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Franklin India Credit Risk Fund - Direct - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
  • NAV
    : ₹ 23.7962 0%
    (as on 27th September, 2022)
Crisil Rank
Below average performance among peers
Risk-O-Meter
Very High

The fund has 92.15% investment in Debt, of which .

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 26th September, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 19-Sep-22 9959.10 -0.41% - -0.18% 16/16
1 Month 26-Aug-22 9894.00 -1.06% - -0.39% 15/16
3 Month 24-Jun-22 9968.80 -0.31% - 1.12% 15/16
6 Month 25-Mar-22 9890.70 -1.09% - 9.04% 15/16
YTD 31-Dec-21 9862.80 -1.37% - 11.68% 15/15
1 Year 24-Sep-21 10295.40 2.95% 2.94% 14.71% 12/15
2 Year 25-Sep-20 11974.80 19.75% 9.42% 11.47% 6/15
3 Year 26-Sep-19 11392.80 13.93% 4.44% 6.17% 12/15
5 Year 26-Sep-17 13105.60 31.06% 5.56% 4.71% 8/15
Since Inception 01-Jan-13 21017.50 110.17% 7.92% 7.02% 7/15

SIP Returns (NAV as on 26th September, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 24-Sep-21 12000 11943.39 -0.47 % -0.87 %
2 Year 25-Sep-20 24000 25170 4.88 % 4.64 %
3 Year 26-Sep-19 36000 39328.58 9.25 % 5.82 %
5 Year 26-Sep-17 60000 68687.99 14.48 % 5.34 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2022)

No of Debt Holding 3 (Category Avg - 33.44) | Modified Duration 2.72 Years (Category Avg - 1.77)| Yield to Maturity 9.92% (Category Avg - 7.71%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 11.50%
CD 0.00% 0.15%
T-Bills 0.00% 2.55%
CP 0.00% 2.57%
NCD & Bonds 92.15% 77.93%
PTC 0.00% 0.92%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 0.00% 0.00%
Moderate Risk 92.15% 16.83%
High Risk 0.00% 0.06%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
MF Units MF Units 8.02%
Net Receivables Net Receivables -0.17%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th August, 2022)

  • Standard Deviation

    Low volatility
    5.99vs8.51
    Category Avg
  • Beta

    High volatility
    0.94vs0.57
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.42vs0.55
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.03vs0.52
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    0.44vs1.17
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Credit Risk Fund - Direct Plan - Growth 1 166.26 -0.03 1.12 125.07 141.21 13.54
IDBI Credit Risk Fund - Direct Plan - Growth 1 29.82 -0.07 1.52 0.73 13.66 4.18
Baroda BNP Paribas Credit Risk Fund - Direct Plan - Growth 4 202.41 0.55 2.10 2.03 12.34 9.04
UTI Credit Risk Fund - Direct Plan - Growth 3 491.12 0.12 1.47 1.37 11.04 -2.57
DSP Credit Risk Fund - Direct Plan - Growth 2 246.88 -0.15 1.09 7.34 8.75 6.57
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 5 8014.21 0.02 1.67 2.15 5.17 8.05
L&T Credit Risk Fund - Direct Plan - Growth 3 161.34 0.10 1.55 1.31 4.72 5.63
Nippon India Credit Risk Fund - Direct Plan - Growth 3 1029.54 0.12 1.71 1.32 4.17 3.72
Axis Credit Risk Fund - Direct Plan - Growth 3 665.81 0.03 1.67 1.64 4.15 7.34
SBI Credit Risk Fund - Direct Plan - Growth 3 2952.39 0.24 1.57 1.82 3.96 6.98

More Funds from Franklin Templeton Mutual Fund

Out of 42 mutual fund schemes offered by this AMC, 6 is/are ranked 4 * , 7 is/are ranked 3 * , 4 is/are ranked 2 * , 3 is/are ranked 1 * , and 22 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Franklin India Flexi Cap Fund - Direct - Growth 4 10245.08 -2.28 9.99 2.64 0.65 19.76
Franklin India Focused Equity Fund - Direct - Growth 4 8184.25 -0.87 12.18 6.50 3.82 19.84
Franklin India Prima Fund - Direct - Growth 1 7581.91 -0.41 15.41 6.85 -3.06 17.71
Franklin India Smaller Companies Fund - Direct - Growth 2 7032.71 1.22 14.67 5.47 3.05 23.52
Franklin India Bluechip Fund - Direct - Growth 3 6574.33 -3.78 4.82 -0.35 -6.12 15.10
Franklin India Taxshield Fund - Direct - Growth 3 4862.16 -2.29 10.14 3.24 0.70 16.18
Franklin India Feeder - Franklin U.S. Opportunities Fund - Direct - Growth NA 3106.70 -9.86 -3.52 -19.92 -29.56 10.57
Franklin India Equity Advantage Fund - Direct - Growth 3 2779.96 -3.66 5.99 1.05 -3.43 15.89
Franklin India Liquid Fund - Super Institutional - Direct - Growth 4 1529.81 0.43 1.28 2.30 4.10 4.17
Franklin India Equity Hybrid Fund - Direct - Growth 3 1379.22 -1.41 8.10 3.70 -0.80 14.38

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