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IDFC Banking & PSU Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : IDFC Mutual Fund
  • NAV
    : ₹ 20.6452 -0.02%
    (as on 27th September, 2022)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Low to Moderate

The fund has 92.5% investment in Debt, of which 11.19% in Government securities, 81.31% is in Low Risk securities.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 4 in the previous quarter.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 27th September, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Sep-22 9996.40 -0.04% - -0.27% 3/23
1 Month 26-Aug-22 10023.90 0.24% - -0.14% 2/23
3 Month 27-Jun-22 10120.70 1.21% - 1.36% 11/22
6 Month 25-Mar-22 10131.30 1.31% - 1.07% 4/22
YTD 31-Dec-21 10225.00 2.25% - 1.85% 4/22
1 Year 27-Sep-21 10299.50 3.00% 2.99% 2.57% 4/22
2 Year 25-Sep-20 10858.90 8.59% 4.19% 4.15% 9/19
3 Year 27-Sep-19 12105.90 21.06% 6.57% 6.22% 7/17
5 Year 27-Sep-17 14296.00 42.96% 7.41% 6.80% 2/17
Since Inception 07-Mar-13 20645.20 106.45% 7.87% 6.96% 11/22

SIP Returns (NAV as on 27th September, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 27-Sep-21 12000 12203.06 1.69 % 3.14 %
2 Year 25-Sep-20 24000 24882.34 3.68 % 3.51 %
3 Year 27-Sep-19 36000 38676.09 7.43 % 4.71 %
5 Year 27-Sep-17 60000 70979.7 18.3 % 6.65 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2022)

No of Debt Holding 159 (Category Avg - 55.70) | Modified Duration 0.56 Years (Category Avg - 1.88)| Yield to Maturity 6.28% (Category Avg - 6.72%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 6.08% 17.69%
CD 27.70% 10.72%
T-Bills 5.11% 0.53%
NCD & Bonds 52.52% 71.63%
CP 1.09% 0.81%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 11.19% 18.22%
Low Risk 81.31% 83.15%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 4.51%
Net Receivables Net Receivables 2.98%
Margin Margin 0.01%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th August, 2022)

  • Standard Deviation

    High volatility
    2.42vs2.12
    Category Avg
  • Beta

    Low volatility
    0.13vs0.67
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.87vs0.6
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.16vs0.14
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    2.07vs0.17
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI-Banking & PSU Debt Fund - Direct Plan - Growth 3 464.82 -0.83 1.50 7.31 9.04 7.43
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 4 8185.99 0.43 2.08 2.36 3.76 6.75
ITI Banking & PSU Debt Fund - Direct Plan - Growth NA 28.20 0.15 1.29 2.07 3.75 0.00
Axis Banking & PSU Debt Fund - Direct Plan - Growth 5 13871.55 -0.25 0.78 1.29 2.99 6.08
Kotak Banking and PSU Debt Fund - Direct Plan - Growth 3 6967.99 0.18 1.68 1.30 2.99 6.64
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 3 9611.20 0.03 1.31 1.30 2.96 6.55
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 3 5380.07 0.12 1.42 1.20 2.82 6.58
Nippon India Banking & PSU Debt Fund - Direct Plan - Growth 3 4241.92 -0.08 1.36 0.86 2.57 6.60
Franklin India Banking & PSU Debt Fund - Direct Plan - Growth 3 744.33 -0.30 1.20 0.88 2.54 5.97
LIC MF Banking & PSU Debt Fund - Direct Plan - Growth 5 1302.51 -0.23 0.84 1.02 2.51 5.43

More Funds from IDFC Mutual Fund

Out of 40 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 5 is/are ranked 4 * , 5 is/are ranked 3 * , 11 is/are ranked 2 * , and 17 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Corporate Bond Fund - Direct Plan - Growth 2 16708.17 -0.15 1.17 0.24 1.86 6.23
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 4 15787.00 0.24 1.21 1.31 2.99 6.57
IDFC Cash Fund - Direct Plan - Growth 4 12366.67 0.40 1.26 2.29 4.06 3.98
IDFC Bond Fund - Short Term - Direct Plan - Growth 2 9965.19 -0.41 1.09 0.39 2.18 5.88
IDFC CRISIL Gilt 2027 Index Fund - Direct Plan - Growth NA 6279.45 -0.69 1.24 -0.61 0.63 0.00
IDFC Low Duration Fund - Direct Plan - Growth 2 6098.54 0.08 1.13 1.56 3.35 5.09
IDFC Flexi Cap Fund - Direct Plan - Growth 2 5907.43 -1.40 12.06 1.95 0.01 13.32
IDFC Sterling Value Fund - Direct Plan - Growth 5 4906.38 -1.12 11.53 2.98 7.03 25.47
IDFC Arbitrage Fund - Direct Plan - Growth 3 4195.74 0.50 1.11 2.12 4.19 4.47
IDFC Ultra Short Term Fund - Direct Plan - Growth 2 4094.65 0.26 1.18 1.93 3.75 4.64

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