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IDFC Credit Risk Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : IDFC Mutual Fund
  • NAV
    : ₹ 14.0515 -0.08%
    (as on 24th September, 2021)
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Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate

Fund has 81.51% investment in Debt of which 13.54% in Government securities, 62.67% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
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  • CRISIL 10 Year Gilt Index
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Returns (NAV as on 24th September, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-Sep-21 10006.70 0.07% - 0.55% 10/18
1 Month 24-Aug-21 10072.20 0.72% - 1.25% 6/18
3 Month 24-Jun-21 10189.80 1.90% - 2.72% 11/18
6 Month 24-Mar-21 10391.70 3.92% - 5.41% 14/18
YTD 01-Jan-21 10411.10 4.11% - 3.91% 13/18
1 Year 24-Sep-20 10713.50 7.13% 7.13% 7.01% 13/18
2 Year 24-Sep-19 11604.00 16.04% 7.71% 3.97% 6/16
3 Year 24-Sep-18 12768.50 27.69% 8.48% 2.97% 4/16
Since Inception 03-Mar-17 14051.50 40.51% 7.74% 6.46% 8/16

SIP Returns (NAV as on 24th September, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 24-Sep-20 12000 12437.78 3.65 % 6.81 %
2 Year 24-Sep-19 24000 25849.42 7.71 % 7.3 %
3 Year 24-Sep-18 36000 40505 12.51 % 7.79 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2021)

No of Debt Holding 35 (Category Avg - 32.05) | Modified Duration 2.64 Years (Category Avg - 1.71)| Yield to Maturity 6.35% (Category Avg - 6.13%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 13.54% 7.39%
CD 0.00% 1.01%
T-Bills 0.00% 1.51%
CP 0.00% 1.08%
NCD & Bonds 60.16% 79.18%
PTC 7.81% 1.15%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 13.54% 8.90%
Low Risk 62.67% 56.95%
Moderate Risk 5.30% 22.40%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 15.92%
Net Receivables Net Receivables 2.41%
Margin Margin 0.16%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Franklin India Credit Risk Fund - Direct - Growth 2 620.70 2.64 1.71 5.09 16.49 6.13
Nippon India Credit Risk - Direct Plan- Growth 3 989.99 0.70 8.26 10.56 16.14 3.90
UTI Credit Risk Fund - Direct Plan - Growth 1 411.20 8.97 10.22 12.19 15.82 -6.73
Baroda Credit Risk Fund - Plan B (Direct) - Growth 5 197.40 1.91 2.83 8.46 14.14 6.46
BOI AXA Credit Risk - Direct Plan - Growth 1 73.68 0.48 1.86 7.94 10.93 -31.40
HDFC Credit Risk Debt Fund - Direct Plan - Growth 5 8310.80 0.69 2.21 5.11 10.69 10.00
PGIM India Credit Risk Fund- Direct Plan - Growth 2 44.24 0.32 1.16 2.94 9.75 3.68
Axis Credit Risk Fund - Direct Plan - Growth 4 724.36 0.53 1.97 4.28 8.72 7.94
IDBI Credit Risk Fund - Direct Plan - Growth 1 41.83 0.65 1.99 4.09 8.59 -0.08
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 3 7925.82 0.48 1.65 4.42 8.55 9.62

More Funds from IDFC Mutual Fund

Out of 46 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 4 is/are ranked 4 * , 8 is/are ranked 3 * , 5 is/are ranked 2 * , 1 is/are ranked 1 * , and 23 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Corporate Bond Fund - Direct Plan - Growth 3 21012.49 0.34 1.68 3.48 6.50 9.01
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 3 19283.99 0.22 1.37 2.78 5.44 10.13
IDFC Bond Fund - Short Term - Direct Plan - Growth 3 12907.18 0.36 1.39 2.85 5.15 8.98
IDFC Low Duration Fund - Direct Plan - Growth 3 9434.99 0.27 1.03 2.17 4.25 7.02
IDFC Cash Fund - Direct Plan - Growth 3 9112.15 0.26 0.83 1.66 3.23 4.95
IDFC Arbitrage Fund - Direct Plan - Growth 3 6704.41 0.32 1.02 2.35 4.35 5.56
IDFC Flexi Cap Fund - Direct Plan - Growth 2 5917.35 7.25 11.32 23.15 63.21 15.09
IDFC Ultra Short Term Fund - Direct Plan - Growth 4 5401.04 0.25 0.90 1.83 3.61 6.34
IDFC Sterling Value Fund - Direct Plan - Growth 5 3990.45 8.11 12.90 33.58 100.83 19.73
IDFC Dynamic Bond Fund - Direct Plan - Growth 5 3832.96 0.62 1.58 3.55 5.34 11.01

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