HDFC Credit Risk Debt Fund - Direct Plan - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Returns (NAV as on 13th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	06-Nov-25	10011.30	0.11%	-	0.17%	11/14
1 Month	13-Oct-25	10060.70	0.61%	-	0.66%	8/14
3 Month	13-Aug-25	10215.60	2.16%	-	2.19%	7/14
6 Month	13-May-25	10395.00	3.95%	-	4.07%	8/14
YTD	01-Jan-25	10783.20	7.83%	-	10.42%	11/14
1 Year	13-Nov-24	10869.60	8.70%	8.70%	11.41%	11/14
2 Year	13-Nov-23	11225.50	12.25%	5.94%	10.13%	11/14
3 Year	11-Nov-22	11392.80	13.93%	4.43%	9.58%	11/14
5 Year	13-Nov-20	13100.40	31.00%	5.55%	9.96%	11/14
10 Year	13-Nov-15	17649.20	76.49%	5.84%	7.29%	5/13
Since Inception	25-Mar-14	20440.60	104.41%	6.33%	7.74%	5/14

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	13-Nov-24	12000	12561.34	4.68 %	8.74 %
2 Year	13-Nov-23	24000	25924.38	8.02 %	7.59 %
3 Year	11-Nov-22	36000	39564.15	9.9 %	6.21 %
5 Year	13-Nov-20	60000	68603.9	14.34 %	5.29 %
10 Year	13-Nov-15	120000	159468.61	32.89 %	5.54 %

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	-0.03%	0.57%	1.97%	3.79%	7.86%	8.65%	5.92%	4.40%	5.54%
Nifty 50	0.12%	3.04%	5.19%	5.04%	9.58%	10.10%	15.39%	12.22%	15.17%
Benchmark:	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Category Average	-0.03%	0.62%	2.04%	3.92%	10.39%	11.39%	10.10%	9.57%	9.95%
Category Rank	12/14	8/14	7/14	8/14	11/14	11/14	11/14	11/14	11/14
Best in Category	-0.01%	0.90%	2.62%	5.22%	21.25%	22.56%	15.31%	15.70%	26.29%
Worst in Category	-0.07%	0.40%	1.49%	2.63%	6.26%	6.83%	6.67%	6.40%	6.43%