Moneycontrol
Get App
you are here:

Franklin India Credit Risk Fund - Direct - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
  • NAV
    : ₹ 20.6633 0.12%
    (as on 14th June, 2019)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate

Fund has 95.19% investment in Debt of which , 46.38% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • CRISIL 10 Year Gilt Index : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 14th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 07-Jun-19 9945.80 -0.54% - -1.06% 17/20
1 Month 14-May-19 10051.95 0.52% - -2.25% 9/20
3 Month 14-Mar-19 10082.61 0.83% - -1.88% 8/20
6 Month 14-Dec-18 10357.91 3.58% - -0.23% 6/20
YTD 29-Mar-19 10032.87 0.33% - -2.39% 8/20
1 Year 14-Jun-18 10910.28 9.10% 9.10% 2.89% 1/19
2 Year 14-Jun-17 11676.56 16.77% 8.06% 4.36% 1/19
3 Year 14-Jun-16 13019.29 30.19% 9.19% 6.37% 1/18
5 Year 13-Jun-14 15731.72 57.32% 9.47% 8.38% 1/11
10 Year - - - - - -/-
Since Inception 01-Jan-13 18251.06 82.51% 9.77% - -/-

SIP Returns (NAV as on 14th Jun,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 14-Jun-18 12000 12514.09 4.28 % 8.03 %
2 years 14-Jun-17 24000 26023.71 8.43 % 7.99 %
3 years 14-Jun-16 36000 40843.54 13.45 % 8.37 %
5 years 14-Jun-14 60000 75124.94 25.21 % 8.93 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st May,2019)

No of Debt Holding 103 (Category Avg - 68.35) | Modified Duration 2.36 Years (Category Avg - 1.61)| Yield to Maturity 11.11% (Category Avg - 10.20%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 0.54%
CD 0.00% 1.55%
NCD-ST 0.00% 0.49%
T-Bills 0.00% 0.01%
CP 0.92% 2.91%
NCD & Bonds 94.24% 86.25%
PTC 0.00% 2.29%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 46.38% 62.33%
Moderate Risk 48.78% 28.27%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 4.81%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    Low volatility
    1.65vs1.87
    Category Avg
  • Beta

    High volatility
    0.9vs0.47
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.41vs0.51
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.03vs0.03
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    1.07vs-0.24
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Credit Risk Fund - Direct Plan - Growth 5 1330.32 1.43 2.56 5.20 9.09 0.00
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 2 10941.85 1.02 2.35 4.56 8.93 8.82
Kotak Credit Risk Fund - Direct Plan - Growth 4 4916.31 1.03 2.20 4.58 8.78 8.59
HDFC Credit Risk Debt Fund - Direct Plan - Growth 3 15415.47 1.20 2.28 4.52 8.75 8.31
SBI Credit Risk Fund - Direct Plan - Growth 3 5396.93 1.23 1.01 3.50 8.06 8.08
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 2 6651.47 0.64 1.51 3.10 7.18 8.77
Reliance Credit Risk - Direct Plan- Growth 2 8533.99 0.90 -1.02 1.59 5.68 7.40
Axis Credit Risk Fund - Direct Plan - Growth 4 1605.63 -2.74 -1.55 0.98 5.28 7.26
Baroda Credit Risk Fund - Plan B (Direct) - Growth 3 981.11 -1.22 -0.55 1.33 5.23 8.27
L&T Credit Risk Fund - Direct Plan - Growth 3 3038.05 -1.39 -0.72 1.22 4.74 7.00

More Funds from Franklin Templeton Mutual Fund

Out of 64 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 12 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 40 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Franklin India Ultra Short Bond Fund - Super Institutional - Direct - Growth 3 19090.98 0.90 2.33 4.94 9.86 9.02
Franklin India Short Term Income Plan - Direct - Growth 3 13367.61 0.81 1.44 4.42 10.21 9.70
Franklin India Liquid Fund - Direct - Growth 1 12782.76 0.62 1.90 3.77 7.74 7.24
Franklin India Equity Fund - Direct - Growth 3 11540.78 2.81 -0.24 4.05 1.02 10.17
Franklin India Focused Equity Fund - Direct - Growth 3 8653.30 6.88 5.85 13.43 11.86 14.76
Franklin India Smaller Companies Fund - Direct - Growth 3 7576.97 4.23 -0.31 4.35 -8.51 9.49
Franklin India Bluechip Fund - Direct - Growth 2 7245.87 3.30 0.85 4.80 2.17 9.55
Franklin India Prima Fund - Direct - Growth 4 7147.94 4.39 -0.42 3.63 -1.78 11.24
Franklin India Credit Risk Fund - Direct - Growth 4 7124.75 0.52 0.83 3.58 9.10 9.19
Franklin India Low Duration Fund - Direct - Growth 2 6920.37 0.59 1.57 4.29 9.20 9.07

Forum

View More