 1.77 3.37 7.17 9.23 7.54
IDFC Sterling Value Fund - Direct Plan - Growth 3 2891.39 13.10 0.72 -2.26 -3.80 18.73
IDFC Core Equity Fund - Direct Plan - Growth 3 2800.68 9.91 1.11 -0.84 3.98 17.21
IDFC Bond Fund - Medium Term Plan - Direct Plan - Growth 5 2018.73 1.27 2.22 5.53 7.95 7.90

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